{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/8.4A-108.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/8.4A-108.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/8.4A-108.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/8.4A-108.html"}],"law_id":54340,"edition_id":1,"section_id":54340,"structure_id":13363,"section_number":"8.4A-108","catch_line":"Relationship to Electronic Fund Transfer Act","history":"1990, c. 9; 2013, c. 387.","full_text":"a\n\nExcept as provided in subsection (b), this title does not apply to a funds transfer any part of which is governed by the Electronic Fund Transfer Act of 1978 (Title XX, Public Law 95-630, 92 Stat. 3728, 15 U.S.C. § 1693 et seq.), as amended from time to time.b\n\nThis title applies to a funds transfer that is a remittance transfer as defined in the Electronic Fund Transfer Act (15 U.S.C. § 1693o-1) as amended from time to time, unless the remittance transfer is an electronic fund transfer as defined in the Electronic Fund Transfer Act (15 U.S.C. § 1693a) as amended from time to time.c\n\nIn a funds transfer to which this title applies, in the event of an inconsistency between an applicable provision of this title and an applicable provision of the Electronic Fund Transfer Act, the provision of the Electronic Fund Transfer Act governs to the extent of the inconsistency.","order_by":null,"text":{"0":{"id":199493,"text":"Except as provided in subsection (b), this title does not apply to a funds transfer any part of which is governed by the Electronic Fund Transfer Act of 1978 (Title XX, Public Law 95-630, 92 Stat. 3728, 15 U.S.C. § 1693 et seq.), as amended from time to time.","type":"section","prefixes":["a"],"prefix":"a","entire_prefix":"a","prefix_anchor":"a","level":1,"next_prefix":"b"},"1":{"id":199494,"text":"This title applies to a funds transfer that is a remittance transfer as defined in the Electronic Fund Transfer Act (15 U.S.C. § 1693o-1) as amended from time to time, unless the remittance transfer is an electronic fund transfer as defined in the Electronic Fund Transfer Act (15 U.S.C. § 1693a) as amended from time to time.","type":"section","prefixes":["b"],"prefix":"b","entire_prefix":"b","prefix_anchor":"b","level":1,"prior_prefix":"a","next_prefix":"c"},"2":{"id":199495,"text":"In a funds transfer to which this title applies, in the event of an inconsistency between an applicable provision of this title and an applicable provision of the Electronic Fund Transfer Act, the provision of the Electronic Fund Transfer Act governs to the extent of the inconsistency.","type":"section","prefixes":["c"],"prefix":"c","entire_prefix":"c","prefix_anchor":"c","level":1,"prior_prefix":"b"}},"ancestry":[{"id":13363,"edition_id":1,"name":"Subject Matter and Definitions","identifier":"1","label":"part","depth":2,"order_by":1,"parent_id":13362,"metadata":{},"date_created":"2026-06-26 03:44:42","date_modified":"2026-06-26 03:44:42","permalink":{"id":283189,"object_type":"structure","relational_id":13363,"identifier":"1","token":"8.4A\/1","url":"\/8.4A\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13362,"edition_id":1,"name":"Commercial Code \u2014 Funds Transfers","identifier":"8.4A","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:44:42","date_modified":"2026-06-26 03:44:42","permalink":{"id":283187,"object_type":"structure","relational_id":13362,"identifier":"8.4A","token":"8.4A","url":"\/8.4A\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":72260,"structure_id":13363,"section_number":"8.4A-101","catch_line":"Short title","url":"\/8.4A-101\/","token":"8.4A\/1\/8.4A-101","metadata":false},{"id":80477,"structure_id":13363,"section_number":"8.4A-102","catch_line":"Subject matter","url":"\/8.4A-102\/","token":"8.4A\/1\/8.4A-102","metadata":false},{"id":82029,"structure_id":13363,"section_number":"8.4A-103","catch_line":"Definitions: \"Payment order\"; \"Beneficiary\"; \"Beneficiary's bank\"; \"Receiving bank\"; \"Sender.\"","url":"\/8.4A-103\/","token":"8.4A\/1\/8.4A-103","metadata":false},{"id":68985,"structure_id":13363,"section_number":"8.4A-104","catch_line":"Definitions: \"Funds transfer\"; \"Intermediary bank\"; \"Originator\"; \"Originator's bank.\"","url":"\/8.4A-104\/","token":"8.4A\/1\/8.4A-104","metadata":false},{"id":76749,"structure_id":13363,"section_number":"8.4A-105","catch_line":"Other definitions","url":"\/8.4A-105\/","token":"8.4A\/1\/8.4A-105","metadata":false},{"id":59405,"structure_id":13363,"section_number":"8.4A-106","catch_line":"Time payment order is received","url":"\/8.4A-106\/","token":"8.4A\/1\/8.4A-106","metadata":false},{"id":59247,"structure_id":13363,"section_number":"8.4A-107","catch_line":"Federal Reserve regulations and operating circulars","url":"\/8.4A-107\/","token":"8.4A\/1\/8.4A-107","metadata":false},{"id":54340,"structure_id":13363,"section_number":"8.4A-108","catch_line":"Relationship to Electronic Fund Transfer Act","url":"\/8.4A-108\/","token":"8.4A\/1\/8.4A-108","metadata":false}],"previous_section":{"id":59247,"structure_id":13363,"section_number":"8.4A-107","catch_line":"Federal Reserve regulations and operating circulars","url":"\/8.4A-107\/","token":"8.4A\/1\/8.4A-107","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/8.4A-108\/","history_text":"

