{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/8.3A-503.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/8.3A-503.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/8.3A-503.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/8.3A-503.html"}],"law_id":57454,"edition_id":1,"section_id":57454,"structure_id":14055,"section_number":"8.3A-503","catch_line":"Notice of dishonor","history":"Code 1950, \u00a7\u00a7 6-443 through 6-461, 6-471, 6-496, 6-505; 1964, c. 219, \u00a7\u00a7 8.3-501, 8.3-508; 1992, c. 693.","full_text":"a\n\nThe obligation of an endorser stated in § 8.3A-415 (a) and the obligation of a drawer stated § 8.3A-414 (d) may not be enforced unless (i) the endorser or drawer is given notice of dishonor of the instrument complying with this section or (ii) notice of dishonor is excused under § 8.3A-504 (b).b\n\nNotice of dishonor may be given by any person; may be given by any commercially reasonable means, including an oral, written, or electronic communication; and is sufficient if it reasonably identifies the instrument and indicates that the instrument has been dishonored or has not been paid or accepted. Return of an instrument given to a bank for collection is sufficient notice of dishonor.c\n\nSubject to § 8.3A-504 (c), with respect to an instrument taken for collection by a collecting bank, notice of dishonor must be given (i) by the bank before midnight of the next banking day following the banking day on which the bank receives notice of dishonor of the instrument, or (ii) by any other person within thirty days following the day on which the person receives notice of dishonor. With respect to any other instrument, notice of dishonor must be given within thirty days following the day on which dishonor occurs.","order_by":null,"text":{"0":{"id":210515,"text":"The obligation of an endorser stated in § 8.3A-415 (a) and the obligation of a drawer stated § 8.3A-414 (d) may not be enforced unless (i) the endorser or drawer is given notice of dishonor of the instrument complying with this section or (ii) notice of dishonor is excused under § 8.3A-504 (b).","type":"section","prefixes":["a"],"prefix":"a","entire_prefix":"a","prefix_anchor":"a","level":1,"next_prefix":"b"},"1":{"id":210516,"text":"Notice of dishonor may be given by any person; may be given by any commercially reasonable means, including an oral, written, or electronic communication; and is sufficient if it reasonably identifies the instrument and indicates that the instrument has been dishonored or has not been paid or accepted. Return of an instrument given to a bank for collection is sufficient notice of dishonor.","type":"section","prefixes":["b"],"prefix":"b","entire_prefix":"b","prefix_anchor":"b","level":1,"prior_prefix":"a","next_prefix":"c"},"2":{"id":210517,"text":"Subject to § 8.3A-504 (c), with respect to an instrument taken for collection by a collecting bank, notice of dishonor must be given (i) by the bank before midnight of the next banking day following the banking day on which the bank receives notice of dishonor of the instrument, or (ii) by any other person within thirty days following the day on which the person receives notice of dishonor. With respect to any other instrument, notice of dishonor must be given within thirty days following the day on which dishonor occurs.","type":"section","prefixes":["c"],"prefix":"c","entire_prefix":"c","prefix_anchor":"c","level":1,"prior_prefix":"b"}},"ancestry":[{"id":14055,"edition_id":1,"name":"Dishonor","identifier":"5","label":"part","depth":2,"order_by":1,"parent_id":13054,"metadata":{},"date_created":"2026-06-26 03:46:43","date_modified":"2026-06-26 03:46:43","permalink":{"id":282951,"object_type":"structure","relational_id":14055,"identifier":"5","token":"8.3A\/5","url":"\/8.3A\/5\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13054,"edition_id":1,"name":"Commercial Code \u2014 Negotiable Instruments","identifier":"8.3A","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:44:11","date_modified":"2026-06-26 03:44:11","permalink":{"id":282705,"object_type":"structure","relational_id":13054,"identifier":"8.3A","token":"8.3A","url":"\/8.3A\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":87167,"structure_id":14055,"section_number":"8.3A-501","catch_line":"Presentment","url":"\/8.3A-501\/","token":"8.3A\/5\/8.3A-501","metadata":false},{"id":60859,"structure_id":14055,"section_number":"8.3A-502","catch_line":"Dishonor","url":"\/8.3A-502\/","token":"8.3A\/5\/8.3A-502","metadata":false},{"id":57454,"structure_id":14055,"section_number":"8.3A-503","catch_line":"Notice of dishonor","url":"\/8.3A-503\/","token":"8.3A\/5\/8.3A-503","metadata":false},{"id":55156,"structure_id":14055,"section_number":"8.3A-504","catch_line":"Excused presentment and notice of dishonor","url":"\/8.3A-504\/","token":"8.3A\/5\/8.3A-504","metadata":false},{"id":74618,"structure_id":14055,"section_number":"8.3A-505","catch_line":"Evidence of dishonor","url":"\/8.3A-505\/","token":"8.3A\/5\/8.3A-505","metadata":false}],"previous_section":{"id":60859,"structure_id":14055,"section_number":"8.3A-502","catch_line":"Dishonor","url":"\/8.3A-502\/","token":"8.3A\/5\/8.3A-502","metadata":false},"next_section":{"id":55156,"structure_id":14055,"section_number":"8.3A-504","catch_line":"Excused presentment and notice of dishonor","url":"\/8.3A-504\/","token":"8.3A\/5\/8.3A-504","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/8.3A-503\/","history_text":"

