{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/8.9A-614.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/8.9A-614.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/8.9A-614.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/8.9A-614.html"}],"law_id":83544,"edition_id":1,"section_id":83544,"structure_id":15263,"section_number":"8.9A-614","catch_line":"Contents and form of notification before disposition of collateral; consumer-goods transaction","history":"2000, c. 1007; 2024, c. 652.","full_text":"a\n\nContents and form of notification. In a consumer-goods transaction, the following rules apply:1\n\nA notification of disposition must provide the following information:A\n\nthe information specified in § 8.9A-613 (a)(1);B\n\na description of any liability for a deficiency of the person to which the notification is sent;C\n\na telephone number from which the amount that must be paid to the secured party to redeem the collateral under § 8.9A-623 is available; andD\n\na telephone number or mailing address from which additional information concerning the disposition and the obligation secured is available.2\n\nA particular phrasing of the notification is not required.3\n\nThe following form of notification, when completed in accordance with the instructions in subsection (b), provides sufficient information:\n\t\t\t\t(Name and address of secured party)\n\t\t\t\t(Date)\n\t\t\t\tNOTICE OF OUR PLAN TO SELL PROPERTY\n\t\t\t\t(Name and address of any obligor who is also a debtor)\n\t\t\t\tSubject: (Identify transaction)\n\t\t\t\tWe have your (describe collateral), because you broke promises in our agreement.\n\t\t\t\t{1} We will sell (describe collateral) at public sale. A sale could include a lease or license. The sale will be held as follows:\n\t\t\t\t(Date)\n\t\t\t\t(Time)\n\t\t\t\t(Place)\n\t\t\t\tYou may attend the sale and bring bidders if you want.\n\t\t\t\t{2} We will sell (describe collateral) at private sale sometime after (date). A sale could include a lease or license.\n\t\t\t\t{3} The money that we get from the sale, after paying our costs, will reduce the amount you owe. If we get less money than you owe, you (will or will not, as applicable) still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else.\n\t\t\t\t{4} You can get the property back at any time before we sell it by paying us the full amount you owe, not just the past due payments, including our expenses. To learn the exact amount you must pay, call us at (telephone number).\n\t\t\t\t{5} If you want us to explain to you in (writing) (writing or in (description of electronic record)) (description of electronic record) how we have figured the amount that you owe us, {6} call us at (telephone number) (or) (write us at (secured party’s address)) (or contact us by (description of electronic communication method)) {7} and request (a written explanation) (a written explanation or an explanation in (description of electronic record)) (an explanation in (description of electronic record)).\n\t\t\t\t{8} We will charge you $ (amount) for the explanation if we sent you another written explanation of the amount you owe us within the last six months.\n\t\t\t\t{9} If you need more information about the sale (call us at (telephone number)) (or) (write us at (secured party’s address)) (or contact us by (description of electronic communication method)).\n\t\t\t\t{10} We are sending this notice to the following other people who have an interest in (describe collateral) or who owe money under your agreement:\n\t\t\t\tNames of all other debtors and obligors, if any)\n\t\t\t\t[End of Form]4\n\nA notification in the form of paragraph (3) is sufficient, even if additional information appears at the end of the form.5\n\nA notification in the form of paragraph (3) is sufficient, even if it includes errors in information not required by paragraph (1), unless the error is misleading with respect to rights arising under this title.6\n\nIf a notification under this section is not in the form of paragraph (3), law other than this title determines the effect of including information not required by paragraph (1).b\n\nInstructions for form of notification. The following instructions apply to the form of notification in subsection (a)(3):1\n\nThe instructions in this subsection refer to the numbers in braces before items in the form of notification in subsection (a)(3). Do not include the numbers or braces in the notification. The numbers and braces are used only for the purpose of these instructions.2\n\nInclude and complete either item {1}, if the notification relates to a public disposition of the collateral, or item {2}, if the notification relates to a private disposition of the collateral.3\n\nInclude and complete items {3}, {4}, {5}, {6}, and {7}.4\n\nIn item {5}, include and complete any one of the three alternative methods for the explanation—writing, writing or electronic record, or electronic record.5\n\nIn item {6}, include the telephone number. In