{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/8.3A-502.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/8.3A-502.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/8.3A-502.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/8.3A-502.html"}],"law_id":60859,"edition_id":1,"section_id":60859,"structure_id":14055,"section_number":"8.3A-502","catch_line":"Dishonor","history":"Code 1950, \u00a7\u00a7 6-432 through 6-435, 6-436, 6-462, 6-464 through 6-469, 6-471, 6-496, 6-500 through 6-502, 6-505; 1964, c. 219, \u00a7\u00a7 8.3-501, 8.3-507, 8.3-511; 1992, c. 693.","full_text":"a\n\nDishonor of a note is governed by the following rules:1\n\nIf the note is payable on demand, the note is dishonored if presentment is duly made to the maker and the note is not paid on the day of presentment.2\n\nIf the note is not payable on demand and is payable at or through a bank or the terms of the note require presentment, the note is dishonored if presentment is duly made and the note is not paid on the day it becomes payable or the day of presentment, whichever is later.3\n\nIf the note is not payable on demand and paragraph (2) does not apply, the note is dishonored if it is not paid on the day it becomes payable.b\n\nDishonor of an unaccepted draft other than a documentary draft is governed by the following rules:1\n\nIf a check is duly presented for payment to the payor bank otherwise than for immediate payment over the counter, the check is dishonored if the payor bank makes timely return of the check or sends timely notice of dishonor or nonpayment under § 8.4-301 or § 8.4-302, or becomes accountable for the amount of the check under § 8.4-302.2\n\nIf a draft is payable on demand and paragraph (1) does not apply, the draft is dishonored if presentment for payment is duly made to the drawee and the draft is not paid on the day of presentment.3\n\nIf a draft is payable on a date stated in the draft, the draft is dishonored if (i) presentment for payment is duly made to the drawee and payment is not made on the day the draft becomes payable or the day of presentment, whichever is later, or (ii) presentment for acceptance is duly made before the day the draft becomes payable and the draft is not accepted on the day of presentment.4\n\nIf a draft is payable on elapse of a period of time after sight or acceptance, the draft is dishonored if presentment for acceptance is duly made and the draft is not accepted on the day of presentment.c\n\nDishonor of an unaccepted documentary draft occurs according to the rules stated in subsections (b) (2), (3), and (4), except that payment or acceptance may be delayed without dishonor until no later than the close of the third business day of the drawee following the day on which payment or acceptance is required by those paragraphs.d\n\nDishonor of an accepted draft is governed by the following rules:1\n\nIf the draft is payable on demand, the draft is dishonored if presentment for payment is duly made to the acceptor and the draft is not paid on the day of presentment.2\n\nIf the draft is not payable on demand, the draft is dishonored if presentment for payment is duly made to the acceptor and payment is not made on the day it becomes payable or the day of presentment, whichever is later.e\n\nIn any case in which presentment is otherwise required for dishonor under this section and presentment is excused under § 8.3A-504, dishonor occurs without presentment if the instrument is not duly accepted or paid.f\n\nIf a draft is dishonored because timely acceptance of the draft was not made and the person entitled to demand acceptance consents to a late acceptance, from the time of acceptance the draft is treated as never having been dishonored.","order_by":null,"text":{"0":{"id":222492,"text":"Dishonor of a note is governed by the following rules:","type":"section","prefixes":["a"],"prefix":"a","entire_prefix":"a","prefix_anchor":"a","level":1,"next_prefix":"a1"},"1":{"id":222493,"text":"If the note is payable on demand, the note is dishonored if presentment is duly made to the maker and the note is not paid on the day of presentment.","type":"section","prefixes":["a","1"],"prefix":"1","entire_prefix":"a1","prefix_anchor":"a1","level":2,"prior_prefix":"a","next_prefix":"a2"},"2":{"id":222494,"text":"If the note is not payable on demand and is payable at or through a bank or the terms of the note require presentment, the note is dishonored if presentment is duly made and the note is not paid on the day it becomes payable or the day of presentment, whichever is later.","type":"section","prefixes":["a","2"],"prefix":"2","entire_prefix":"a2","prefix_anchor":"a2","level":2,"prior_prefix":"a1","next_prefix":"a3"},"3":{"id":222495,"text":"If the note is not payable on demand and paragraph (2) does not apply, the note is dishonored if it is not paid on the day it becomes payable.","type":"section","prefixes":["a","3"],"prefix":"3","entire_prefix":"a3","prefix_anchor":"a3","level":2,"prior_prefix":"a2","next_prefix":"b"},"4":{"id":222496,"text":"Dishonor of an unaccepted draft other than a documentary draft is governed by the following rules:","type":"section","prefixes":["b"],"prefix":"b","entire_prefix":"b","prefix_anchor":"b","level":1,"prior_prefix":"a3","next_prefix":"b1"},"5":{"id":222497,"text":"If a check is duly presented for payment to the payor bank otherwise than for immediate payment over the counter, the check is dishonored if the payor bank makes timely return of the check or sends timely notice of dishonor or nonpayment under § 8.4-301 or § 8.4-302, or becomes accountable for the amount of the check under § 