{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/6.2-1136.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/6.2-1136.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/6.2-1136.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/6.2-1136.html"}],"law_id":78272,"edition_id":1,"section_id":78272,"structure_id":14840,"section_number":"6.2-1136","catch_line":"Remote service units","history":"1985, c. 425, \u00a7 6.1-194.29; 1991, c. 230, \u00a7 6.1-194.122; 2010, c. 794; 2016, c. 501.","full_text":"A\n\nAs used in this section:\n\t\t\t“Personal security identifier” or “PSI” or “PIN” means any word, number, or other security identifier essential for an account holder to gain access to an account through a remote service unit.\n\t\t\t“Remote service unit” or “RSU” means an information processing device, including associated equipment, structures and systems, by which information relating to financial services rendered to the public is stored and transmitted, instantaneously or otherwise, to a financial institution. Any such device not on the premises of a state savings institution that, for activation and account access, requires use of a machine-readable instrument and personal security identifier in the possession and control of an account holder, is an RSU. The term includes, without limitation, point-of-sale terminals, merchant-operated terminals, cash-dispensing machines, and automated teller machines. The term does not include automated teller machines on the premises of a state savings institution, unless shared with other financial institutions.B\n\nSubject to the requirements of the federal Electronic Fund Transfers Act (15 U.S.C. § 1693 et seq.) and Regulation E of the Consumer Financial Protection Bureau, a state savings institution may establish or use remote service units and participate with others in remote service unit operations on an unrestricted geographic basis. A state savings institution may establish a remote service unit without prior approval of the Commission, provided that notice is given to the Commissioner in accordance with the provisions of subsection A of § 6.2-1133. No remote service unit may be used to open a savings account or a demand account or to establish a loan account.C\n\nBefore permitting an account holder to use a remote service unit, the savings institution shall provide a personal security identifier to the account holder and require its use when accessing a remote service unit. An institution may not employ RSU access techniques that require the account holder to disclose a PSI to another person.D\n\nA state savings institution shall not share an RSU with any financial institution or other entity the accounts of which are not insured by an agency of the federal government or by some other insuring agency approved by the Commissioner.E\n\nA state savings institution shall not share an RSU located in the Commonwealth with any foreign savings institution, or other financial institution that is not incorporated under the laws of the Commonwealth, unless the foreign savings institution or other financial institution has been authorized by the Commission to conduct its business in the Commonwealth. Nothing herein shall be deemed to prohibit a state savings institution from sharing an RSU with a federal savings institution or other federally chartered financial institution authorized to conduct its business in the Commonwealth.F\n\nAn RSU shall not be considered to be a branch office of a state savings institution.","order_by":null,"text":{"0":{"id":280582,"text":"As used in this section:\n\t\t\t“Personal security identifier” or “PSI” or “PIN” means any word, number, or other security identifier essential for an account holder to gain access to an account through a remote service unit.\n\t\t\t“Remote service unit” or “RSU” means an information processing device, including associated equipment, structures and systems, by which information relating to financial services rendered to the public is stored and transmitted, instantaneously or otherwise, to a financial institution. Any such device not on the premises of a state savings institution that, for activation and account access, requires use of a machine-readable instrument and personal security identifier in the possession and control of an account holder, is an RSU. The term includes, without limitation, point-of-sale terminals, merchant-operated terminals, cash-dispensing machines, and automated teller machines. The term does not include automated teller machines on the premises of a state savings institution, unless shared with other financial institutions.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":280583,"text":"Subject to the requirements of the federal Electronic Fund Transfers Act (15 U.S.C. § 1693 et seq.) and Regulation E of the Consumer Financial Protection Bureau, a state savings institution may establish or use remote service units and participate with others in remote service unit operations on an unrestricted geographic basis. A state savings institution may establish a remote service unit without prior approval of the Commission, provided that notice is given to the Commissioner in accordance with the provisions of subsection A of § 6.2-1133. No remote service unit may be used to open a savings account or a demand account or to establish a loan account.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":280584,"text":"Before permitting an account holder to use a remote service unit, the savings institution shall provide a personal security identifier to the account holder and require its use when accessing a remote service unit. An institution may not employ RSU access techniques that require the account holder to disclose a PSI to another person.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"3":{"id":280585,"text":"A state savings institution shall not share an RSU with any financial institution or other entity the accounts of which are not insured by an agency of the federal government or by some other insuring agency approved by the Commissioner.