addition, the sender may include and complete either or both of the two additional alternative methods of communication—writing or electronic communication—for the recipient of the notification to communicate with the sender. Neither of the two additional methods of communication is required to be included.6\n\nIn item {7}, include and complete the method or methods for the explanation—writing, writing or electronic record, or electronic record—included in item {5}.7\n\nInclude and complete item {8} only if a written explanation is included in item {5} as a method for communicating the explanation and the sender will charge the recipient for another written explanation.8\n\nIn item {9}, include either the telephone number or the address or both the telephone number and the address. In addition, the sender may include and complete the additional method of communication—electronic communication—for the recipient of the notification to communicate with the sender. The additional method of electronic communication is not required to be included.9\n\nIf item {10} does not apply, insert “None” after “agreement:”.","order_by":null,"text":{"0":{"id":299407,"text":"Contents and form of notification. In a consumer-goods transaction, the following rules apply:","type":"section","prefixes":["a"],"prefix":"a","entire_prefix":"a","prefix_anchor":"a","level":1,"next_prefix":"a1"},"1":{"id":299408,"text":"A notification of disposition must provide the following information:","type":"section","prefixes":["a","1"],"prefix":"1","entire_prefix":"a1","prefix_anchor":"a1","level":2,"prior_prefix":"a","next_prefix":"A"},"2":{"id":299409,"text":"the information specified in § 8.9A-613 (a)(1);","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"prior_prefix":"a1","next_prefix":"B"},"3":{"id":299410,"text":"a description of any liability for a deficiency of the person to which the notification is sent;","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"4":{"id":299411,"text":"a telephone number from which the amount that must be paid to the secured party to redeem the collateral under § 8.9A-623 is available; and","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"5":{"id":299412,"text":"a telephone number or mailing address from which additional information concerning the disposition and the obligation secured is available.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C","next_prefix":"D2"},"6":{"id":299413,"text":"A particular phrasing of the notification is not required.","type":"section","prefixes":["D","2"],"prefix":"2","entire_prefix":"D2","prefix_anchor":"D2","level":2,"prior_prefix":"D","next_prefix":"D3"},"7":{"id":299414,"text":"The following form of notification, when completed in accordance with the instructions in subsection (b), provides sufficient information:\n\t\t\t\t(Name and address of secured party)\n\t\t\t\t(Date)\n\t\t\t\tNOTICE OF OUR PLAN TO SELL PROPERTY\n\t\t\t\t(Name and address of any obligor who is also a debtor)\n\t\t\t\tSubject: (Identify transaction)\n\t\t\t\tWe have your (describe collateral), because you broke promises in our agreement.\n\t\t\t\t{1} We will sell (describe collateral) at public sale. A sale could include a lease or license. The sale will be held as follows:\n\t\t\t\t(Date)\n\t\t\t\t(Time)\n\t\t\t\t(Place)\n\t\t\t\tYou may attend the sale and bring bidders if you want.\n\t\t\t\t{2} We will sell (describe collateral) at private sale sometime after (date). A sale could include a lease or license.\n\t\t\t\t{3} The money that we get from the sale, after paying our costs, will reduce the amount you owe. If we get less money than you owe, you (will or will not, as applicable) still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else.\n\t\t\t\t{4} You can get the property back at any time before we sell it by paying us the full amount you owe, not just the past due payments, including our expenses. To learn the exact amount you must pay, call us at (telephone number).\n\t\t\t\t{5} If you want us to explain to you in (writing) (writing or in (description of electronic record)) (description of electronic record) how we have figured the amount that you owe us, {6} call us at (telephone number) (or) (write us at (secured party’s address)) (or contact us by (description of electronic communication method)) {7} and request (a written explanation) (a written explanation or an explanation in (description of electronic record)) (an explanation in (description of electronic record)).\n\t\t\t\t{8} We will charge you $ (amount) for the explanation if we sent you another written explanation of the amount you owe us within the last six months.\n\t\t\t\t{9} If you need more information about the sale (call us at (telephone number)) (or) (write us at (secured party’s address)) (or contact us by (description of electronic communication method)).