{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/6.2-426.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/6.2-426.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/6.2-426.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/6.2-426.html"}],"law_id":69824,"edition_id":1,"section_id":69824,"structure_id":15640,"section_number":"6.2-426","catch_line":"When request, consent, or use not condition precedent to liability","history":"1970, c. 324, \u00a7 11-32; 2010, c. 794.","full_text":"The request, consent, or use required in \u00a7 6.2-425 as a condition precedent to liability shall not be necessary in any instance:\n\n1\n\nOf a credit card that is a renewal of a credit card previously held and used by the cardholder or his authorized agent within 12 months of the renewal date; or2\n\nWhere the card is issued to a customer who has previously established credit with the issuer and has used such credit within 12 months prior to the issuance of the card.","order_by":null,"text":{"0":{"id":252369,"text":"The request, consent, or use required in \u00a7 6.2-425 as a condition precedent to liability shall not be necessary in any instance:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":252370,"text":"Of a credit card that is a renewal of a credit card previously held and used by the cardholder or his authorized agent within 12 months of the renewal date; or","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":252371,"text":"Where the card is issued to a customer who has previously established credit with the issuer and has used such credit within 12 months prior to the issuance of the card.","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1"}},"ancestry":[{"id":15640,"edition_id":1,"name":"Credit Cards","identifier":"3","label":"article","depth":4,"order_by":1,"parent_id":12854,"metadata":{},"date_created":"2026-06-26 03:57:15","date_modified":"2026-06-26 03:57:15","permalink":{"id":263565,"object_type":"structure","relational_id":15640,"identifier":"3","token":"6.2\/I\/4\/3","url":"\/6.2\/I\/4\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12854,"edition_id":1,"name":"Certain Lending Practices","identifier":"4","label":"chapter","depth":3,"order_by":1,"parent_id":12853,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263463,"object_type":"structure","relational_id":12854,"identifier":"4","token":"6.2\/I\/4","url":"\/6.2\/I\/4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12853,"edition_id":1,"name":"General Provisions","identifier":"I","label":"subtitle","depth":2,"order_by":1,"parent_id":12852,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263251,"object_type":"structure","relational_id":12853,"identifier":"I","token":"6.2\/I","url":"\/6.2\/I\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12852,"edition_id":1,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263249,"object_type":"structure","relational_id":12852,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":69648,"structure_id":15640,"section_number":"6.2-424","catch_line":"Definitions","url":"\/6.2-424\/","token":"6.2\/I\/4\/3\/6.2-424","metadata":false},{"id":78928,"structure_id":15640,"section_number":"6.2-425","catch_line":"Cardholder not liable in absence of request for, consent to issuance of, or use of card","url":"\/6.2-425\/","token":"6.2\/I\/4\/3\/6.2-425","metadata":false},{"id":69824,"structure_id":15640,"section_number":"6.2-426","catch_line":"When request, consent, or use not condition precedent to liability","url":"\/6.2-426\/","token":"6.2\/I\/4\/3\/6.2-426","metadata":false},{"id":59762,"structure_id":15640,"section_number":"6.2-427","catch_line":"Costs and attorney fee in suit on card; evidence of request or consent","url":"\/6.2-427\/","token":"6.2\/I\/4\/3\/6.2-427","metadata":false},{"id":65187,"structure_id":15640,"section_number":"6.2-428","catch_line":"Production of credit card number as condition of check cashing or acceptance prohibited","url":"\/6.2-428\/","token":"6.2\/I\/4\/3\/6.2-428","metadata":false},{"id":71795,"structure_id":15640,"section_number":"6.2-429","catch_line":"Improper use of payment device numbers","url":"\/6.2-429\/","token":"6.2\/I\/4\/3\/6.2-429","metadata":false},{"id":70551,"structure_id":15640,"section_number":"6.2-430","catch_line":"Place where transaction occurred; federal Fair Credit Billing Act","url":"\/6.2-430\/","token":"6.2\/I\/4\/3\/6.2-430","metadata":false},{"id":83421,"structure_id":15640,"section_number":"6.2-431","catch_line":"Certain cards excepted","url":"\/6.2-431\/","token":"6.2\/I\/4\/3\/6.2-431","metadata":false},{"id":66433,"structure_id":15640,"section_number":"6.2-432","catch_line":"Credit card account disclosures","url":"\/6.2-432\/","token":"6.2\/I\/4\/3\/6.2-432","metadata":false}],"previous_section":{"id":78928,"structure_id":15640,"section_number":"6.2-425","catch_line":"Cardholder not liable in absence of request for, consent to issuance of, or use of card","url":"\/6.2-425\/","token":"6.2\/I\/4\/3\/6.2-425","metadata":false},"next_section":{"id":59762,"structure_id":15640,"section_number":"6.2-427","catch_line":"Costs and attorney fee in suit on card; evidence of request or consent","url":"\/6.2-427\/","token":"6.2\/I\/4\/3\/6.2-427","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-426\/","history_text":"

This law was first created in 1970. The record of its establishment is cataloged in chapter 324 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1970 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2010, chapter 794<\/a>.<\/p>","references":false,"refers_to":[{"id":78928,"section_number":"6.2-425","catch_line":"Cardholder not liable in absence of request for, consent to issuance of, or use of card","order_by":null,"url":"\/6.2-425\/"}],"permalink":{"id":263575,"object_type":"law","relational_id":69824,"identifier":"6.2-426","token":"6.2\/I\/4\/3\/6.2-426","url":"\/6.2-426\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/6.2-426\/","token":"6.2\/I\/4\/3\/6.2-426","dublin_core":{"Title":"When request, consent, or use not condition precedent to liability","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-426","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

The request, consent, or use required in \u00a7 6.2-425<\/a> as a condition precedent<\/span> to liability shall not be necessary in any instance:<\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Of a credit card<\/span> that is a renewal of a credit card<\/span> previously held and used by the cardholder<\/span> or his authorized agent within 12 months of the renewal date; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Where the card is issued to a customer who has previously established credit with the issuer<\/span> and has used such credit within 12 months prior to the issuance of the card. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nWHEN REQUEST, CONSENT, OR USE NOT CONDITION PRECEDENT TO LIABILITY (\u00a7 6.2-426)\n\nThe request, consent, or use required in \u00a7 6.2-425 as a condition precedent to\nliability shall not be necessary in any instance:\n\n1. Of a credit card that is a renewal of a credit card previously held and used\nby the cardholder or his authorized agent within 12 months of the renewal date;\nor\n\n2. Where the card is issued to a customer who has previously established credit\nwith the issuer and has used such credit within 12 months prior to the issuance\nof the card.\n\nHISTORY: 1970, c. 324, \u00a7 11-32; 2010, c. 794.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}