{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/60.2-114.01.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/60.2-114.01.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/60.2-114.01.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/60.2-114.01.html"}],"law_id":55645,"edition_id":1,"section_id":55645,"structure_id":14338,"section_number":"60.2-114.01","catch_line":"Furnishing information to consumer reporting agencies","history":"2005, c. 944.","full_text":"A\n\nNotwithstanding the provisions of subsection A of &#xA7; 60.2-114, the Commission shall be authorized to enter into agreements with any consumer reporting agency pursuant to which the consumer reporting agency is provided secure electronic access to information contained in quarterly wage reports submitted to the Commission by employing units, as set forth in this section.B\n\nThe Commission shall:1\n\nEstablish minimum audit, security, net worth, and liability insurance standards, technological requirements, and any other terms and conditions deemed necessary in the discretion of the Commission to safeguard the confidentiality of the information and to otherwise serve the public interest;2\n\nRequire a contracting consumer reporting agency to pay all costs associated with the establishment or maintenance of the access to information provided for by this section, including but not limited to the costs of any audits of the consumer reporting agency or users by the Commission;3\n\nBe authorized to cancel any contract authorized by this section if the consumer reporting agency fails to comply with any requirement of this section or of the contract;4\n\nBe authorized to provide to a consumer reporting agency only information regarding the amount of wages for an individual reported by each employing unit, with the employing unit&#8217;s name and address, as may be further specified in the terms of the contract; and5\n\nDeposit any fees received by the Commission from a consumer reporting agency pursuant to this section into the state treasury for credit to the Special Unemployment Compensation Administration Fund pursuant to &#xA7; 60.2-314.C\n\nThe consumer reporting agency shall:1\n\nRequire that any user of the information shall, prior to obtaining the wage report information, obtain a written consent from the individual to whom that wage report information pertains. The written consent shall prominently contain language specifying the following:\n\t\t\t\ta. The individual&#8217;s consent to the Commission&#8217;s disclosure of the wage report information is voluntary, and the individual&#8217;s refusal to consent to the disclosure of wage information shall not be the basis for the denial of credit;\n\t\t\t\tb. If the consent is granted, the information shall be released to specified parties;\n\t\t\t\tc. Authorization by the individual is necessary for the release of wage and employment history information;\n\t\t\t\td. The specific application or transaction that constitutes the sole purpose for which the release is made;\n\t\t\t\te. That Commission files containing wage and employment history information submitted by employers may be accessed; and\n\t\t\t\tf. The identity and address of parties authorized to receive the released information.2\n\nRequire the use of the information only for purposes permitted under &#xA7; 604 of the federal Fair Credit Reporting Act, 15 U.S.C. &#xA7; 1681b; and3\n\nRequire that the information released shall be used only to verify the accuracy of the wage or employment information previously provided by an individual in connection with a specific transaction, to satisfy the user&#8217;s standard underwriting requirements or those imposed upon the user, and to satisfy the user&#8217;s obligations under applicable state or federal fair credit reporting laws.D\n\nIn addition to any limitation on the use or release of the wage reporting information set forth in this section, release and use of the information shall be subject to the privacy laws of the Commonwealth and the federal Fair Credit Reporting Act.E\n\nExcept in cases of willful and malicious misconduct, the Commission and its employees shall be immune from any liability in connection with information provided under this section, including but not limited to liability with regard to the accuracy or use of the information.F\n\nAn annual audit of a contracted consumer reporting agency shall be conducted by an independent certified public accountant to ensure compliance with the provisions of this section, and such audit shall be reviewed by the Auditor of Public Accounts.G\n\nFor the purposes of this section, &#8220;consumer reporting agency&#8221; has the meaning assigned by &#xA7; 603(f) of the Fair Credit Reporting Act, 15 U.S.C. &#xA7; 1681a (f).","order_by":null,"text":{"0":{"id":203964,"text":"Notwithstanding the provisions of subsection A of &#xA7; 60.2-114, the Commission shall be authorized to enter into agreements with any consumer reporting agency pursuant to which the consumer reporting agency is provided secure electronic access to information contained in quarterly wage reports submitted to the Commission by employing units, as set forth in this section.