{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/6.2-427.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/6.2-427.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/6.2-427.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/6.2-427.html"}],"law_id":59762,"edition_id":1,"section_id":59762,"structure_id":15640,"section_number":"6.2-427","catch_line":"Costs and attorney fee in suit on card; evidence of request or consent","history":"1970, c. 324, \u00a7 11-33; 2010, c. 794.","full_text":"A\n\nIn any suit arising out of the use of a credit card, where the request, consent, or use as required by § 6.2-425 is denied and is not proved, and judgment shall be for the defendant, the court shall assess against the issuer all court costs and shall award the defendant a reasonable attorney fee.B\n\nFor purposes of subsection A, a certified copy of the request or consent shall be admissible as evidence that such request or consent was obtained.","order_by":null,"text":{"0":{"id":218846,"text":"In any suit arising out of the use of a credit card, where the request, consent, or use as required by § 6.2-425 is denied and is not proved, and judgment shall be for the defendant, the court shall assess against the issuer all court costs and shall award the defendant a reasonable attorney fee.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":218847,"text":"For purposes of subsection A, a certified copy of the request or consent shall be admissible as evidence that such request or consent was obtained.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A"}},"ancestry":[{"id":15640,"edition_id":1,"name":"Credit Cards","identifier":"3","label":"article","depth":4,"order_by":1,"parent_id":12854,"metadata":{},"date_created":"2026-06-26 03:57:15","date_modified":"2026-06-26 03:57:15","permalink":{"id":263565,"object_type":"structure","relational_id":15640,"identifier":"3","token":"6.2\/I\/4\/3","url":"\/6.2\/I\/4\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12854,"edition_id":1,"name":"Certain Lending Practices","identifier":"4","label":"chapter","depth":3,"order_by":1,"parent_id":12853,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263463,"object_type":"structure","relational_id":12854,"identifier":"4","token":"6.2\/I\/4","url":"\/6.2\/I\/4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12853,"edition_id":1,"name":"General Provisions","identifier":"I","label":"subtitle","depth":2,"order_by":1,"parent_id":12852,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263251,"object_type":"structure","relational_id":12853,"identifier":"I","token":"6.2\/I","url":"\/6.2\/I\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12852,"edition_id":1,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263249,"object_type":"structure","relational_id":12852,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":69648,"structure_id":15640,"section_number":"6.2-424","catch_line":"Definitions","url":"\/6.2-424\/","token":"6.2\/I\/4\/3\/6.2-424","metadata":false},{"id":78928,"structure_id":15640,"section_number":"6.2-425","catch_line":"Cardholder not liable in absence of request for, consent to issuance of, or use of card","url":"\/6.2-425\/","token":"6.2\/I\/4\/3\/6.2-425","metadata":false},{"id":69824,"structure_id":15640,"section_number":"6.2-426","catch_line":"When request, consent, or use not condition precedent to liability","url":"\/6.2-426\/","token":"6.2\/I\/4\/3\/6.2-426","metadata":false},{"id":59762,"structure_id":15640,"section_number":"6.2-427","catch_line":"Costs and attorney fee in suit on card; evidence of request or consent","url":"\/6.2-427\/","token":"6.2\/I\/4\/3\/6.2-427","metadata":false},{"id":65187,"structure_id":15640,"section_number":"6.2-428","catch_line":"Production of credit card number as condition of check cashing or acceptance prohibited","url":"\/6.2-428\/","token":"6.2\/I\/4\/3\/6.2-428","metadata":false},{"id":71795,"structure_id":15640,"section_number":"6.2-429","catch_line":"Improper use of payment device numbers","url":"\/6.2-429\/","token":"6.2\/I\/4\/3\/6.2-429","metadata":false},{"id":70551,"structure_id":15640,"section_number":"6.2-430","catch_line":"Place where transaction occurred; federal Fair Credit Billing Act","url":"\/6.2-430\/","token":"6.2\/I\/4\/3\/6.2-430","metadata":false},{"id":83421,"structure_id":15640,"section_number":"6.2-431","catch_line":"Certain cards excepted","url":"\/6.2-431\/","token":"6.2\/I\/4\/3\/6.2-431","metadata":false},{"id":66433,"structure_id":15640,"section_number":"6.2-432","catch_line":"Credit card account disclosures","url":"\/6.2-432\/","token":"6.2\/I\/4\/3\/6.2-432","metadata":false}],"previous_section":{"id":69824,"structure_id":15640,"section_number":"6.2-426","catch_line":"When request, consent, or use not condition precedent to liability","url":"\/6.2-426\/","token":"6.2\/I\/4\/3\/6.2-426","metadata":false},"next_section":{"id":65187,"structure_id":15640,"section_number":"6.2-428","catch_line":"Production of credit card number as condition of check cashing or acceptance prohibited","url":"\/6.2-428\/","token":"6.2\/I\/4\/3\/6.2-428","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-427\/","history_text":"

This law was first created in 1970. The record of its establishment is cataloged in chapter 324 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1970 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2010, chapter 794<\/a>.<\/p>","references":false,"refers_to":[{"id":78928,"section_number":"6.2-425","catch_line":"Cardholder not liable in absence of request for, consent to issuance of, or use of card","order_by":null,"url":"\/6.2-425\/"}],"permalink":{"id":263579,"object_type":"law","relational_id":59762,"identifier":"6.2-427","token":"6.2\/I\/4\/3\/6.2-427","url":"\/6.2-427\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/6.2-427\/","token":"6.2\/I\/4\/3\/6.2-427","dublin_core":{"Title":"Costs and attorney fee in suit on card; evidence of request or consent","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-427","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> In any suit arising out of the use of a credit card<\/span>, where the request, consent, or use as required by § 6.2-425<\/a> is denied and is not proved, and judgment<\/span> shall be for the defendant<\/span>, the court<\/span> shall assess against the issuer<\/span> all court<\/span> costs and shall award the defendant<\/span> a reasonable attorney fee. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> For purposes of subsection A, a certified copy of the request or consent shall be admissible<\/span> as evidence<\/span> that such request or consent was obtained. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nCOSTS AND ATTORNEY FEE IN SUIT ON CARD; EVIDENCE OF REQUEST OR CONSENT (\u00a7\n6.2-427)\n\nA. In any suit arising out of the use of a credit card, where the request,\nconsent, or use as required by § 6.2-425 is denied and is not proved, and\njudgment shall be for the defendant, the court shall assess against the issuer\nall court costs and shall award the defendant a reasonable attorney fee.\n\nB. For purposes of subsection A, a certified copy of the request or consent\nshall be admissible as evidence that such request or consent was obtained.\n\nHISTORY: 1970, c. 324, \u00a7 11-33; 2010, c. 794.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}