The record of this law\u2019s original creation isn\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1964, chapter 219; in 1992, chapter 693.<\/p>","references":[{"id":78513,"section_number":"8.3A-415","catch_line":"Obligation of endorser","order_by":null,"url":"\/8.3A-415\/"},{"id":73125,"section_number":"8.4-104","catch_line":"Definitions and index of definitions","order_by":null,"url":"\/8.4-104\/"}],"refers_to":[{"id":81363,"section_number":"8.3A-414","catch_line":"Obligation of drawer","order_by":null,"url":"\/8.3A-414\/"},{"id":78513,"section_number":"8.3A-415","catch_line":"Obligation of endorser","order_by":null,"url":"\/8.3A-415\/"},{"id":55156,"section_number":"8.3A-504","catch_line":"Excused presentment and notice of dishonor","order_by":null,"url":"\/8.3A-504\/"}],"permalink":{"id":282961,"object_type":"law","relational_id":57454,"identifier":"8.3A-503","token":"8.3A\/5\/8.3A-503","url":"\/8.3A-503\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/8.3A-503\/","token":"8.3A\/5\/8.3A-503","dublin_core":{"Title":"Notice of dishonor","Type":"Text","Format":"text\/html","Identifier":"\u00a7 8.3A-503","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

a.<\/span> The obligation of an endorser stated in § 8.3A-415<\/a> (a) and the obligation of a drawer stated § 8.3A-414<\/a> (d) may not be enforced unless (i) the endorser or drawer is given notice of dishonor of the instrument complying with this section or (ii) notice of dishonor is excused under § 8.3A-504<\/a> (b). <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

b.<\/span> Notice of dishonor may be given by any person; may be given by any commercially reasonable means, including an oral, written, or electronic communication; and is sufficient if it reasonably identifies the instrument and indicates that the instrument has been dishonored or has not been paid or accepted. Return of an instrument given to a bank for collection is sufficient notice of dishonor. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

c.<\/span> Subject to § 8.3A-504<\/a> (c), with respect to an instrument taken for collection by a collecting bank, notice of dishonor must be given (i) by the bank before midnight of the next banking day following the banking day on which the bank receives notice of dishonor of the instrument, or (ii) by any other person within thirty days following the day on which the person receives notice of dishonor. With respect to any other instrument, notice of dishonor must be given within thirty days following the day on which dishonor occurs. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nNOTICE OF DISHONOR (\u00a7 8.3A-503)\n\na. The obligation of an endorser stated in § 8.3A-415 (a) and the\nobligation of a drawer stated § 8.3A-414 (d) may not be enforced unless (i)\nthe endorser or drawer is given notice of dishonor of the instrument complying\nwith this section or (ii) notice of dishonor is excused under § 8.3A-504\n(b).\n\nb. Notice of dishonor may be given by any person; may be given by any\ncommercially reasonable means, including an oral, written, or electronic\ncommunication; and is sufficient if it reasonably identifies the instrument and\nindicates that the instrument has been dishonored or has not been paid or\naccepted. Return of an instrument given to a bank for collection is sufficient\nnotice of dishonor.\n\nc. Subject to § 8.3A-504 (c), with respect to an instrument taken for\ncollection by a collecting bank, notice of dishonor must be given (i) by the\nbank before midnight of the next banking day following the banking day on which\nthe bank receives notice of dishonor of the instrument, or (ii) by any other\nperson within thirty days following the day on which the person receives notice\nof dishonor. With respect to any other instrument, notice of dishonor must be\ngiven within thirty days following the day on which dishonor occurs.\n\nHISTORY: Code 1950, \u00a7\u00a7 6-443 through 6-461, 6-471, 6-496, 6-505; 1964, c. 219,\n\u00a7\u00a7 8.3-501, 8.3-508; 1992, c. 693.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}