{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/6.2-2502.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/6.2-2502.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/6.2-2502.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/6.2-2502.html"}],"law_id":83771,"edition_id":1,"section_id":83771,"structure_id":15206,"section_number":"6.2-2502","catch_line":"Prohibited activities","history":"2006, c. 399, \u00a7 6.1-476; 2010, c. 794.","full_text":"Any facilitator who offers to facilitate, or who facilitates, a refund anticipation loan shall not:\n\n1\n\nRequire a customer to enter into a loan arrangement in order to complete a tax return;2\n\nMisrepresent a material factor or condition of a refund anticipation loan;3\n\nFail to process the application for a refund anticipation loan promptly after an applicant applies for the loan; or4\n\nEngage in any transaction, practice, or course of business that operates a fraud upon any person in connection with a refund anticipation loan.","order_by":null,"text":{"0":{"id":300294,"text":"Any facilitator who offers to facilitate, or who facilitates, a refund anticipation loan shall not:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":300295,"text":"Require a customer to enter into a loan arrangement in order to complete a tax return;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":300296,"text":"Misrepresent a material factor or condition of a refund anticipation loan;","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":300297,"text":"Fail to process the application for a refund anticipation loan promptly after an applicant applies for the loan; or","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"4"},"4":{"id":300298,"text":"Engage in any transaction, practice, or course of business that operates a fraud upon any person in connection with a refund anticipation loan.","type":"section","prefixes":["4"],"prefix":"4","entire_prefix":"4","prefix_anchor":"4","level":1,"prior_prefix":"3"}},"ancestry":[{"id":15206,"edition_id":1,"name":"Refund Anticipation Loans","identifier":"25","label":"chapter","depth":3,"order_by":1,"parent_id":12856,"metadata":{},"date_created":"2026-06-26 03:52:57","date_modified":"2026-06-26 03:52:57","permalink":{"id":267153,"object_type":"structure","relational_id":15206,"identifier":"25","token":"6.2\/IV\/25","url":"\/6.2\/IV\/25\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12856,"edition_id":1,"name":"Other Financial Activities","identifier":"IV","label":"subtitle","depth":2,"order_by":1,"parent_id":12852,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":267075,"object_type":"structure","relational_id":12856,"identifier":"IV","token":"6.2\/IV","url":"\/6.2\/IV\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12852,"edition_id":1,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263249,"object_type":"structure","relational_id":12852,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":68734,"structure_id":15206,"section_number":"6.2-2500","catch_line":"Definitions","url":"\/6.2-2500\/","token":"6.2\/IV\/25\/6.2-2500","metadata":false},{"id":75914,"structure_id":15206,"section_number":"6.2-2501","catch_line":"Advertising; posting refund anticipation loan fee schedules; and disclosures","url":"\/6.2-2501\/","token":"6.2\/IV\/25\/6.2-2501","metadata":false},{"id":83771,"structure_id":15206,"section_number":"6.2-2502","catch_line":"Prohibited activities","url":"\/6.2-2502\/","token":"6.2\/IV\/25\/6.2-2502","metadata":false},{"id":58144,"structure_id":15206,"section_number":"6.2-2503","catch_line":"Right of rescission","url":"\/6.2-2503\/","token":"6.2\/IV\/25\/6.2-2503","metadata":false},{"id":68494,"structure_id":15206,"section_number":"6.2-2504","catch_line":"Preemption of local laws","url":"\/6.2-2504\/","token":"6.2\/IV\/25\/6.2-2504","metadata":false},{"id":57887,"structure_id":15206,"section_number":"6.2-2505","catch_line":"Violations; enforcement","url":"\/6.2-2505\/","token":"6.2\/IV\/25\/6.2-2505","metadata":false}],"previous_section":{"id":75914,"structure_id":15206,"section_number":"6.2-2501","catch_line":"Advertising; posting refund anticipation loan fee schedules; and disclosures","url":"\/6.2-2501\/","token":"6.2\/IV\/25\/6.2-2501","metadata":false},"next_section":{"id":58144,"structure_id":15206,"section_number":"6.2-2503","catch_line":"Right of rescission","url":"\/6.2-2503\/","token":"6.2\/IV\/25\/6.2-2503","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-2502\/","history_text":"

This law was first created in 2006. The record of its establishment is cataloged in chapter 399<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2010, chapter 794<\/a>.<\/p>","references":false,"refers_to":false,"permalink":{"id":267163,"object_type":"law","relational_id":83771,"identifier":"6.2-2502","token":"6.2\/IV\/25\/6.2-2502","url":"\/6.2-2502\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/6.2-2502\/","token":"6.2\/IV\/25\/6.2-2502","dublin_core":{"Title":"Prohibited activities","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-2502","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Any facilitator<\/span> who offers to facilitate, or who facilitates, a refund anticipation loan<\/span> shall not:<\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Require a customer<\/span> to enter into a loan arrangement in order<\/span> to complete a tax return<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Misrepresent a material<\/span> factor or condition of a refund anticipation loan<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Fail to process the application for a refund anticipation loan<\/span> promptly after an applicant<\/span> applies for the loan; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Engage in any transaction, practice, or course of business that operates a fraud<\/span> upon any person<\/span> in connection with a refund anticipation loan<\/span>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nPROHIBITED ACTIVITIES (\u00a7 6.2-2502)\n\nAny facilitator who offers to facilitate, or who facilitates, a refund\nanticipation loan shall not:\n\n1. Require a customer to enter into a loan arrangement in order to complete a\ntax return;\n\n2. Misrepresent a material factor or condition of a refund anticipation loan;\n\n3. Fail to process the application for a refund anticipation loan promptly after\nan applicant applies for the loan; or\n\n4. Engage in any transaction, practice, or course of business that operates a\nfraud upon any person in connection with a refund anticipation loan.\n\nHISTORY: 2006, c. 399, \u00a7 6.1-476; 2010, c. 794.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}