{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/6.2-1707.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/6.2-1707.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/6.2-1707.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/6.2-1707.html"}],"law_id":57179,"edition_id":1,"section_id":57179,"structure_id":14519,"section_number":"6.2-1707","catch_line":"Other conditions for mortgage loan originator licensing","history":"2009, cc. 273, 453, \u00a7 6.1-431.8; 2010, c. 794; 2014, cc. 295, 343; 2019, c. 740.","full_text":"In addition to the findings required by \u00a7 6.2-1706, the Commission shall not issue a mortgage loan originator license unless it finds that:\n\n1\n\nThe applicant has never had a mortgage loan originator license revoked by any governmental authority;2\n\nThe applicant has not been convicted of, or pled guilty or nolo contendere to, a felony in a domestic, foreign, or military court (i) during the seven-year period preceding the application for licensing and registration; or (ii) at any time preceding such date of application if such felony involved an act of fraud, dishonesty, breach of trust, or money laundering;3\n\nThe applicant has completed the pre-licensing education requirement described in &#xA7; 6.2-1708;4\n\nThe applicant has passed a written test that meets the test requirement described in &#xA7; 6.2-1709; and5\n\nThe applicant has become registered through, and obtained a unique identifier from, the Registry.","order_by":null,"text":{"0":{"id":209454,"text":"In addition to the findings required by \u00a7 6.2-1706, the Commission shall not issue a mortgage loan originator license unless it finds that:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":209455,"text":"The applicant has never had a mortgage loan originator license revoked by any governmental authority;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":209456,"text":"The applicant has not been convicted of, or pled guilty or nolo contendere to, a felony in a domestic, foreign, or military court (i) during the seven-year period preceding the application for licensing and registration; or (ii) at any time preceding such date of application if such felony involved an act of fraud, dishonesty, breach of trust, or money laundering;","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":209457,"text":"The applicant has completed the pre-licensing education requirement described in &#xA7; 6.2-1708;","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"4"},"4":{"id":209458,"text":"The applicant has passed a written test that meets the test requirement described in &#xA7; 6.2-1709; and","type":"section","prefixes":["4"],"prefix":"4","entire_prefix":"4","prefix_anchor":"4","level":1,"prior_prefix":"3","next_prefix":"5"},"5":{"id":209459,"text":"The applicant has become registered through, and obtained a unique identifier from, the Registry.","type":"section","prefixes":["5"],"prefix":"5","entire_prefix":"5","prefix_anchor":"5","level":1,"prior_prefix":"4"}},"ancestry":[{"id":14519,"edition_id":1,"name":"Mortgage Loan Originators","identifier":"17","label":"chapter","depth":3,"order_by":1,"parent_id":13060,"metadata":{},"date_created":"2026-06-26 03:48:29","date_modified":"2026-06-26 03:48:29","permalink":{"id":266129,"object_type":"structure","relational_id":14519,"identifier":"17","token":"6.2\/III\/17","url":"\/6.2\/III\/17\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13060,"edition_id":1,"name":"Other Regulated Providers of Financial Services","identifier":"III","label":"subtitle","depth":2,"order_by":1,"parent_id":12852,"metadata":{},"date_created":"2026-06-26 03:44:12","date_modified":"2026-06-26 03:44:12","permalink":{"id":265721,"object_type":"structure","relational_id":13060,"identifier":"III","token":"6.2\/III","url":"\/6.2\/III\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12852,"edition_id":1,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263249,"object_type":"structure","relational_id":12852,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":70948,"structure_id":14519,"section_number":"6.2-1700","catch_line":"Definitions","url":"\/6.2-1700\/","token":"6.2\/III\/17\/6.2-1700","metadata":false},{"id":68765,"structure_id":14519,"section_number":"6.2-1701","catch_line":"License requirement","url":"\/6.2-1701\/","token":"6.2\/III\/17\/6.2-1701","metadata":false},{"id":85304,"structure_id":14519,"section_number":"6.2-1701.1","catch_line":"Bona fide nonprofit organizations","url":"\/6.2-1701.1\/","token":"6.2\/III\/17\/6.2-1701.1","metadata":false},{"id":55948,"structure_id":14519,"section_number":"6.2-1701.2","catch_line":"Repealed","url":"\/6.2-1701.2\/","token":"6.2\/III\/17\/6.2-1701.2","metadata":false},{"id":74984,"structure_id":14519,"section_number":"6.2-1701.3","catch_line":"Temporary authority to act as a mortgage loan originator","url":"\/6.2-1701.3\/","token":"6.2\/III\/17\/6.2-1701.3","metadata":false},{"id":74815,"structure_id":14519,"section_number":"6.2-1702","catch_line":"Application