8.4-302.","type":"section","prefixes":["b","1"],"prefix":"1","entire_prefix":"b1","prefix_anchor":"b1","level":2,"prior_prefix":"b","next_prefix":"b2"},"6":{"id":222498,"text":"If a draft is payable on demand and paragraph (1) does not apply, the draft is dishonored if presentment for payment is duly made to the drawee and the draft is not paid on the day of presentment.","type":"section","prefixes":["b","2"],"prefix":"2","entire_prefix":"b2","prefix_anchor":"b2","level":2,"prior_prefix":"b1","next_prefix":"b3"},"7":{"id":222499,"text":"If a draft is payable on a date stated in the draft, the draft is dishonored if (i) presentment for payment is duly made to the drawee and payment is not made on the day the draft becomes payable or the day of presentment, whichever is later, or (ii) presentment for acceptance is duly made before the day the draft becomes payable and the draft is not accepted on the day of presentment.","type":"section","prefixes":["b","3"],"prefix":"3","entire_prefix":"b3","prefix_anchor":"b3","level":2,"prior_prefix":"b2","next_prefix":"b4"},"8":{"id":222500,"text":"If a draft is payable on elapse of a period of time after sight or acceptance, the draft is dishonored if presentment for acceptance is duly made and the draft is not accepted on the day of presentment.","type":"section","prefixes":["b","4"],"prefix":"4","entire_prefix":"b4","prefix_anchor":"b4","level":2,"prior_prefix":"b3","next_prefix":"c"},"9":{"id":222501,"text":"Dishonor of an unaccepted documentary draft occurs according to the rules stated in subsections (b) (2), (3), and (4), except that payment or acceptance may be delayed without dishonor until no later than the close of the third business day of the drawee following the day on which payment or acceptance is required by those paragraphs.","type":"section","prefixes":["c"],"prefix":"c","entire_prefix":"c","prefix_anchor":"c","level":1,"prior_prefix":"b4","next_prefix":"d"},"10":{"id":222502,"text":"Dishonor of an accepted draft is governed by the following rules:","type":"section","prefixes":["d"],"prefix":"d","entire_prefix":"d","prefix_anchor":"d","level":1,"prior_prefix":"c","next_prefix":"d1"},"11":{"id":222503,"text":"If the draft is payable on demand, the draft is dishonored if presentment for payment is duly made to the acceptor and the draft is not paid on the day of presentment.","type":"section","prefixes":["d","1"],"prefix":"1","entire_prefix":"d1","prefix_anchor":"d1","level":2,"prior_prefix":"d","next_prefix":"d2"},"12":{"id":222504,"text":"If the draft is not payable on demand, the draft is dishonored if presentment for payment is duly made to the acceptor and payment is not made on the day it becomes payable or the day of presentment, whichever is later.","type":"section","prefixes":["d","2"],"prefix":"2","entire_prefix":"d2","prefix_anchor":"d2","level":2,"prior_prefix":"d1","next_prefix":"e"},"13":{"id":222505,"text":"In any case in which presentment is otherwise required for dishonor under this section and presentment is excused under § 8.3A-504, dishonor occurs without presentment if the instrument is not duly accepted or paid.","type":"section","prefixes":["e"],"prefix":"e","entire_prefix":"e","prefix_anchor":"e","level":1,"prior_prefix":"d2","next_prefix":"f"},"14":{"id":222506,"text":"If a draft is dishonored because timely acceptance of the draft was not made and the person entitled to demand acceptance consents to a late acceptance, from the time of acceptance the draft is treated as never having been dishonored.","type":"section","prefixes":["f"],"prefix":"f","entire_prefix":"f","prefix_anchor":"f","level":1,"prior_prefix":"e"}},"ancestry":[{"id":14055,"edition_id":1,"name":"Dishonor","identifier":"5","label":"part","depth":2,"order_by":1,"parent_id":13054,"metadata":{},"date_created":"2026-06-26 03:46:43","date_modified":"2026-06-26 03:46:43","permalink":{"id":282951,"object_type":"structure","relational_id":14055,"identifier":"5","token":"8.3A\/5","url":"\/8.3A\/5\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13054,"edition_id":1,"name":"Commercial Code \u2014 Negotiable Instruments","identifier":"8.3A","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:44:11","date_modified":"2026-06-26 03:44:11","permalink":{"id":282705,"object_type":"structure","relational_id":13054,"identifier":"8.3A","token":"8.3A","url":"\/8.3A\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":87167,"structure_id":14055,"section_number":"8.3A-501","catch_line":"Presentment","url":"\/8.3A-501\/","token":"8.3A\/5\/8.3A-501","metadata":false},{"id":60859,"structure_id":14055,"section_number":"8.3A-502","catch_line":"Dishonor","url":"\/8.3A-502\/","token":"8.3A\/5\/8.3A-502","metadata":false},{"id":57454,"structure_id":14055,"section_number":"8.3A-503","catch_line":"Notice of dishonor","url":"\/8.3A-503\/","token":"8.3A\/5\/8.3A-503","metadata":false},{"id":55156,"structure_id":14055,"section_number":"8.3A-504","catch_line":"Excused presentment and notice of dishonor","url":"\/8.3A-504\/","token":"8.3A\/5\/8.3A-504","metadata":false},{"id":74618,"structure_id":14055,"section_number":"8.3A-505","catch_line":"Evidence of dishonor","url":"\/8.3A-505\/","token":"8.3A\/5\/8.3A-505","metadata":false}],"previous_section":{"id":87167,"structure_id":14055,"section_number":"8.3A-501","catch_line":"Presentment","url":"\/8.3A-501\/","token":"8.3A\/5\/8.3A-501","metadata":false},"next_section":{"id":57454,"structure_id":14055,"section_number":"8.3A-503","catch_line":"Notice of dishonor","url":"\/8.3A-503\/","token":"8.3A\/5\/8.3A-503","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/8.3A-502\/","history_text":"