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":203965,"text":"The Commission shall:","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"B1"},"2":{"id":203966,"text":"Establish minimum audit, security, net worth, and liability insurance standards, technological requirements, and any other terms and conditions deemed necessary in the discretion of the Commission to safeguard the confidentiality of the information and to otherwise serve the public interest;","type":"section","prefixes":["B","1"],"prefix":"1","entire_prefix":"B1","prefix_anchor":"B1","level":2,"prior_prefix":"B","next_prefix":"B2"},"3":{"id":203967,"text":"Require a contracting consumer reporting agency to pay all costs associated with the establishment or maintenance of the access to information provided for by this section, including but not limited to the costs of any audits of the consumer reporting agency or users by the Commission;","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B1","next_prefix":"B3"},"4":{"id":203968,"text":"Be authorized to cancel any contract authorized by this section if the consumer reporting agency fails to comply with any requirement of this section or of the contract;","type":"section","prefixes":["B","3"],"prefix":"3","entire_prefix":"B3","prefix_anchor":"B3","level":2,"prior_prefix":"B2","next_prefix":"B4"},"5":{"id":203969,"text":"Be authorized to provide to a consumer reporting agency only information regarding the amount of wages for an individual reported by each employing unit, with the employing unit&#8217;s name and address, as may be further specified in the terms of the contract; and","type":"section","prefixes":["B","4"],"prefix":"4","entire_prefix":"B4","prefix_anchor":"B4","level":2,"prior_prefix":"B3","next_prefix":"B5"},"6":{"id":203970,"text":"Deposit any fees received by the Commission from a consumer reporting agency pursuant to this section into the state treasury for credit to the Special Unemployment Compensation Administration Fund pursuant to &#xA7; 60.2-314.","type":"section","prefixes":["B","5"],"prefix":"5","entire_prefix":"B5","prefix_anchor":"B5","level":2,"prior_prefix":"B4","next_prefix":"C"},"7":{"id":203971,"text":"The consumer reporting agency shall:","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B5","next_prefix":"C1"},"8":{"id":203972,"text":"Require that any user of the information shall, prior to obtaining the wage report information, obtain a written consent from the individual to whom that wage report information pertains. The written consent shall prominently contain language specifying the following:\n\t\t\t\ta. The individual&#8217;s consent to the Commission&#8217;s disclosure of the wage report information is voluntary, and the individual&#8217;s refusal to consent to the disclosure of wage information shall not be the basis for the denial of credit;\n\t\t\t\tb. If the consent is granted, the information shall be released to specified parties;\n\t\t\t\tc. Authorization by the individual is necessary for the release of wage and employment history information;\n\t\t\t\td. The specific application or transaction that constitutes the sole purpose for which the release is made;\n\t\t\t\te. That Commission files containing wage and employment history information submitted by employers may be accessed; and\n\t\t\t\tf. The identity and address of parties authorized to receive the released information.","type":"section","prefixes":["C","1"],"prefix":"1","entire_prefix":"C1","prefix_anchor":"C1","level":2,"prior_prefix":"C","next_prefix":"C2"},"9":{"id":203973,"text":"Require the use of the information only for purposes permitted under &#xA7; 604 of the federal Fair Credit Reporting Act, 15 U.S.C. &#xA7; 1681b; and","type":"section","prefixes":["C","2"],"prefix":"2","entire_prefix":"C2","prefix_anchor":"C2","level":2,"prior_prefix":"C1","next_prefix":"C3"},"10":{"id":203974,"text":"Require that the information released shall be used only to verify the accuracy of the wage or employment information previously provided by an individual in connection with a specific transaction, to satisfy the user&#8217;s standard underwriting requirements or those imposed upon the user, and to satisfy the user&#8217;s obligations under applicable state or federal fair credit reporting laws.","type":"section","prefixes":["C","3"],"prefix":"3","entire_prefix":"C3","prefix_anchor":"C3","level":2,"prior_prefix":"C2","next_prefix":"D"},"11":{"id":203975,"text":"In addition to any limitation on the use or release of the wage reporting information set forth in this section, release and use of the information shall be subject to the privacy laws of the Commonwealth and the federal Fair Credit Reporting Act.