{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/6.2-430.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/6.2-430.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/6.2-430.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/6.2-430.html"}],"law_id":70551,"edition_id":1,"section_id":70551,"structure_id":15640,"section_number":"6.2-430","catch_line":"Place where transaction occurred; federal Fair Credit Billing Act","history":"2004, c. 373, \u00a7 11-33.3; 2010, c. 794.","full_text":"Solely for the purpose of a buyer asserting claims and defenses pursuant to 15 U.S.C. \u00a7 1666i, a transaction shall be presumed to have occurred at the mailing address most recently provided by the cardholder to the card issuer, without regard to the location where the last act necessary for the formation of the contract between the cardholder and the party honoring the card took place.","order_by":null,"text":{"0":{"id":254583,"text":"Solely for the purpose of a buyer asserting claims and defenses pursuant to 15 U.S.C. \u00a7 1666i, a transaction shall be presumed to have occurred at the mailing address most recently provided by the cardholder to the card issuer, without regard to the location where the last act necessary for the formation of the contract between the cardholder and the party honoring the card took place.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":15640,"edition_id":1,"name":"Credit Cards","identifier":"3","label":"article","depth":4,"order_by":1,"parent_id":12854,"metadata":{},"date_created":"2026-06-26 03:57:15","date_modified":"2026-06-26 03:57:15","permalink":{"id":263565,"object_type":"structure","relational_id":15640,"identifier":"3","token":"6.2\/I\/4\/3","url":"\/6.2\/I\/4\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12854,"edition_id":1,"name":"Certain Lending Practices","identifier":"4","label":"chapter","depth":3,"order_by":1,"parent_id":12853,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263463,"object_type":"structure","relational_id":12854,"identifier":"4","token":"6.2\/I\/4","url":"\/6.2\/I\/4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12853,"edition_id":1,"name":"General Provisions","identifier":"I","label":"subtitle","depth":2,"order_by":1,"parent_id":12852,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263251,"object_type":"structure","relational_id":12853,"identifier":"I","token":"6.2\/I","url":"\/6.2\/I\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12852,"edition_id":1,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263249,"object_type":"structure","relational_id":12852,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":69648,"structure_id":15640,"section_number":"6.2-424","catch_line":"Definitions","url":"\/6.2-424\/","token":"6.2\/I\/4\/3\/6.2-424","metadata":false},{"id":78928,"structure_id":15640,"section_number":"6.2-425","catch_line":"Cardholder not liable in absence of request for, consent to issuance of, or use of card","url":"\/6.2-425\/","token":"6.2\/I\/4\/3\/6.2-425","metadata":false},{"id":69824,"structure_id":15640,"section_number":"6.2-426","catch_line":"When request, consent, or use not condition precedent to liability","url":"\/6.2-426\/","token":"6.2\/I\/4\/3\/6.2-426","metadata":false},{"id":59762,"structure_id":15640,"section_number":"6.2-427","catch_line":"Costs and attorney fee in suit on card; evidence of request or consent","url":"\/6.2-427\/","token":"6.2\/I\/4\/3\/6.2-427","metadata":false},{"id":65187,"structure_id":15640,"section_number":"6.2-428","catch_line":"Production of credit card number as condition of check cashing or acceptance prohibited","url":"\/6.2-428\/","token":"6.2\/I\/4\/3\/6.2-428","metadata":false},{"id":71795,"structure_id":15640,"section_number":"6.2-429","catch_line":"Improper use of payment device numbers","url":"\/6.2-429\/","token":"6.2\/I\/4\/3\/6.2-429","metadata":false},{"id":70551,"structure_id":15640,"section_number":"6.2-430","catch_line":"Place where transaction occurred; federal Fair Credit Billing Act","url":"\/6.2-430\/","token":"6.2\/I\/4\/3\/6.2-430","metadata":false},{"id":83421,"structure_id":15640,"section_number":"6.2-431","catch_line":"Certain cards excepted","url":"\/6.2-431\/","token":"6.2\/I\/4\/3\/6.2-431","metadata":false},{"id":66433,"structure_id":15640,"section_number":"6.2-432","catch_line":"Credit card account disclosures","url":"\/6.2-432\/","token":"6.2\/I\/4\/3\/6.2-432","metadata":false}],"previous_section":{"id":71795,"structure_id":15640,"section_number":"6.2-429","catch_line":"Improper use of payment device numbers","url":"\/6.2-429\/","token":"6.2\/I\/4\/3\/6.2-429","metadata":false},"next_section":{"id":83421,"structure_id":15640,"section_number":"6.2-431","catch_line":"Certain cards excepted","url":"\/6.2-431\/","token":"6.2\/I\/4\/3\/6.2-431","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-430\/","history_text":"

This law was first created in 2004. The record of its establishment is cataloged in chapter 373<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2010, chapter 794<\/a>.<\/p>","references":[{"id":83421,"section_number":"6.2-431","catch_line":"Certain cards excepted","order_by":null,"url":"\/6.2-431\/"}],"refers_to":false,"permalink":{"id":263591,"object_type":"law","relational_id":70551,"identifier":"6.2-430","token":"6.2\/I\/4\/3\/6.2-430","url":"\/6.2-430\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/6.2-430\/","token":"6.2\/I\/4\/3\/6.2-430","dublin_core":{"Title":"Place where transaction occurred; federal Fair Credit Billing Act","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-430","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Solely for the purpose of a buyer asserting claims and defenses pursuant to 15 U.S.C. \u00a7 1666i, a transaction shall be presumed to have occurred at the mailing address most recently provided by the cardholder<\/span> to the card issuer<\/span>, without regard to the location where the last act necessary for the formation of the contract<\/span> between the cardholder<\/span> and the party<\/span> honoring the card took place.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nPLACE WHERE TRANSACTION OCCURRED; FEDERAL FAIR CREDIT BILLING ACT (\u00a7 6.2-430)\n\nSolely for the purpose of a buyer asserting claims and defenses pursuant to 15\nU.S.C. \u00a7 1666i, a transaction shall be presumed to have occurred at the mailing\naddress most recently provided by the cardholder to the card issuer, without\nregard to the location where the last act necessary for the formation of the\ncontract between the cardholder and the party honoring the card took place.\n\nHISTORY: 2004, c. 373, \u00a7 11-33.3; 2010, c. 794.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}