{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/8.9A-204.1.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/8.9A-204.1.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/8.9A-204.1.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/8.9A-204.1.html"}],"law_id":78518,"edition_id":1,"section_id":78518,"structure_id":13279,"section_number":"8.9A-204.1","catch_line":"Security interests in consumer goods","history":"2000, c. 1007.","full_text":"a\n\nNotwithstanding any other provision of the law to the contrary, a seller may take a security interest only in the goods sold; provided, however, this section shall apply only to the sale of consumer goods as defined in § 8.9A-102 (23). Where the unpaid debts from two or more sales of consumer goods are consolidated into one debt payable on a single schedule of payments, and the consolidated debt is secured by security interests in the consumer goods sold, the payments made by the debtor under the consolidated schedule may be applied to the payment of the debts arising from the sales either (1) in the order in which the sales were made, starting with the first sale, or (2) in the same proportion as the original debts arising from the various sales bear to one another. To the extent debts are paid according to this section, security interests in the consumer goods sold will terminate as the debt originally incurred with respect to each item is paid.b\n\nThis section shall not apply to a sale of consumer goods purchased pursuant to an open-end credit plan, when previously purchased consumer goods were purchased pursuant to such plan. This section shall not apply to a security interest in a motor vehicle, trailer, or semitrailer which may be the subject of a certificate of title under Title 46.2.c\n\nA security interest created in violation of this section is void.","order_by":null,"text":{"0":{"id":281372,"text":"Notwithstanding any other provision of the law to the contrary, a seller may take a security interest only in the goods sold; provided, however, this section shall apply only to the sale of consumer goods as defined in § 8.9A-102 (23). Where the unpaid debts from two or more sales of consumer goods are consolidated into one debt payable on a single schedule of payments, and the consolidated debt is secured by security interests in the consumer goods sold, the payments made by the debtor under the consolidated schedule may be applied to the payment of the debts arising from the sales either (1) in the order in which the sales were made, starting with the first sale, or (2) in the same proportion as the original debts arising from the various sales bear to one another. To the extent debts are paid according to this section, security interests in the consumer goods sold will terminate as the debt originally incurred with respect to each item is paid.","type":"section","prefixes":["a"],"prefix":"a","entire_prefix":"a","prefix_anchor":"a","level":1,"next_prefix":"b"},"1":{"id":281373,"text":"This section shall not apply to a sale of consumer goods purchased pursuant to an open-end credit plan, when previously purchased consumer goods were purchased pursuant to such plan. This section shall not apply to a security interest in a motor vehicle, trailer, or semitrailer which may be the subject of a certificate of title under Title 46.2.","type":"section","prefixes":["b"],"prefix":"b","entire_prefix":"b","prefix_anchor":"b","level":1,"prior_prefix":"a","next_prefix":"c"},"2":{"id":281374,"text":"A security interest created in violation of this section is void.","type":"section","prefixes":["c"],"prefix":"c","entire_prefix":"c","prefix_anchor":"c","level":1,"prior_prefix":"b"}},"ancestry":[{"id":13279,"edition_id":1,"name":"Effectiveness and Attachment","identifier":"1","label":"subpart","depth":3,"order_by":1,"parent_id":13278,"metadata":{},"date_created":"2026-06-26 03:44:33","date_modified":"2026-06-26 03:44:33","permalink":{"id":283895,"object_type":"structure","relational_id":13279,"identifier":"1","token":"8.9A\/2\/1","url":"\/8.9A\/2\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13278,"edition_id":1,"name":"Effectiveness of Security Agreement; Attachment of Security Interest; Rights of Parties to Security Agreement","identifier":"2","label":"part","depth":2,"order_by":1,"parent_id":13277,"metadata":{},"date_created":"2026-06-26 03:44:33","date_modified":"2026-06-26 03:44:33","permalink":{"id":283893,"object_type":"structure","relational_id":13278,"identifier":"2","token":"8.9A\/2","url":"\/8.9A\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13277,"edition_id":1,"name":"Commercial Code \u2014 Secured Transactions","identifier":"8.9A","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:44:33","date_modified":"2026-06-26 03:44:33","permalink":{"id":283833,"object_type":"structure","relational_id":13277,"identifier":"8.9A","token":"8.9A","url":"\/8.9A\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":85189,"structure_id":13279,"section_number":"8.9A-201","catch_line":"General effectiveness of security agreement","url":"\/8.9A-201\/","token":"8.9A\/2\/1\/8.9A-201","metadata":false},{"id":64911,"structure_id":13279,"section_number":"8.9A-202","catch_line":"Title to collateral immaterial","url":"\/8.9A-202\/","token":"8.9A\/2\/1\/8.9A-202","metadata":false},{"id":74128,"structure_id":13279,"section_number":"8.9A-203","catch_line":"Attachment and enforceability of security interest; proceeds, supporting obligations; formal requisites","url":"\/8.9A-203\/","token":"8.9A\/2\/1\/8.9A-203","metadata":false},{"id":61057,"structure_id":13279,"section_number":"8.9A-204","catch_line":"After-acquired property; future advances","url":"\/8.9A-204\/","token":"8.9A\/2\/1\/8.9A-204","metadata":false},{"id":78518,"structure_id":13279,"section_number":"8.9A-204.1","catch_line":"Security interests in consumer goods","url":"\/8.9A-204.1\/","token":"8.9A\/2\/1\/8.9A-204.1","metadata":false},{"id":64653,"structure_id":13279,"section_number":"8.9A-205","catch_line":"Use or disposition of collateral permissible","url":"\/8.9A-205\/","token":"8.9A\/2\/1\/8.9A-205","metadata":false},{"id":54271,"structure_id":13279,"section_number":"8.9A-206","catch_line":"Security interest arising in purchase or delivery of financial asset","url":"\/8.9A-206\/","token":"8.9A\/2\/1\/8.9A-206","metadata":false}],"previous_section":{"id":61057,"structure_id":13279,"section_number":"8.9A-204","catch_line":"After-acquired property; future advances","url":"\/8.9A-204\/","token":"8.9A\/2\/1\/8.9A-204","metadata":false},"next_section":{"id":64653,"structure_id":13279,"section_number":"8.9A-205","catch_line":"Use or disposition of collateral permissible","url":"\/8.9A-205\/","token":"8.9A\/2\/1\/8.9A-205","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/8.9A-204.1\/","history_text":"