for license; form; content; fee","url":"\/6.2-1702\/","token":"6.2\/III\/17\/6.2-1702","metadata":false},{"id":60886,"structure_id":14519,"section_number":"6.2-1703","catch_line":"Bond required","url":"\/6.2-1703\/","token":"6.2\/III\/17\/6.2-1703","metadata":false},{"id":63021,"structure_id":14519,"section_number":"6.2-1704","catch_line":"Mortgage loan originator background checks","url":"\/6.2-1704\/","token":"6.2\/III\/17\/6.2-1704","metadata":false},{"id":80126,"structure_id":14519,"section_number":"6.2-1705","catch_line":"Coordination of licensing","url":"\/6.2-1705\/","token":"6.2\/III\/17\/6.2-1705","metadata":false},{"id":76977,"structure_id":14519,"section_number":"6.2-1706","catch_line":"Qualifications","url":"\/6.2-1706\/","token":"6.2\/III\/17\/6.2-1706","metadata":false},{"id":57179,"structure_id":14519,"section_number":"6.2-1707","catch_line":"Other conditions for mortgage loan originator licensing","url":"\/6.2-1707\/","token":"6.2\/III\/17\/6.2-1707","metadata":false},{"id":74630,"structure_id":14519,"section_number":"6.2-1708","catch_line":"Pre-licensing education of mortgage loan originators","url":"\/6.2-1708\/","token":"6.2\/III\/17\/6.2-1708","metadata":false},{"id":86756,"structure_id":14519,"section_number":"6.2-1709","catch_line":"Testing of mortgage loan originator applicants","url":"\/6.2-1709\/","token":"6.2\/III\/17\/6.2-1709","metadata":false},{"id":73180,"structure_id":14519,"section_number":"6.2-1710","catch_line":"Continuing education requirements","url":"\/6.2-1710\/","token":"6.2\/III\/17\/6.2-1710","metadata":false},{"id":62238,"structure_id":14519,"section_number":"6.2-1711","catch_line":"Licenses; places of business; changes","url":"\/6.2-1711\/","token":"6.2\/III\/17\/6.2-1711","metadata":false},{"id":75970,"structure_id":14519,"section_number":"6.2-1712","catch_line":"Repealed","url":"\/6.2-1712\/","token":"6.2\/III\/17\/6.2-1712","metadata":false},{"id":74171,"structure_id":14519,"section_number":"6.2-1712.1","catch_line":"Inactive mortgage loan originator licenses","url":"\/6.2-1712.1\/","token":"6.2\/III\/17\/6.2-1712.1","metadata":false},{"id":61396,"structure_id":14519,"section_number":"6.2-1713","catch_line":"Investigations; examinations","url":"\/6.2-1713\/","token":"6.2\/III\/17\/6.2-1713","metadata":false},{"id":76664,"structure_id":14519,"section_number":"6.2-1714","catch_line":"Annual fees","url":"\/6.2-1714\/","token":"6.2\/III\/17\/6.2-1714","metadata":false},{"id":68427,"structure_id":14519,"section_number":"6.2-1715","catch_line":"Advertising; use of a unique identifier","url":"\/6.2-1715\/","token":"6.2\/III\/17\/6.2-1715","metadata":false},{"id":59032,"structure_id":14519,"section_number":"6.2-1716","catch_line":"Suspension or revocation of license","url":"\/6.2-1716\/","token":"6.2\/III\/17\/6.2-1716","metadata":false},{"id":86396,"structure_id":14519,"section_number":"6.2-1717","catch_line":"Filing of written report with Commissioner; events affecting a licensee","url":"\/6.2-1717\/","token":"6.2\/III\/17\/6.2-1717","metadata":false},{"id":64231,"structure_id":14519,"section_number":"6.2-1718","catch_line":"Notice of proposed suspension or revocation","url":"\/6.2-1718\/","token":"6.2\/III\/17\/6.2-1718","metadata":false},{"id":60139,"structure_id":14519,"section_number":"6.2-1719","catch_line":"Civil penalties","url":"\/6.2-1719\/","token":"6.2\/III\/17\/6.2-1719","metadata":false},{"id":76095,"structure_id":14519,"section_number":"6.2-1720","catch_line":"Regulations; agreements between Commission and Registry","url":"\/6.2-1720\/","token":"6.2\/III\/17\/6.2-1720","metadata":false},{"id":85681,"structure_id":14519,"section_number":"6.2-1721","catch_line":"Cease and desist orders","url":"\/6.2-1721\/","token":"6.2\/III\/17\/6.2-1721","metadata":false}],"previous_section":{"id":76977,"structure_id":14519,"section_number":"6.2-1706","catch_line":"Qualifications","url":"\/6.2-1706\/","token":"6.2\/III\/17\/6.2-1706","metadata":false},"next_section":{"id":74630,"structure_id":14519,"section_number":"6.2-1708","catch_line":"Pre-licensing education of mortgage loan originators","url":"\/6.2-1708\/","token":"6.2\/III\/17\/6.2-1708","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-1707\/","history_text":"<p>This law was first created in 2009. The record of its establishment is cataloged in chapters <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?091+ful+CHAP0273\">273<\/a> and <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?091+ful+CHAP0453\">453<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 2010, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?101+ful+CHAP0794\">794<\/a>; in 2014, chapters <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?141+ful+CHAP0295\">295<\/a> and <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?141+ful+CHAP0343\">343<\/a>; in 2019, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?191+ful+CHAP0740\">740<\/a>.