The record of this law\u2019s original creation isn\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1964, chapter 219; in 1992, chapter 693.<\/p>","references":[{"id":73102,"section_number":"8.2-103","catch_line":"Definitions and index of definitions","order_by":null,"url":"\/8.2-103\/"}],"refers_to":[{"id":55156,"section_number":"8.3A-504","catch_line":"Excused presentment and notice of dishonor","order_by":null,"url":"\/8.3A-504\/"},{"id":58497,"section_number":"8.4-301","catch_line":"Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank","order_by":null,"url":"\/8.4-301\/"},{"id":55309,"section_number":"8.4-302","catch_line":"Payor bank's responsibility for late return of item","order_by":null,"url":"\/8.4-302\/"}],"permalink":{"id":282957,"object_type":"law","relational_id":60859,"identifier":"8.3A-502","token":"8.3A\/5\/8.3A-502","url":"\/8.3A-502\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/8.3A-502\/","token":"8.3A\/5\/8.3A-502","dublin_core":{"Title":"Dishonor","Type":"Text","Format":"text\/html","Identifier":"\u00a7 8.3A-502","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

a.<\/span> Dishonor of a note is governed by the following rules: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> If the note is payable on demand, the note is dishonored if presentment<\/span> is duly made to the maker and the note is not paid on the day of presentment<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> If the note is not payable on demand and is payable at or through a bank or the terms of the note require presentment<\/span>, the note is dishonored if presentment<\/span> is duly made and the note is not paid on the day it becomes payable or the day of presentment<\/span>, whichever is later. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> If the note is not payable on demand and paragraph (2) does not apply, the note is dishonored if it is not paid on the day it becomes payable. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

b.<\/span> Dishonor of an unaccepted draft other than a documentary draft is governed by the following rules: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> If a check is duly presented for payment to the payor bank otherwise than for immediate payment over the counter, the check is dishonored if the payor bank makes timely return of the check or sends timely notice of dishonor or nonpayment under § 8.4-301<\/a> or § 8.4-302<\/a>, or becomes accountable for the amount of the check under § 8.4-302<\/a>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> If a draft is payable on demand and paragraph (1) does not apply, the draft is dishonored if presentment<\/span> for payment is duly made to the drawee and the draft is not paid on the day of presentment<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> If a draft is payable on a date stated in the draft, the draft is dishonored if (i) presentment<\/span> for payment is duly made to the drawee and payment is not made on the day the draft becomes payable or the day of presentment<\/span>, whichever is later, or (ii) presentment<\/span> for acceptance is duly made before the day the draft becomes payable and the draft is not accepted on the day of presentment<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> If a draft is payable on elapse of a period of time after sight or acceptance, the draft is dishonored if presentment<\/span> for acceptance is duly made and the draft is not accepted on the day of presentment<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

