{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/6.2-431.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/6.2-431.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/6.2-431.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/6.2-431.html"}],"law_id":83421,"edition_id":1,"section_id":83421,"structure_id":15640,"section_number":"6.2-431","catch_line":"Certain cards excepted","history":"1970, c. 324, \u00a7 11-34; 1990, c. 587; 2010, c. 794.","full_text":"Except as set forth in \u00a7 6.2-428, the provisions of \u00a7\u00a7 6.2-424 through 6.2-430 shall not apply to any credit card issued by any telephone company that is subject to supervision or regulation by the Commission.","order_by":null,"text":{"0":{"id":298904,"text":"Except as set forth in \u00a7 6.2-428, the provisions of \u00a7\u00a7 6.2-424 through 6.2-430 shall not apply to any credit card issued by any telephone company that is subject to supervision or regulation by the Commission.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":15640,"edition_id":1,"name":"Credit Cards","identifier":"3","label":"article","depth":4,"order_by":1,"parent_id":12854,"metadata":{},"date_created":"2026-06-26 03:57:15","date_modified":"2026-06-26 03:57:15","permalink":{"id":263565,"object_type":"structure","relational_id":15640,"identifier":"3","token":"6.2\/I\/4\/3","url":"\/6.2\/I\/4\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12854,"edition_id":1,"name":"Certain Lending Practices","identifier":"4","label":"chapter","depth":3,"order_by":1,"parent_id":12853,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263463,"object_type":"structure","relational_id":12854,"identifier":"4","token":"6.2\/I\/4","url":"\/6.2\/I\/4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12853,"edition_id":1,"name":"General Provisions","identifier":"I","label":"subtitle","depth":2,"order_by":1,"parent_id":12852,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263251,"object_type":"structure","relational_id":12853,"identifier":"I","token":"6.2\/I","url":"\/6.2\/I\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12852,"edition_id":1,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263249,"object_type":"structure","relational_id":12852,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":69648,"structure_id":15640,"section_number":"6.2-424","catch_line":"Definitions","url":"\/6.2-424\/","token":"6.2\/I\/4\/3\/6.2-424","metadata":false},{"id":78928,"structure_id":15640,"section_number":"6.2-425","catch_line":"Cardholder not liable in absence of request for, consent to issuance of, or use of card","url":"\/6.2-425\/","token":"6.2\/I\/4\/3\/6.2-425","metadata":false},{"id":69824,"structure_id":15640,"section_number":"6.2-426","catch_line":"When request, consent, or use not condition precedent to liability","url":"\/6.2-426\/","token":"6.2\/I\/4\/3\/6.2-426","metadata":false},{"id":59762,"structure_id":15640,"section_number":"6.2-427","catch_line":"Costs and attorney fee in suit on card; evidence of request or consent","url":"\/6.2-427\/","token":"6.2\/I\/4\/3\/6.2-427","metadata":false},{"id":65187,"structure_id":15640,"section_number":"6.2-428","catch_line":"Production of credit card number as condition of check cashing or acceptance prohibited","url":"\/6.2-428\/","token":"6.2\/I\/4\/3\/6.2-428","metadata":false},{"id":71795,"structure_id":15640,"section_number":"6.2-429","catch_line":"Improper use of payment device numbers","url":"\/6.2-429\/","token":"6.2\/I\/4\/3\/6.2-429","metadata":false},{"id":70551,"structure_id":15640,"section_number":"6.2-430","catch_line":"Place where transaction occurred; federal Fair Credit Billing Act","url":"\/6.2-430\/","token":"6.2\/I\/4\/3\/6.2-430","metadata":false},{"id":83421,"structure_id":15640,"section_number":"6.2-431","catch_line":"Certain cards excepted","url":"\/6.2-431\/","token":"6.2\/I\/4\/3\/6.2-431","metadata":false},{"id":66433,"structure_id":15640,"section_number":"6.2-432","catch_line":"Credit card account disclosures","url":"\/6.2-432\/","token":"6.2\/I\/4\/3\/6.2-432","metadata":false}],"previous_section":{"id":70551,"structure_id":15640,"section_number":"6.2-430","catch_line":"Place where transaction occurred; federal Fair Credit Billing Act","url":"\/6.2-430\/","token":"6.2\/I\/4\/3\/6.2-430","metadata":false},"next_section":{"id":66433,"structure_id":15640,"section_number":"6.2-432","catch_line":"Credit card account disclosures","url":"\/6.2-432\/","token":"6.2\/I\/4\/3\/6.2-432","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-431\/","history_text":"<p>This law was first created in 1970. The record of its establishment is cataloged in chapter 324 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1970 \u201cActs\u201d aren\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1990, chapter 587; in 2010, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?101+ful+CHAP0794\">794<\/a>.<\/p>","references":false,"refers_to":[{"id":69648,"section_number":"6.2-424","catch_line":"Definitions","order_by":null,"url":"\/6.2-424\/"},{"id":65187,"section_number":"6.2-428","catch_line":"Production of credit card number as condition of check cashing or acceptance prohibited","order_by":null,"url":"\/6.2-428\/"},{"id":70551,"section_number":"6.2-430","catch_line":"Place where transaction occurred; federal Fair Credit Billing Act","order_by":null,"url":"\/6.2-430\/"}],"permalink":{"id":263595,"object_type":"law","relational_id":83421,"identifier":"6.2-431","token":"6.2\/I\/4\/3\/6.2-431","url":"\/6.2-431\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/6.2-431\/","token":"6.2\/I\/4\/3\/6.2-431","dublin_core":{"Title":"Certain cards excepted","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-431","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>Except as set forth in \u00a7&nbsp;<a class=\"law\" title=\"Production of credit card number as condition of check cashing or acceptance prohibited\" href=\"\/6.2-428\/\">6.2-428<\/a>, the provisions of \u00a7\u00a7&nbsp;<a class=\"law\" title=\"Definitions\" href=\"\/6.2-424\/\">6.2-424<\/a> through <a class=\"law\" title=\"Place where transaction occurred; federal Fair Credit Billing Act\" href=\"\/6.2-430\/\">6.2-430<\/a> shall not apply to any <span class=\"dictionary\">credit card<\/span> issued by any telephone company that is subject to supervision or regulation by the <span class=\"dictionary\">Commission<\/span>.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nCERTAIN CARDS EXCEPTED (\u00a7 6.2-431)\n\nExcept as set forth in \u00a7 6.2-428, the provisions of \u00a7\u00a7 6.2-424 through\n6.2-430 shall not apply to any credit card issued by any telephone company that\nis subject to supervision or regulation by the Commission.\n\nHISTORY: 1970, c. 324, \u00a7 11-34; 1990, c. 587; 2010, c. 794.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}