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C","next_prefix":"E"},"4":{"id":280586,"text":"A state savings institution shall not share an RSU located in the Commonwealth with any foreign savings institution, or other financial institution that is not incorporated under the laws of the Commonwealth, unless the foreign savings institution or other financial institution has been authorized by the Commission to conduct its business in the Commonwealth. Nothing herein shall be deemed to prohibit a state savings institution from sharing an RSU with a federal savings institution or other federally chartered financial institution authorized to conduct its business in the Commonwealth.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D","next_prefix":"F"},"5":{"id":280587,"text":"An RSU shall not be considered to be a branch office of a state savings institution.","type":"section","prefixes":["F"],"prefix":"F","entire_prefix":"F","prefix_anchor":"F","level":1,"prior_prefix":"E"}},"ancestry":[{"id":14840,"edition_id":1,"name":"Offices, Branches, and Facilities","identifier":"3","label":"article","depth":4,"order_by":1,"parent_id":13490,"metadata":{},"date_created":"2026-06-26 03:50:18","date_modified":"2026-06-26 03:50:18","permalink":{"id":264239,"object_type":"structure","relational_id":14840,"identifier":"3","token":"6.2\/II\/11\/3","url":"\/6.2\/II\/11\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13490,"edition_id":1,"name":"Savings Institutions","identifier":"11","label":"chapter","depth":3,"order_by":1,"parent_id":13000,"metadata":{},"date_created":"2026-06-26 03:45:01","date_modified":"2026-06-26 03:45:01","permalink":{"id":264101,"object_type":"structure","relational_id":13490,"identifier":"11","token":"6.2\/II\/11","url":"\/6.2\/II\/11\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13000,"edition_id":1,"name":"Depository Institutions and Trust Organizations","identifier":"II","label":"subtitle","depth":2,"order_by":1,"parent_id":12852,"metadata":{},"date_created":"2026-06-26 03:44:07","date_modified":"2026-06-26 03:44:07","permalink":{"id":263685,"object_type":"structure","relational_id":13000,"identifier":"II","token":"6.2\/II","url":"\/6.2\/II\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12852,"edition_id":1,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263249,"object_type":"structure","relational_id":12852,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":68879,"structure_id":14840,"section_number":"6.2-1133","catch_line":"Offices and other facilities of state and foreign savings institutions; approval of branch offices required","url":"\/6.2-1133\/","token":"6.2\/II\/11\/3\/6.2-1133","metadata":false},{"id":69733,"structure_id":14840,"section_number":"6.2-1134","catch_line":"Facilities associated with branch office","url":"\/6.2-1134\/","token":"6.2\/II\/11\/3\/6.2-1134","metadata":false},{"id":75371,"structure_id":14840,"section_number":"6.2-1135","catch_line":"Change of branch office location","url":"\/6.2-1135\/","token":"6.2\/II\/11\/3\/6.2-1135","metadata":false},{"id":78272,"structure_id":14840,"section_number":"6.2-1136","catch_line":"Remote service units","url":"\/6.2-1136\/","token":"6.2\/II\/11\/3\/6.2-1136","metadata":false},{"id":56733,"structure_id":14840,"section_number":"6.2-1137","catch_line":"Off premises financial services","url":"\/6.2-1137\/","token":"6.2\/II\/11\/3\/6.2-1137","metadata":false},{"id":61335,"structure_id":14840,"section_number":"6.2-1138","catch_line":"Suspension of business during actual or threatened emergency","url":"\/6.2-1138\/","token":"6.2\/II\/11\/3\/6.2-1138","metadata":false}],"previous_section":{"id":75371,"structure_id":14840,"section_number":"6.2-1135","catch_line":"Change of branch office location","url":"\/6.2-1135\/","token":"6.2\/II\/11\/3\/6.2-1135","metadata":false},"next_section":{"id":56733,"structure_id":14840,"section_number":"6.2-1137","catch_line":"Off premises financial services","url":"\/6.2-1137\/","token":"6.2\/II\/11\/3\/6.2-1137","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-1136\/","history_text":"

This law was first created in 1985. The record of its establishment is cataloged in chapter 425 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1985 \u201cActs\u201d aren\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1991, chapter 230; in 2010, chapter 794<\/a>; in 2016, chapter 501<\/a>.<\/p>","references":false,"refers_to":[{"id":68879,"section_number":"6.2-1133","catch_line":"Offices and other facilities of state and foreign savings institutions; approval of branch offices required","order_by":null,"url":"\/6.2-1133\/"}],"permalink":{"id":264253,"object_type":"law","relational_id":78272,"identifier":"6.2-1136","token":"6.2\/II\/11\/3\/6.2-1136","url":"\/6.2-1136\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/6.2-1136\/","token":"6.2\/II\/11\/3\/6.2-1136","dublin_core":{"Title":"Remote service units","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-1136","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> As used in this section:\n\t\t\t“Personal security identifier<\/span>” or “PSI<\/span>” or “PIN<\/span>” means any word, number, or other security identifier essential for an account<\/span> holder to gain access to an account<\/span> through a remote service unit<\/span>.