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C3","next_prefix":"E"},"12":{"id":203976,"text":"Except in cases of willful and malicious misconduct, the Commission and its employees shall be immune from any liability in connection with information provided under this section, including but not limited to liability with regard to the accuracy or use of the information.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D","next_prefix":"F"},"13":{"id":203977,"text":"An annual audit of a contracted consumer reporting agency shall be conducted by an independent certified public accountant to ensure compliance with the provisions of this section, and such audit shall be reviewed by the Auditor of Public Accounts.","type":"section","prefixes":["F"],"prefix":"F","entire_prefix":"F","prefix_anchor":"F","level":1,"prior_prefix":"E","next_prefix":"G"},"14":{"id":203978,"text":"For the purposes of this section, &#8220;consumer reporting agency&#8221; has the meaning assigned by &#xA7; 603(f) of the Fair Credit Reporting Act, 15 U.S.C. &#xA7; 1681a (f).","type":"section","prefixes":["G"],"prefix":"G","entire_prefix":"G","prefix_anchor":"G","level":1,"prior_prefix":"F"}},"ancestry":[{"id":14338,"edition_id":1,"name":"Administration","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":14337,"metadata":{},"date_created":"2026-06-26 03:47:48","date_modified":"2026-06-26 03:47:48","permalink":{"id":267311,"object_type":"structure","relational_id":14338,"identifier":"2","token":"60.2\/1\/2","url":"\/60.2\/1\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":14337,"edition_id":1,"name":"General Provisions and Administration","identifier":"1","label":"chapter","depth":2,"order_by":1,"parent_id":12883,"metadata":{},"date_created":"2026-06-26 03:47:48","date_modified":"2026-06-26 03:47:48","permalink":{"id":267275,"object_type":"structure","relational_id":14337,"identifier":"1","token":"60.2\/1","url":"\/60.2\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12883,"edition_id":1,"name":"Unemployment Compensation","identifier":"60.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:58","date_modified":"2026-06-26 03:43:58","permalink":{"id":267273,"object_type":"structure","relational_id":12883,"identifier":"60.2","token":"60.2","url":"\/60.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":61254,"structure_id":14338,"section_number":"60.2-108","catch_line":"The Commission; appointment, term of office and compensation of Commissioner","url":"\/60.2-108\/","token":"60.2\/1\/2\/60.2-108","metadata":false},{"id":78367,"structure_id":14338,"section_number":"60.2-109","catch_line":"Bond of Commissioner","url":"\/60.2-109\/","token":"60.2\/1\/2\/60.2-109","metadata":false},{"id":85094,"structure_id":14338,"section_number":"60.2-110","catch_line":"Repealed","url":"\/60.2-110\/","token":"60.2\/1\/2\/60.2-110","metadata":false},{"id":79338,"structure_id":14338,"section_number":"60.2-111","catch_line":"Duties and powers of Commission; reporting requirements","url":"\/60.2-111\/","token":"60.2\/1\/2\/60.2-111","metadata":false},{"id":55747,"structure_id":14338,"section_number":"60.2-112","catch_line":"Repealed","url":"\/60.2-112\/","token":"60.2\/1\/2\/60.2-112","metadata":false},{"id":65067,"structure_id":14338,"section_number":"60.2-113","catch_line":"Repealed","url":"\/60.2-113\/","token":"60.2\/1\/2\/60.2-113","metadata":false},{"id":69124,"structure_id":14338,"section_number":"60.2-113.1","catch_line":"Repealed","url":"\/60.2-113.1\/","token":"60.2\/1\/2\/60.2-113.1","metadata":false},{"id":56997,"structure_id":14338,"section_number":"60.2-114","catch_line":"Records and reports","url":"\/60.2-114\/","token":"60.2\/1\/2\/60.2-114","metadata":false},{"id":55645,"structure_id":14338,"section_number":"60.2-114.01","catch_line":"Furnishing information to consumer reporting agencies","url":"\/60.2-114.01\/","token":"60.2\/1\/2\/60.2-114.01","metadata":false},{"id":74782,"structure_id":14338,"section_number":"60.2-114.1","catch_line":"Repealed","url":"\/60.2-114.1\/","token":"60.2\/1\/2\/60.2-114.1","metadata":false},{"id":67341,"structure_id":14338,"section_number":"60.2-115","catch_line":"State-federal cooperation","url":"\/60.2-115\/","token":"60.2\/1\/2\/60.2-115","metadata":false},{"id":68606,"structure_id":14338,"section_number":"60.2-116","catch_line":"Reciprocal agreements","url":"\/60.2-116\/","token":"60.2\/1\/2\/60.2-116","metadata":false},{"id":79556,"structure_id":14338,"section_number":"60.2-117","catch_line":"Use of collections in financing administrative expenditures","url":"\/60.2-117\/","token":"60.2\/1\/2\/60.2-117","metadata":false},{"id":82557,"structure_id":14338,"section_number":"60.2-118","catch_line":"Civil