{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/8.12-103.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/8.12-103.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/8.12-103.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/8.12-103.html"}],"law_id":72693,"edition_id":1,"section_id":72693,"structure_id":12822,"section_number":"8.12-103","catch_line":"Relation to Article 9 and consumer laws","history":"2024, c. 652.","full_text":"a\n\nArticle 9 governs in case of conflict. If there is a conflict between this article and Article 9, Article 9 governs.b\n\nApplicable consumer law and other laws. A transaction subject to this article is subject to any applicable rule of law that establishes a different rule for consumers and (i) any other statute or regulation that regulates the rates, charges, agreements, and practices for loans, credit sales, or other extensions of credit and (ii) any consumer-protection statute or regulation.","order_by":null,"text":{"0":{"id":261634,"text":"Article 9 governs in case of conflict. If there is a conflict between this article and Article 9, Article 9 governs.","type":"section","prefixes":["a"],"prefix":"a","entire_prefix":"a","prefix_anchor":"a","level":1,"next_prefix":"b"},"1":{"id":261635,"text":"Applicable consumer law and other laws. A transaction subject to this article is subject to any applicable rule of law that establishes a different rule for consumers and (i) any other statute or regulation that regulates the rates, charges, agreements, and practices for loans, credit sales, or other extensions of credit and (ii) any consumer-protection statute or regulation.","type":"section","prefixes":["b"],"prefix":"b","entire_prefix":"b","prefix_anchor":"b","level":1,"prior_prefix":"a"}},"ancestry":[{"id":12822,"edition_id":1,"name":"Controllable Electronic Records","identifier":"8.12","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:55","date_modified":"2026-06-26 03:43:55","permalink":{"id":281747,"object_type":"structure","relational_id":12822,"identifier":"8.12","token":"8.12","url":"\/8.12\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":80508,"structure_id":12822,"section_number":"8.12-101","catch_line":"Title","url":"\/8.12-101\/","token":"8.12\/8.12-101","metadata":false},{"id":67134,"structure_id":12822,"section_number":"8.12-102","catch_line":"Definitions","url":"\/8.12-102\/","token":"8.12\/8.12-102","metadata":false},{"id":72693,"structure_id":12822,"section_number":"8.12-103","catch_line":"Relation to Article 9 and consumer laws","url":"\/8.12-103\/","token":"8.12\/8.12-103","metadata":{"court_decisions":""}},{"id":70284,"structure_id":12822,"section_number":"8.12-104","catch_line":"Rights in controllable account, controllable electronic record, and controllable payment intangible.","url":"\/8.12-104\/","token":"8.12\/8.12-104","metadata":{"court_decisions":""}},{"id":53978,"structure_id":12822,"section_number":"8.12-105","catch_line":"Control of controllable electronic record","url":"\/8.12-105\/","token":"8.12\/8.12-105","metadata":false},{"id":56311,"structure_id":12822,"section_number":"8.12-106","catch_line":"Discharge of account debtor on controllable account or controllable payment intangible","url":"\/8.12-106\/","token":"8.12\/8.12-106","metadata":false},{"id":70196,"structure_id":12822,"section_number":"8.12-107","catch_line":"Governing law","url":"\/8.12-107\/","token":"8.12\/8.12-107","metadata":{"court_decisions":""}}],"previous_section":{"id":67134,"structure_id":12822,"section_number":"8.12-102","catch_line":"Definitions","url":"\/8.12-102\/","token":"8.12\/8.12-102","metadata":false},"next_section":{"id":70284,"structure_id":12822,"section_number":"8.12-104","catch_line":"Rights in controllable account, controllable electronic record, and controllable payment intangible.","url":"\/8.12-104\/","token":"8.12\/8.12-104","metadata":{"court_decisions":""}},"metadata":{"court_decisions":""},"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/8.12-103\/","history_text":"

This law was first created in 2024. The record of its establishment is cataloged in chapter 652<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":false,"permalink":{"id":281757,"object_type":"law","relational_id":72693,"identifier":"8.12-103","token":"8.12\/8.12-103","url":"\/8.12-103\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/8.12-103\/","token":"8.12\/8.12-103","dublin_core":{"Title":"Relation to Article 9 and consumer laws","Type":"Text","Format":"text\/html","Identifier":"\u00a7 8.12-103","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

a.<\/span> Article 9 governs in case of conflict. If there is a conflict between this article and Article 9, Article 9 governs. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

b.<\/span> Applicable consumer law<\/span> and other laws<\/span>. A transaction subject to this article is subject to any applicable rule of law<\/span> that establishes a different rule for consumers and (i) any other statute<\/span> or regulation that regulates the rates, charges, agreements, and practices for loans, credit sales, or other extensions of credit and (ii) any consumer-protection statute<\/span> or regulation. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nRELATION TO ARTICLE 9 AND CONSUMER LAWS (\u00a7 8.12-103)\n\na. Article 9 governs in case of conflict. If there is a conflict between this\narticle and Article 9, Article 9 governs.\n\nb. Applicable consumer law and other laws. A transaction subject to this article\nis subject to any applicable rule of law that establishes a different rule for\nconsumers and (i) any other statute or regulation that regulates the rates,\ncharges, agreements, and practices for loans, credit sales, or other extensions\nof credit and (ii) any consumer-protection statute or regulation.\n\nHISTORY: 2024, c. 652.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}