\n\t\t\t“Remote service unit<\/span>” or “RSU<\/span>” means an information processing device, including associated equipment, structures and systems, by which information relating to financial services rendered to the public is stored and transmitted, instantaneously or otherwise, to a financial institution<\/span>. Any such device not on the premises of a state savings institution<\/span> that, for activation and account<\/span> access, requires use of a machine-readable instrument and personal security identifier<\/span> in the possession<\/span> and control of an account<\/span> holder, is an RSU<\/span>. The term includes, without limitation, point-of-sale terminals, merchant-operated terminals, cash-dispensing machines, and automated teller machines. The term does not include automated teller machines on the premises of a state savings institution<\/span>, unless shared with other financial institutions<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Subject to the requirements of the federal Electronic Fund Transfers Act (15 U.S.C. § 1693 et seq.) and Regulation E of the Consumer Financial Protection Bureau<\/span>, a state savings institution<\/span> may establish or use remote service units<\/span> and participate with others in remote service unit<\/span> operations on an unrestricted geographic basis. A state savings institution<\/span> may establish a remote service unit<\/span> without prior approval of the Commission<\/span>, provided that notice is given to the Commissioner<\/span> in accordance with the provisions of subsection A of § 6.2-1133<\/a>. No remote service unit<\/span> may be used to open a savings account<\/span> or a demand account or to establish a loan account. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> Before permitting an account holder to use a remote service unit<\/span>, the savings institution shall provide a personal security identifier<\/span> to the account holder and require its use when accessing a remote service unit<\/span>. An institution may not employ RSU<\/span> access techniques that require the account holder to disclose a PSI<\/span> to another person<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> A state savings institution<\/span> shall not share an RSU<\/span> with any financial institution<\/span> or other entity<\/span> the accounts<\/span> of which are not insured by an agency of the federal government or by some other insuring agency approved by the Commissioner<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

E.<\/span> A state savings institution<\/span> shall not share an RSU<\/span> located in the Commonwealth with any foreign savings institution<\/span>, or other financial institution<\/span> that is not incorporated under the laws<\/span> of the Commonwealth, unless the foreign savings institution<\/span> or other financial institution<\/span> has been authorized by the Commission<\/span> to conduct its business in the Commonwealth. Nothing herein shall be deemed to prohibit a state savings institution<\/span> from sharing an RSU<\/span> with a federal savings institution<\/span> or other federally chartered financial institution<\/span> authorized to conduct its business in the Commonwealth. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

F.<\/span> An RSU<\/span> shall not be considered to be a branch office<\/span> of a state savings institution<\/span>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nREMOTE SERVICE UNITS (\u00a7 6.2-1136)\n\nA. As used in this section:\n\t\t\t“Personal security identifier” or “PSI” or\n“PIN” means any word, number, or other security identifier essential\nfor an account holder to gain access to an account through a remote service\nunit.\n\t\t\t“Remote service unit” or “RSU” means an information\nprocessing device, including associated equipment, structures and systems, by\nwhich information relating to financial services rendered to the public is\nstored and transmitted, instantaneously or otherwise, to a financial\ninstitution. Any such device not on the premises of a state savings institution\nthat, for activation and account access, requires use of a machine-readable\ninstrument and personal security identifier in the possession and control of an\naccount holder, is an RSU. The term includes, without limitation, point-of-sale\nterminals, merchant-operated terminals, cash-dispensing machines, and automated\nteller machines. The term does not include automated teller machines on the\npremises of a state savings institution, unless shared with other financial\ninstitutions.\n\nB. Subject to the requirements of the federal Electronic Fund Transfers Act (15\nU.S.C. § 1693 et seq.) and Regulation E of the Consumer Financial\nProtection Bureau, a state savings institution may establish or use remote\nservice units and participate with others in remote service unit operations on\nan unrestricted geographic basis. A state savings institution may establish a\nremote service unit without prior approval of the Commission, provided that\nnotice is given to the Commissioner in accordance with the provisions of\nsubsection A of § 6.2-1133. No remote service unit may be used to open a\nsavings account or a demand account or to establish a loan account.\n\nC. Before permitting an account holder to use a remote service unit, the savings\ninstitution shall provide a personal security identifier to the account holder\nand require its use when accessing a remote service unit. An institution may not\nemploy RSU access techniques that require the account holder to disclose a PSI\nto another person.\n\nD. A state savings institution shall not share an RSU with any financial\ninstitution or other entity the accounts of which are not insured by an agency\nof the federal government or by some other insuring agency approved by the\nCommissioner.\n\nE. A state savings institution shall not share an RSU located in the\nCommonwealth with any foreign savings institution, or other financial\ninstitution that is not incorporated under the laws of the Commonwealth, unless\nthe foreign savings institution or other financial institution has been\nauthorized by the Commission to conduct its business in the Commonwealth.\nNothing herein shall be deemed to prohibit a state savings institution from\nsharing an RSU with a federal savings institution or other federally chartered\nfinancial institution authorized to conduct its business in the Commonwealth.\n\nF. An RSU shall not be considered to be a branch office of a state savings\ninstitution.\n\nHISTORY: 1985, c. 425, \u00a7 6.1-194.29; 1991, c. 230, \u00a7 6.1-194.122; 2010, c.\n794; 2016, c. 501.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}