action to enforce title; actions on behalf of other states","url":"\/60.2-118\/","token":"60.2\/1\/2\/60.2-118","metadata":false},{"id":71753,"structure_id":14338,"section_number":"60.2-119","catch_line":"Criminal cases","url":"\/60.2-119\/","token":"60.2\/1\/2\/60.2-119","metadata":false},{"id":82072,"structure_id":14338,"section_number":"60.2-120","catch_line":"Reimbursement of expenses of Office of Attorney General","url":"\/60.2-120\/","token":"60.2\/1\/2\/60.2-120","metadata":false},{"id":68504,"structure_id":14338,"section_number":"60.2-121","catch_line":"Violation of title or rule or regulation","url":"\/60.2-121\/","token":"60.2\/1\/2\/60.2-121","metadata":false},{"id":60322,"structure_id":14338,"section_number":"60.2-121.1","catch_line":"Communications with parties","url":"\/60.2-121.1\/","token":"60.2\/1\/2\/60.2-121.1","metadata":false},{"id":79417,"structure_id":14338,"section_number":"60.2-121.2","catch_line":"Electronic submission of information; payments","url":"\/60.2-121.2\/","token":"60.2\/1\/2\/60.2-121.2","metadata":false},{"id":66927,"structure_id":14338,"section_number":"60.2-121.3","catch_line":"Unemployment Compensation Ombudsman; established; responsibilities","url":"\/60.2-121.3\/","token":"60.2\/1\/2\/60.2-121.3","metadata":false}],"previous_section":{"id":56997,"structure_id":14338,"section_number":"60.2-114","catch_line":"Records and reports","url":"\/60.2-114\/","token":"60.2\/1\/2\/60.2-114","metadata":false},"next_section":{"id":74782,"structure_id":14338,"section_number":"60.2-114.1","catch_line":"Repealed","url":"\/60.2-114.1\/","token":"60.2\/1\/2\/60.2-114.1","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/60.2-114.01\/","history_text":"<p>This law was first created in 2005. The record of its establishment is cataloged in chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?051+ful+CHAP0944\">944<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":[{"id":56997,"section_number":"60.2-114","catch_line":"Records and reports","order_by":null,"url":"\/60.2-114\/"}],"permalink":{"id":267345,"object_type":"law","relational_id":55645,"identifier":"60.2-114.01","token":"60.2\/1\/2\/60.2-114.01","url":"\/60.2-114.01\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/60.2-114.01\/","token":"60.2\/1\/2\/60.2-114.01","dublin_core":{"Title":"Furnishing information to consumer reporting agencies","Type":"Text","Format":"text\/html","Identifier":"\u00a7 60.2-114.01","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section id=\"A\"><p><span class=\"prefix-number\">A.<\/span> Notwithstanding the provisions of subsection A of &#xA7; <a class=\"law\" title=\"Records and reports\" href=\"\/60.2-114\/\">60.2-114<\/a>, the Commission shall be authorized to enter into agreements with any consumer reporting agency pursuant to which the consumer reporting agency is provided secure electronic access to information contained in quarterly wage reports submitted to the Commission by employing units, as set forth in this section. <a id=\"paragraph-203964\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#A\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B\"><p><span class=\"prefix-number\">B.<\/span> The Commission shall: <a id=\"paragraph-203965\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#B\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B1\" class=\"indent-1\"><p><span class=\"prefix-number\">1.<\/span> Establish minimum audit, security, net worth, and liability insurance standards, technological requirements, and any other terms and conditions deemed necessary in the discretion of the Commission to safeguard the confidentiality of the information and to otherwise serve the public interest; <a id=\"paragraph-203966\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#B1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> Require a contracting consumer reporting agency to pay all costs associated with the establishment or maintenance of the access to information provided for by this section, including but not limited to the costs of any audits of the consumer reporting agency or users by the Commission; <a id=\"paragraph-203967\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#B2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B3\" class=\"indent-1\"><p><span class=\"prefix-number\">3.<\/span> Be authorized to cancel any <span class=\"dictionary\">contract<\/span> authorized by this section if the consumer reporting agency fails to comply with any requirement of this section or of the <span class=\"dictionary\">contract<\/span>; <a id=\"paragraph-203968\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#B3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B4\" class=\"indent-1\"><p><span class=\"prefix-number\">4.