{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/6.2-436.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/6.2-436.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/6.2-436.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/6.2-436.html"}],"law_id":86596,"edition_id":1,"section_id":86596,"structure_id":12855,"section_number":"6.2-436","catch_line":"Compliance with federal law","history":"1987, c. 622, \u00a7 6.1-330.79; 2010, c. 794; 2016, c. 501.","full_text":"Every person subject to the provisions of 15 U.S.C. \u00a7 1601 et seq. and Consumer Financial Protection Bureau Regulation Z (12 C.F.R. Part 1026) shall comply with such statutes and regulations when offering or extending consumer credit as defined therein. A lender who fails to comply with this section shall not be subject to any liability or penalty beyond those imposed by such federal statutes and regulations.","order_by":null,"text":{"0":{"id":310147,"text":"Every person subject to the provisions of 15 U.S.C. \u00a7 1601 et seq. and Consumer Financial Protection Bureau Regulation Z (12 C.F.R. Part 1026) shall comply with such statutes and regulations when offering or extending consumer credit as defined therein. A lender who fails to comply with this section shall not be subject to any liability or penalty beyond those imposed by such federal statutes and regulations.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":12855,"edition_id":1,"name":"Additional Provisions Applicable to Consumer Credit","identifier":"5","label":"article","depth":4,"order_by":1,"parent_id":12854,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263617,"object_type":"structure","relational_id":12855,"identifier":"5","token":"6.2\/I\/4\/5","url":"\/6.2\/I\/4\/5\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12854,"edition_id":1,"name":"Certain Lending Practices","identifier":"4","label":"chapter","depth":3,"order_by":1,"parent_id":12853,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263463,"object_type":"structure","relational_id":12854,"identifier":"4","token":"6.2\/I\/4","url":"\/6.2\/I\/4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12853,"edition_id":1,"name":"General Provisions","identifier":"I","label":"subtitle","depth":2,"order_by":1,"parent_id":12852,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263251,"object_type":"structure","relational_id":12853,"identifier":"I","token":"6.2\/I","url":"\/6.2\/I\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12852,"edition_id":1,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":263249,"object_type":"structure","relational_id":12852,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":86596,"structure_id":12855,"section_number":"6.2-436","catch_line":"Compliance with federal law","url":"\/6.2-436\/","token":"6.2\/I\/4\/5\/6.2-436","metadata":false},{"id":53993,"structure_id":12855,"section_number":"6.2-437","catch_line":"Right of buyer of consumer goods to refinance certain payments; agreements as to fluctuation in schedule of payments","url":"\/6.2-437\/","token":"6.2\/I\/4\/5\/6.2-437","metadata":false}],"next_section":{"id":53993,"structure_id":12855,"section_number":"6.2-437","catch_line":"Right of buyer of consumer goods to refinance certain payments; agreements as to fluctuation in schedule of payments","url":"\/6.2-437\/","token":"6.2\/I\/4\/5\/6.2-437","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-436\/","history_text":"

This law was first created in 1987. The record of its establishment is cataloged in chapter 622 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1987 \u201cActs\u201d aren\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 2010, chapter 794<\/a>; in 2016, chapter 501<\/a>.<\/p>","references":[{"id":74582,"section_number":"3.2-6513.2","catch_line":"Rental or lease of dog or cat prohibited; requirements for financing a dog or cat; civil penalty","order_by":null,"url":"\/3.2-6513.2\/"}],"refers_to":false,"permalink":{"id":263619,"object_type":"law","relational_id":86596,"identifier":"6.2-436","token":"6.2\/I\/4\/5\/6.2-436","url":"\/6.2-436\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/6.2-436\/","token":"6.2\/I\/4\/5\/6.2-436","dublin_core":{"Title":"Compliance with federal law","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-436","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Every person<\/span> subject to the provisions of 15 U.S.C. \u00a7 1601 et seq. and Consumer Financial Protection Bureau<\/span> Regulation Z (12 C.F.R. Part 1026) shall comply with such statutes<\/span> and regulations when offering or extending consumer credit as defined therein. A lender who fails to comply with this section shall not be subject to any liability or penalty<\/span> beyond those imposed by such federal statutes<\/span> and regulations.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nCOMPLIANCE WITH FEDERAL LAW (\u00a7 6.2-436)\n\nEvery person subject to the provisions of 15 U.S.C. \u00a7 1601 et seq. and Consumer\nFinancial Protection Bureau Regulation Z (12 C.F.R. Part 1026) shall comply with\nsuch statutes and regulations when offering or extending consumer credit as\ndefined therein. A lender who fails to comply with this section shall not be\nsubject to any liability or penalty beyond those imposed by such federal\nstatutes and regulations.\n\nHISTORY: 1987, c. 622, \u00a7 6.1-330.79; 2010, c. 794; 2016, c. 501.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}