c.<\/span> Dishonor of an unaccepted documentary draft occurs according to the rules stated in subsections (b) (2), (3), and (4), except that payment or acceptance may be delayed without dishonor until no later than the close of the third business day of the drawee following the day on which payment or acceptance is required by those paragraphs. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

d.<\/span> Dishonor of an accepted draft is governed by the following rules: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> If the draft is payable on demand, the draft is dishonored if presentment<\/span> for payment is duly made to the acceptor and the draft is not paid on the day of presentment<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> If the draft is not payable on demand, the draft is dishonored if presentment<\/span> for payment is duly made to the acceptor and payment is not made on the day it becomes payable or the day of presentment<\/span>, whichever is later. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

e.<\/span> In any case in which presentment<\/span> is otherwise required for dishonor under this section and presentment<\/span> is excused under § 8.3A-504<\/a>, dishonor occurs without presentment<\/span> if the instrument is not duly accepted or paid. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

f.<\/span> If a draft is dishonored because timely acceptance of the draft was not made and the person entitled to demand acceptance consents to a late acceptance, from the time of acceptance the draft is treated as never having been dishonored. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nDISHONOR (\u00a7 8.3A-502)\n\na. Dishonor of a note is governed by the following rules:\n\n 1. If the note is payable on demand, the note is dishonored if presentment is\n duly made to the maker and the note is not paid on the day of presentment.\n\n 2. If the note is not payable on demand and is payable at or through a bank or\n the terms of the note require presentment, the note is dishonored if\n presentment is duly made and the note is not paid on the day it becomes\n payable or the day of presentment, whichever is later.\n\n 3. If the note is not payable on demand and paragraph (2) does not apply, the\n note is dishonored if it is not paid on the day it becomes payable.\n\nb. Dishonor of an unaccepted draft other than a documentary draft is governed by\nthe following rules:\n\n 1. If a check is duly presented for payment to the payor bank otherwise than\n for immediate payment over the counter, the check is dishonored if the payor\n bank makes timely return of the check or sends timely notice of dishonor or\n nonpayment under § 8.4-301 or § 8.4-302, or becomes accountable for\n the amount of the check under § 8.4-302.\n\n 2. If a draft is payable on demand and paragraph (1) does not apply, the draft\n is dishonored if presentment for payment is duly made to the drawee and the\n draft is not paid on the day of presentment.\n\n 3. If a draft is payable on a date stated in the draft, the draft is\n dishonored if (i) presentment for payment is duly made to the drawee and\n payment is not made on the day the draft becomes payable or the day of\n presentment, whichever is later, or (ii) presentment for acceptance is duly\n made before the day the draft becomes payable and the draft is not accepted on\n the day of presentment.\n\n 4. If a draft is payable on elapse of a period of time after sight or\n acceptance, the draft is dishonored if presentment for acceptance is duly made\n and the draft is not accepted on the day of presentment.\n\nc. Dishonor of an unaccepted documentary draft occurs according to the rules\nstated in subsections (b) (2), (3), and (4), except that payment or acceptance\nmay be delayed without dishonor until no later than the close of the third\nbusiness day of the drawee following the day on which payment or acceptance is\nrequired by those paragraphs.\n\nd. Dishonor of an accepted draft is governed by the following rules:\n\n 1. If the draft is payable on demand, the draft is dishonored if presentment\n for payment is duly made to the acceptor and the draft is not paid on the day\n of presentment.\n\n 2. If the draft is not payable on demand, the draft is dishonored if\n presentment for payment is duly made to the acceptor and payment is not made\n on the day it becomes payable or the day of presentment, whichever is later.\n\ne. In any case in which presentment is otherwise required for dishonor under\nthis section and presentment is excused under § 8.3A-504, dishonor occurs\nwithout presentment if the instrument is not duly accepted or paid.\n\nf. If a draft is dishonored because timely acceptance of the draft was not made\nand the person entitled to demand acceptance consents to a late acceptance, from\nthe time of acceptance the draft is treated as never having been dishonored.\n\nHISTORY: Code 1950, \u00a7\u00a7 6-432 through 6-435, 6-436, 6-462, 6-464 through 6-469,\n6-471, 6-496, 6-500 through 6-502, 6-505; 1964, c. 219, \u00a7\u00a7 8.3-501, 8.3-507,\n8.3-511; 1992, c. 693.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}