<\/span> Be authorized to provide to a consumer reporting agency only information regarding the amount of wages for an individual reported by each employing unit, with the employing unit&#8217;s name and address, as may be further specified in the terms of the <span class=\"dictionary\">contract<\/span>; and <a id=\"paragraph-203969\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#B4\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B5\" class=\"indent-1\"><p><span class=\"prefix-number\">5.<\/span> Deposit any fees received by the Commission from a consumer reporting agency pursuant to this section into the state treasury for credit to the Special Unemployment Compensation Administration Fund pursuant to &#xA7; <a class=\"law\" title=\"Fund continued; interest and penalties paid into fund\" href=\"\/60.2-314\/\">60.2-314<\/a>. <a id=\"paragraph-203970\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#B5\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C\"><p><span class=\"prefix-number\">C.<\/span> The consumer reporting agency shall: <a id=\"paragraph-203971\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#C\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C1\" class=\"indent-1\"><p><span class=\"prefix-number\">1.<\/span> Require that any user of the information shall, prior to obtaining the wage report information, obtain a written consent from the individual to whom that wage report information pertains. The written consent shall prominently contain language specifying the following:\n\t\t\t\ta. The individual&#8217;s consent to the Commission&#8217;s disclosure of the wage report information is voluntary, and the individual&#8217;s refusal to consent to the disclosure of wage information shall not be the basis for the denial of credit;\n\t\t\t\tb. If the consent is granted, the information shall be released to specified parties;\n\t\t\t\tc. Authorization by the individual is necessary for the release of wage and employment history information;\n\t\t\t\td. The specific application or transaction that constitutes the sole purpose for which the release is made;\n\t\t\t\te. That Commission files containing wage and employment history information submitted by employers may be accessed; and\n\t\t\t\tf. The identity and address of parties authorized to receive the released information. <a id=\"paragraph-203972\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#C1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> Require the use of the information only for purposes permitted under &#xA7; 604 of the federal Fair Credit Reporting Act, 15 U.S.C. &#xA7; 1681b; and <a id=\"paragraph-203973\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#C2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C3\" class=\"indent-1\"><p><span class=\"prefix-number\">3.<\/span> Require that the information released shall be used only to verify the accuracy of the wage or employment information previously provided by an individual in connection with a specific transaction, to satisfy the user&#8217;s standard underwriting requirements or those imposed upon the user, and to satisfy the user&#8217;s obligations under applicable state or federal fair credit reporting <span class=\"dictionary\">laws<\/span>. <a id=\"paragraph-203974\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#C3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"D\"><p><span class=\"prefix-number\">D.<\/span> In addition to any limitation on the use or release of the wage reporting information set forth in this section, release and use of the information shall be subject to the privacy <span class=\"dictionary\">laws<\/span> of the Commonwealth and the federal Fair Credit Reporting Act. <a id=\"paragraph-203975\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#D\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"E\"><p><span class=\"prefix-number\">E.<\/span> Except in cases of willful and <span class=\"dictionary\">malicious<\/span> misconduct, the Commission and its employees shall be immune from any liability in connection with information provided under this section, including but not limited to liability with regard to the accuracy or use of the information. <a id=\"paragraph-203976\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#E\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"F\"><p><span class=\"prefix-number\">F.<\/span> An annual audit of a contracted consumer reporting agency shall be conducted by an independent certified public accountant to ensure compliance with the provisions of this section, and such audit shall be reviewed by the Auditor of Public Accounts. <a id=\"paragraph-203977\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#F\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"G\"><p><span class=\"prefix-number\">G.