{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/59.1-207.22.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/59.1-207.22.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/59.1-207.22.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/59.1-207.22.html"}],"law_id":62428,"edition_id":1,"section_id":62428,"structure_id":15621,"section_number":"59.1-207.22","catch_line":"Prohibited practices","history":"1988, c. 24.","full_text":"A lease-purchase agreement may not contain:\n\n1\n\nA confession of judgment;2\n\nA negotiable instrument;3\n\nA security interest or any other claim of a property interest in any goods except those goods delivered by the lessor pursuant to the lease-purchase agreement;4\n\nA wage assignment;5\n\nA waiver by the consumer of claims or defenses; or6\n\nA provision authorizing the lessor or a person acting on the lessor&#8217;s behalf to enter upon the consumer&#8217;s premises or to commit any breach of the peace in the repossession of goods.","order_by":null,"text":{"0":{"id":227662,"text":"A lease-purchase agreement may not contain:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":227663,"text":"A confession of judgment;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":227664,"text":"A negotiable instrument;","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":227665,"text":"A security interest or any other claim of a property interest in any goods except those goods delivered by the lessor pursuant to the lease-purchase agreement;","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"4"},"4":{"id":227666,"text":"A wage assignment;","type":"section","prefixes":["4"],"prefix":"4","entire_prefix":"4","prefix_anchor":"4","level":1,"prior_prefix":"3","next_prefix":"5"},"5":{"id":227667,"text":"A waiver by the consumer of claims or defenses; or","type":"section","prefixes":["5"],"prefix":"5","entire_prefix":"5","prefix_anchor":"5","level":1,"prior_prefix":"4","next_prefix":"6"},"6":{"id":227668,"text":"A provision authorizing the lessor or a person acting on the lessor&#8217;s behalf to enter upon the consumer&#8217;s premises or to commit any breach of the peace in the repossession of goods.","type":"section","prefixes":["6"],"prefix":"6","entire_prefix":"6","prefix_anchor":"6","level":1,"prior_prefix":"5"}},"ancestry":[{"id":15621,"edition_id":1,"name":"Virginia Lease-Purchase Agreement Act","identifier":"17.4","label":"chapter","depth":2,"order_by":1,"parent_id":12809,"metadata":{},"date_created":"2026-06-26 03:57:00","date_modified":"2026-06-26 03:57:00","permalink":{"id":259915,"object_type":"structure","relational_id":15621,"identifier":"17.4","token":"59.1\/17.4","url":"\/59.1\/17.4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12809,"edition_id":1,"name":"Trade and Commerce","identifier":"59.1","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:54","date_modified":"2026-06-26 03:43:54","permalink":{"id":259521,"object_type":"structure","relational_id":12809,"identifier":"59.1","token":"59.1","url":"\/59.1\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":59658,"structure_id":15621,"section_number":"59.1-207.17","catch_line":"Title","url":"\/59.1-207.17\/","token":"59.1\/17.4\/59.1-207.17","metadata":false},{"id":61779,"structure_id":15621,"section_number":"59.1-207.18","catch_line":"Definitions","url":"\/59.1-207.18\/","token":"59.1\/17.4\/59.1-207.18","metadata":false},{"id":70275,"structure_id":15621,"section_number":"59.1-207.19","catch_line":"Inapplicability of other laws; exempted transactions","url":"\/59.1-207.19\/","token":"59.1\/17.4\/59.1-207.19","metadata":false},{"id":81577,"structure_id":15621,"section_number":"59.1-207.20","catch_line":"General requirements of disclosure","url":"\/59.1-207.20\/","token":"59.1\/17.4\/59.1-207.20","metadata":false},{"id":77057,"structure_id":15621,"section_number":"59.1-207.21","catch_line":"Disclosures","url":"\/59.1-207.21\/","token":"59.1\/17.4\/59.1-207.21","metadata":false},{"id":62428,"structure_id":15621,"section_number":"59.1-207.22","catch_line":"Prohibited practices","url":"\/59.1-207.22\/","token":"59.1\/17.4\/59.1-207.22","metadata":false},{"id":60515,"structure_id":15621,"section_number":"59.1-207.23","catch_line":"Reinstatement","url":"\/59.1-207.23\/","token":"59.1\/17.4\/59.1-207.23","metadata":false},{"id":84991,"structure_id":15621,"section_number":"59.1-207.24","catch_line":"Receipts and