<\/p>","references":[{"id":74630,"section_number":"6.2-1708","catch_line":"Pre-licensing education of mortgage loan originators","order_by":null,"url":"\/6.2-1708\/"},{"id":86756,"section_number":"6.2-1709","catch_line":"Testing of mortgage loan originator applicants","order_by":null,"url":"\/6.2-1709\/"}],"refers_to":[{"id":76977,"section_number":"6.2-1706","catch_line":"Qualifications","order_by":null,"url":"\/6.2-1706\/"},{"id":74630,"section_number":"6.2-1708","catch_line":"Pre-licensing education of mortgage loan originators","order_by":null,"url":"\/6.2-1708\/"},{"id":86756,"section_number":"6.2-1709","catch_line":"Testing of mortgage loan originator applicants","order_by":null,"url":"\/6.2-1709\/"}],"permalink":{"id":266171,"object_type":"law","relational_id":57179,"identifier":"6.2-1707","token":"6.2\/III\/17\/6.2-1707","url":"\/6.2-1707\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/6.2-1707\/","token":"6.2\/III\/17\/6.2-1707","dublin_core":{"Title":"Other conditions for mortgage loan originator licensing","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-1707","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>In addition to the <span class=\"dictionary\">findings<\/span> required by \u00a7&nbsp;<a class=\"law\" title=\"Qualifications\" href=\"\/6.2-1706\/\">6.2-1706<\/a>, the <span class=\"dictionary\">Commission<\/span> shall not <span class=\"dictionary\">issue<\/span> a <span class=\"dictionary\">mortgage loan originator<\/span> license unless it finds that:<\/p><\/section>\n\t\t\t\t\t\t<section id=\"1\"><p><span class=\"prefix-number\">1.<\/span> The applicant has never had a <span class=\"dictionary\">mortgage loan originator<\/span> license revoked by any governmental authority; <a id=\"paragraph-209455\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/6.2-1707\/#1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"2\"><p><span class=\"prefix-number\">2.<\/span> The applicant has not been convicted of, or pled guilty or <span class=\"dictionary\">nolo contendere<\/span> to, a <span class=\"dictionary\">felony<\/span> in a domestic, foreign, or military <span class=\"dictionary\">court<\/span> (i) during the seven-year period preceding the application for licensing and registration; or (ii) at any time preceding such date of application if such <span class=\"dictionary\">felony<\/span> involved an <span class=\"dictionary\">act<\/span> of <span class=\"dictionary\">fraud<\/span>, dishonesty, breach of trust, or money laundering; <a id=\"paragraph-209456\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/6.2-1707\/#2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"3\"><p><span class=\"prefix-number\">3.<\/span> The applicant has completed the pre-licensing education requirement described in &#xA7; <a class=\"law\" title=\"Pre-licensing education of mortgage loan originators\" href=\"\/6.2-1708\/\">6.2-1708<\/a>; <a id=\"paragraph-209457\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/6.2-1707\/#3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"4\"><p><span class=\"prefix-number\">4.<\/span> The applicant has passed a written test that meets the test requirement described in &#xA7; <a class=\"law\" title=\"Testing of mortgage loan originator applicants\" href=\"\/6.2-1709\/\">6.2-1709<\/a>; and <a id=\"paragraph-209458\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/6.2-1707\/#4\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"5\"><p><span class=\"prefix-number\">5.<\/span> The applicant has become registered through, and obtained a <span class=\"dictionary\">unique identifier<\/span> from, the <span class=\"dictionary\">Registry<\/span>. <a id=\"paragraph-209459\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/6.2-1707\/#5\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nOTHER CONDITIONS FOR MORTGAGE LOAN ORIGINATOR LICENSING (\u00a7 6.2-1707)\n\nIn addition to the findings required by \u00a7 6.2-1706, the Commission shall not\nissue a mortgage loan originator license unless it finds that:\n\n1. The applicant has never had a mortgage loan originator license revoked by any\ngovernmental authority;\n\n2. The applicant has not been convicted of, or pled guilty or nolo contendere\nto, a felony in a domestic, foreign, or military court (i) during the seven-year\nperiod preceding the application for licensing and registration; or (ii) at any\ntime preceding such date of application if such felony involved an act of fraud,\ndishonesty, breach of trust, or money laundering;\n\n3. The applicant has completed the pre-licensing education requirement described\nin &#xA7; 6.2-1708;\n\n4. The applicant has passed a written test that meets the test requirement\ndescribed in &#xA7; 6.2-1709; and\n\n5. The applicant has become registered through, and obtained a unique identifier\nfrom, the Registry.\n\nHISTORY: 2009, cc. 273, 453, \u00a7 6.1-431.8; 2010, c. 794; 2014, cc. 295, 343;\n2019, c. 740.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}