This law was first created in 2000. The record of its establishment is cataloged in chapter 1007<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":[{"id":71317,"section_number":"6.2-312","catch_line":"Open-end credit plans","order_by":null,"url":"\/6.2-312\/"}],"refers_to":[{"id":58431,"section_number":"8.9A-102","catch_line":"Definitions and index of definitions","order_by":null,"url":"\/8.9A-102\/"}],"permalink":{"id":283913,"object_type":"law","relational_id":78518,"identifier":"8.9A-204.1","token":"8.9A\/2\/1\/8.9A-204.1","url":"\/8.9A-204.1\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/8.9A-204.1\/","token":"8.9A\/2\/1\/8.9A-204.1","dublin_core":{"Title":"Security interests in consumer goods","Type":"Text","Format":"text\/html","Identifier":"\u00a7 8.9A-204.1","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

a.<\/span> Notwithstanding any other provision of the law<\/span> to the contrary, a seller may take a security interest only in the goods sold; provided, however, this section shall apply only to the sale of consumer goods as defined in § 8.9A-102<\/a> (23). Where the unpaid debts from two or more sales of consumer goods are consolidated into one debt payable on a single schedule of payments, and the consolidated debt is secured by security interests in the consumer goods sold, the payments made by the debtor under the consolidated schedule may be applied to the payment of the debts arising from the sales either (1) in the order<\/span> in which the sales were made, starting with the first sale, or (2) in the same proportion as the original debts arising from the various sales bear to one another. To the extent debts are paid according to this section, security interests in the consumer goods sold will terminate as the debt originally incurred with respect to each item is paid. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

b.<\/span> This section shall not apply to a sale of consumer goods purchased pursuant to an open-end credit plan, when previously purchased consumer goods were purchased pursuant to such plan. This section shall not apply to a security interest in a motor vehicle, trailer, or semitrailer which may be the subject of a certificate of title under Title 46.2. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

c.<\/span> A security interest created in violation of this section is void. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nSECURITY INTERESTS IN CONSUMER GOODS (\u00a7 8.9A-204.1)\n\na. Notwithstanding any other provision of the law to the contrary, a seller may\ntake a security interest only in the goods sold; provided, however, this section\nshall apply only to the sale of consumer goods as defined in § 8.9A-102\n(23). Where the unpaid debts from two or more sales of consumer goods are\nconsolidated into one debt payable on a single schedule of payments, and the\nconsolidated debt is secured by security interests in the consumer goods sold,\nthe payments made by the debtor under the consolidated schedule may be applied\nto the payment of the debts arising from the sales either (1) in the order in\nwhich the sales were made, starting with the first sale, or (2) in the same\nproportion as the original debts arising from the various sales bear to one\nanother. To the extent debts are paid according to this section, security\ninterests in the consumer goods sold will terminate as the debt originally\nincurred with respect to each item is paid.\n\nb. This section shall not apply to a sale of consumer goods purchased pursuant\nto an open-end credit plan, when previously purchased consumer goods were\npurchased pursuant to such plan. This section shall not apply to a security\ninterest in a motor vehicle, trailer, or semitrailer which may be the subject of\na certificate of title under Title 46.2.\n\nc. A security interest created in violation of this section is void.\n\nHISTORY: 2000, c. 1007.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}