accounts","url":"\/59.1-207.24\/","token":"59.1\/17.4\/59.1-207.24","metadata":false},{"id":64667,"structure_id":15621,"section_number":"59.1-207.25","catch_line":"Renegotiations and extensions","url":"\/59.1-207.25\/","token":"59.1\/17.4\/59.1-207.25","metadata":false},{"id":86489,"structure_id":15621,"section_number":"59.1-207.26","catch_line":"Advertising","url":"\/59.1-207.26\/","token":"59.1\/17.4\/59.1-207.26","metadata":false},{"id":68212,"structure_id":15621,"section_number":"59.1-207.27","catch_line":"Enforcement; penalties","url":"\/59.1-207.27\/","token":"59.1\/17.4\/59.1-207.27","metadata":false}],"previous_section":{"id":77057,"structure_id":15621,"section_number":"59.1-207.21","catch_line":"Disclosures","url":"\/59.1-207.21\/","token":"59.1\/17.4\/59.1-207.21","metadata":false},"next_section":{"id":60515,"structure_id":15621,"section_number":"59.1-207.23","catch_line":"Reinstatement","url":"\/59.1-207.23\/","token":"59.1\/17.4\/59.1-207.23","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/59.1-207.22\/","history_text":"<p>This law was first created in 1988. The record of its establishment is cataloged in chapter 24 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1988 \u201cActs\u201d aren\u2019t available online.<\/p>","references":false,"refers_to":false,"permalink":{"id":259937,"object_type":"law","relational_id":62428,"identifier":"59.1-207.22","token":"59.1\/17.4\/59.1-207.22","url":"\/59.1-207.22\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/59.1-207.22\/","token":"59.1\/17.4\/59.1-207.22","dublin_core":{"Title":"Prohibited practices","Type":"Text","Format":"text\/html","Identifier":"\u00a7 59.1-207.22","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>A <span class=\"dictionary\">lease-purchase agreement<\/span> may not contain:<\/p><\/section>\n\t\t\t\t\t\t<section id=\"1\"><p><span class=\"prefix-number\">1.<\/span> A <span class=\"dictionary\">confession<\/span> of <span class=\"dictionary\">judgment<\/span>; <a id=\"paragraph-227663\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/59.1-207.22\/#1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"2\"><p><span class=\"prefix-number\">2.<\/span> A negotiable instrument; <a id=\"paragraph-227664\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/59.1-207.22\/#2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"3\"><p><span class=\"prefix-number\">3.<\/span> A security interest or any other claim of a property interest in any goods except those goods delivered by the <span class=\"dictionary\">lessor<\/span> pursuant to the <span class=\"dictionary\">lease-purchase agreement<\/span>; <a id=\"paragraph-227665\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/59.1-207.22\/#3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"4\"><p><span class=\"prefix-number\">4.<\/span> A wage assignment; <a id=\"paragraph-227666\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/59.1-207.22\/#4\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"5\"><p><span class=\"prefix-number\">5.<\/span> A <span class=\"dictionary\">waiver<\/span> by the <span class=\"dictionary\">consumer<\/span> of claims or defenses; or <a id=\"paragraph-227667\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/59.1-207.22\/#5\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"6\"><p><span class=\"prefix-number\">6.<\/span> A provision authorizing the <span class=\"dictionary\">lessor<\/span> or a person acting on the <span class=\"dictionary\">lessor<\/span>&#8217;s behalf to enter upon the <span class=\"dictionary\">consumer<\/span>&#8217;s premises or to commit any breach of the peace in the repossession of goods. <a id=\"paragraph-227668\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/59.1-207.22\/#6\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nPROHIBITED PRACTICES (\u00a7 59.1-207.22)\n\nA lease-purchase agreement may not contain:\n\n1. A confession of judgment;\n\n2. A negotiable instrument;\n\n3. A security interest or any other claim of a property interest in any goods\nexcept those goods delivered by the lessor pursuant to the lease-purchase\nagreement;\n\n4. A wage assignment;\n\n5. A waiver by the consumer of claims or defenses; or\n\n6. A provision authorizing the lessor or a person acting on the lessor&#8217;s\nbehalf to enter upon the consumer&#8217;s premises or to commit any breach of\nthe peace in the repossession of goods.\n\nHISTORY: 1988, c. 24.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}