This law was first created in 1990. The record of its establishment is cataloged in chapter 9 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1990 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2013, chapter 387<\/a>.<\/p>","references":[{"id":80477,"section_number":"8.4A-102","catch_line":"Subject matter","order_by":null,"url":"\/8.4A-102\/"}],"refers_to":false,"permalink":{"id":283219,"object_type":"law","relational_id":54340,"identifier":"8.4A-108","token":"8.4A\/1\/8.4A-108","url":"\/8.4A-108\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/8.4A-108\/","token":"8.4A\/1\/8.4A-108","dublin_core":{"Title":"Relationship to Electronic Fund Transfer Act","Type":"Text","Format":"text\/html","Identifier":"\u00a7 8.4A-108","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

a.<\/span> Except as provided in subsection (b), this title does not apply to a funds transfer<\/span> any part of which is governed by the Electronic Fund Transfer Act of 1978 (Title XX, Public Law<\/span> 95-630, 92 Stat. 3728, 15 U.S.C. § 1693 et seq.), as amended from time to time. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

b.<\/span> This title applies to a funds transfer<\/span> that is a remittance transfer as defined in the Electronic Fund Transfer Act (15 U.S.C. § 1693o-1) as amended from time to time, unless the remittance transfer is an electronic fund transfer as defined in the Electronic Fund Transfer Act (15 U.S.C. § 1693a) as amended from time to time. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

c.<\/span> In a funds transfer<\/span> to which this title applies, in the event of an inconsistency between an applicable provision of this title and an applicable provision of the Electronic Fund Transfer Act, the provision of the Electronic Fund Transfer Act governs to the extent of the inconsistency. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nRELATIONSHIP TO ELECTRONIC FUND TRANSFER ACT (\u00a7 8.4A-108)\n\na. Except as provided in subsection (b), this title does not apply to a funds\ntransfer any part of which is governed by the Electronic Fund Transfer Act of\n1978 (Title XX, Public Law 95-630, 92 Stat. 3728, 15 U.S.C. § 1693 et\nseq.), as amended from time to time.\n\nb. This title applies to a funds transfer that is a remittance transfer as\ndefined in the Electronic Fund Transfer Act (15 U.S.C. § 1693o-1) as\namended from time to time, unless the remittance transfer is an electronic fund\ntransfer as defined in the Electronic Fund Transfer Act (15 U.S.C. § 1693a)\nas amended from time to time.\n\nc. In a funds transfer to which this title applies, in the event of an\ninconsistency between an applicable provision of this title and an applicable\nprovision of the Electronic Fund Transfer Act, the provision of the Electronic\nFund Transfer Act governs to the extent of the inconsistency.\n\nHISTORY: 1990, c. 9; 2013, c. 387.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}