{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/6.2-435.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/6.2-435.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/6.2-435.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/6.2-435.html"}],"law_id":80025,"edition_id":1,"section_id":80025,"structure_id":14869,"section_number":"6.2-435","catch_line":"Law governing open-end credit contract or plan by seller or lender","history":"1987, cc. 622, 639, 714, \u00a7 6.1-330.78; 1992, Sp. Sess., c. 4; 1997, c. 112; 2009, cc. 784, 860; 2010, c. 794; 2020, cc. 1215, 1258.","full_text":"An open-end credit plan as defined in \u00a7 6.2-300, between a seller or lender and an obligor shall be governed solely by federal law and by the laws of the Commonwealth.","order_by":null,"text":{"0":{"id":286611,"text":"An open-end credit plan as defined in \u00a7 6.2-300, between a seller or lender and an obligor shall be governed solely by federal law and by the laws of the Commonwealth.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":14869,"edition_id":1,"name":"Open-End Credit Plans","identifier":"4","label":"article","depth":4,"order_by":1,"parent_id":12854,"metadata":{},"date_created":"2026-06-26 03:50:29","date_modified":"2026-06-26 03:50:29","permalink":{"id":263603,"object_type":"structure","relational_id":14869,"identifier":"4","token":"6.2\/I\/4\/4","url":"\/6.2\/I\/4\/4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12854,"edition_id":1,"name":"Certain Lending Practices","identifier":"4","label":"chapter","depth":3,"order_by":1,"parent_id":12853,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263463,"object_type":"structure","relational_id":12854,"identifier":"4","token":"6.2\/I\/4","url":"\/6.2\/I\/4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12853,"edition_id":1,"name":"General Provisions","identifier":"I","label":"subtitle","depth":2,"order_by":1,"parent_id":12852,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263251,"object_type":"structure","relational_id":12853,"identifier":"I","token":"6.2\/I","url":"\/6.2\/I\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12852,"edition_id":1,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263249,"object_type":"structure","relational_id":12852,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":68015,"structure_id":14869,"section_number":"6.2-433","catch_line":"Amendment to open-end credit contract or plan by bank or savings institution","url":"\/6.2-433\/","token":"6.2\/I\/4\/4\/6.2-433","metadata":false},{"id":56803,"structure_id":14869,"section_number":"6.2-434","catch_line":"Law governing open-end credit contract or plan by bank or savings institution","url":"\/6.2-434\/","token":"6.2\/I\/4\/4\/6.2-434","metadata":false},{"id":80025,"structure_id":14869,"section_number":"6.2-435","catch_line":"Law governing open-end credit contract or plan by seller or lender","url":"\/6.2-435\/","token":"6.2\/I\/4\/4\/6.2-435","metadata":false}],"previous_section":{"id":56803,"structure_id":14869,"section_number":"6.2-434","catch_line":"Law governing open-end credit contract or plan by bank or savings institution","url":"\/6.2-434\/","token":"6.2\/I\/4\/4\/6.2-434","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-435\/","history_text":"

This law was first created in 1987. The record of its establishment is cataloged in chapters 622, 639, and 714 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1987 \u201cActs\u201d aren\u2019t available online. It has been modified 4 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1997, chapter 112<\/a>; in 2009, chapters 784<\/a> and 860<\/a>; in 2010, chapter 794<\/a>; in 2020, chapters 1215<\/a> and 1258<\/a>.<\/p>","references":false,"refers_to":[{"id":61230,"section_number":"6.2-300","catch_line":"Definitions","order_by":null,"url":"\/6.2-300\/"}],"permalink":{"id":263613,"object_type":"law","relational_id":80025,"identifier":"6.2-435","token":"6.2\/I\/4\/4\/6.2-435","url":"\/6.2-435\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/6.2-435\/","token":"6.2\/I\/4\/4\/6.2-435","dublin_core":{"Title":"Law governing open-end credit contract or plan by seller or lender","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-435","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

An open-end credit plan as defined in \u00a7 6.2-300<\/a>, between a seller or lender and an obligor shall be governed solely by federal law<\/span> and by the laws<\/span> of the Commonwealth.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nLAW GOVERNING OPEN-END CREDIT CONTRACT OR PLAN BY SELLER OR LENDER (\u00a7 6.2-435)\n\nAn open-end credit plan as defined in \u00a7 6.2-300, between a seller or lender and\nan obligor shall be governed solely by federal law and by the laws of the\nCommonwealth.\n\nHISTORY: 1987, cc. 622, 639, 714, \u00a7 6.1-330.78; 1992, Sp. Sess., c. 4; 1997,\nc. 112; 2009, cc. 784, 860; 2010, c. 794; 2020, cc. 1215, 1258.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}