<\/span> For the purposes of this section, &#8220;consumer reporting agency&#8221; has the meaning assigned by &#xA7; 603(f) of the Fair Credit Reporting Act, 15 U.S.C. &#xA7; 1681a (f). <a id=\"paragraph-203978\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/60.2-114.01\/#G\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nFURNISHING INFORMATION TO CONSUMER REPORTING AGENCIES (\u00a7 60.2-114.01)\n\nA. Notwithstanding the provisions of subsection A of &#xA7; 60.2-114, the\nCommission shall be authorized to enter into agreements with any consumer\nreporting agency pursuant to which the consumer reporting agency is provided\nsecure electronic access to information contained in quarterly wage reports\nsubmitted to the Commission by employing units, as set forth in this section.\n\nB. The Commission shall:\n\n   1. Establish minimum audit, security, net worth, and liability insurance\n   standards, technological requirements, and any other terms and conditions\n   deemed necessary in the discretion of the Commission to safeguard the\n   confidentiality of the information and to otherwise serve the public interest;\n\n   2. Require a contracting consumer reporting agency to pay all costs associated\n   with the establishment or maintenance of the access to information provided\n   for by this section, including but not limited to the costs of any audits of\n   the consumer reporting agency or users by the Commission;\n\n   3. Be authorized to cancel any contract authorized by this section if the\n   consumer reporting agency fails to comply with any requirement of this section\n   or of the contract;\n\n   4. Be authorized to provide to a consumer reporting agency only information\n   regarding the amount of wages for an individual reported by each employing\n   unit, with the employing unit&#8217;s name and address, as may be further\n   specified in the terms of the contract; and\n\n   5. Deposit any fees received by the Commission from a consumer reporting\n   agency pursuant to this section into the state treasury for credit to the\n   Special Unemployment Compensation Administration Fund pursuant to &#xA7;\n   60.2-314.\n\nC. The consumer reporting agency shall:\n\n   1. Require that any user of the information shall, prior to obtaining the wage\n   report information, obtain a written consent from the individual to whom that\n   wage report information pertains. The written consent shall prominently\n   contain language specifying the following:\n   \t\t\t\ta. The individual&#8217;s consent to the Commission&#8217;s disclosure of\n   the wage report information is voluntary, and the individual&#8217;s refusal\n   to consent to the disclosure of wage information shall not be the basis for\n   the denial of credit;\n   \t\t\t\tb. If the consent is granted, the information shall be released to\n   specified parties;\n   \t\t\t\tc. Authorization by the individual is necessary for the release of wage\n   and employment history information;\n   \t\t\t\td. The specific application or transaction that constitutes the sole\n   purpose for which the release is made;\n   \t\t\t\te. That Commission files containing wage and employment history\n   information submitted by employers may be accessed; and\n   \t\t\t\tf. The identity and address of parties authorized to receive the released\n   information.\n\n   2. Require the use of the information only for purposes permitted under &#xA7;\n   604 of the federal Fair Credit Reporting Act, 15 U.S.C. &#xA7; 1681b; and\n\n   3. Require that the information released shall be used only to verify the\n   accuracy of the wage or employment information previously provided by an\n   individual in connection with a specific transaction, to satisfy the\n   user&#8217;s standard underwriting requirements or those imposed upon the\n   user, and to satisfy the user&#8217;s obligations under applicable state or\n   federal fair credit reporting laws.\n\nD. In addition to any limitation on the use or release of the wage reporting\ninformation set forth in this section, release and use of the information shall\nbe subject to the privacy laws of the Commonwealth and the federal Fair Credit\nReporting Act.\n\nE. Except in cases of willful and malicious misconduct, the Commission and its\nemployees shall be immune from any liability in connection with information\nprovided under this section, including but not limited to liability with regard\nto the accuracy or use of the information.\n\nF. An annual audit of a contracted consumer reporting agency shall be conducted\nby an independent certified public accountant to ensure compliance with the\nprovisions of this section, and such audit shall be reviewed by the Auditor of\nPublic Accounts.\n\nG. For the purposes of this section, &#8220;consumer reporting agency&#8221; has\nthe meaning assigned by &#xA7; 603(f) of the Fair Credit Reporting Act, 15\nU.S.C. &#xA7; 1681a (f).\n\nHISTORY: 2005, c. 944.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}