\n\t\t\t\t{10} We are sending this notice to the following other people who have an interest in (describe collateral) or who owe money under your agreement:\n\t\t\t\tNames of all other debtors and obligors, if any)\n\t\t\t\t[End of Form]","type":"section","prefixes":["D","3"],"prefix":"3","entire_prefix":"D3","prefix_anchor":"D3","level":2,"prior_prefix":"D2","next_prefix":"D4"},"8":{"id":299415,"text":"A notification in the form of paragraph (3) is sufficient, even if additional information appears at the end of the form.","type":"section","prefixes":["D","4"],"prefix":"4","entire_prefix":"D4","prefix_anchor":"D4","level":2,"prior_prefix":"D3","next_prefix":"D5"},"9":{"id":299416,"text":"A notification in the form of paragraph (3) is sufficient, even if it includes errors in information not required by paragraph (1), unless the error is misleading with respect to rights arising under this title.","type":"section","prefixes":["D","5"],"prefix":"5","entire_prefix":"D5","prefix_anchor":"D5","level":2,"prior_prefix":"D4","next_prefix":"D6"},"10":{"id":299417,"text":"If a notification under this section is not in the form of paragraph (3), law other than this title determines the effect of including information not required by paragraph (1).","type":"section","prefixes":["D","6"],"prefix":"6","entire_prefix":"D6","prefix_anchor":"D6","level":2,"prior_prefix":"D5","next_prefix":"b"},"11":{"id":299418,"text":"Instructions for form of notification. The following instructions apply to the form of notification in subsection (a)(3):","type":"section","prefixes":["b"],"prefix":"b","entire_prefix":"b","prefix_anchor":"b","level":1,"prior_prefix":"D6","next_prefix":"b1"},"12":{"id":299419,"text":"The instructions in this subsection refer to the numbers in braces before items in the form of notification in subsection (a)(3). Do not include the numbers or braces in the notification. The numbers and braces are used only for the purpose of these instructions.","type":"section","prefixes":["b","1"],"prefix":"1","entire_prefix":"b1","prefix_anchor":"b1","level":2,"prior_prefix":"b","next_prefix":"b2"},"13":{"id":299420,"text":"Include and complete either item {1}, if the notification relates to a public disposition of the collateral, or item {2}, if the notification relates to a private disposition of the collateral.","type":"section","prefixes":["b","2"],"prefix":"2","entire_prefix":"b2","prefix_anchor":"b2","level":2,"prior_prefix":"b1","next_prefix":"b3"},"14":{"id":299421,"text":"Include and complete items {3}, {4}, {5}, {6}, and {7}.","type":"section","prefixes":["b","3"],"prefix":"3","entire_prefix":"b3","prefix_anchor":"b3","level":2,"prior_prefix":"b2","next_prefix":"b4"},"15":{"id":299422,"text":"In item {5}, include and complete any one of the three alternative methods for the explanation—writing, writing or electronic record, or electronic record.","type":"section","prefixes":["b","4"],"prefix":"4","entire_prefix":"b4","prefix_anchor":"b4","level":2,"prior_prefix":"b3","next_prefix":"b5"},"16":{"id":299423,"text":"In item {6}, include the telephone number. In addition, the sender may include and complete either or both of the two additional alternative methods of communication—writing or electronic communication—for the recipient of the notification to communicate with the sender. Neither of the two additional methods of communication is required to be included.","type":"section","prefixes":["b","5"],"prefix":"5","entire_prefix":"b5","prefix_anchor":"b5","level":2,"prior_prefix":"b4","next_prefix":"b6"},"17":{"id":299424,"text":"In item {7}, include and complete the method or methods for the explanation—writing, writing or electronic record, or electronic record—included in item {5}.","type":"section","prefixes":["b","6"],"prefix":"6","entire_prefix":"b6","prefix_anchor":"b6","level":2,"prior_prefix":"b5","next_prefix":"b7"},"18":{"id":299425,"text":"Include and complete item {8} only if a written explanation is included in item {5} as a method for communicating the explanation and the sender will charge the recipient for another written explanation.","type":"section","prefixes":["b","7"],"prefix":"7","entire_prefix":"b7","prefix_anchor":"b7","level":2,"prior_prefix":"b6","next_prefix":"b8"},"19":{"id":299426,"text":"In item {9}, include either the telephone number or the address or both the telephone number and the address. In addition, the sender may include and complete the additional method of communication—electronic communication—for the recipient of the notification to communicate with the sender. The additional method of electronic communication is not required to be included.","type":"section","prefixes":["b","8"],"prefix":"8","entire_prefix":"b8","prefix_anchor":"b8","level":2,"prior_prefix":"b7","next_prefix":"b9"},"20":{"id":299427,"text":"If item {10} does not apply, insert “None” after “agreement:”.","type":"section","prefixes":["b","9"],"prefix":"9","entire_prefix":"b9","prefix_anchor":"b9","level":2,"prior_prefix":"b8"}},"ancestry":[{"id":15263,"edition_id":1,"name":"Default and Enforcement of Security Interest","identifier":"1","label":"subpart","depth":3,"order_by":1,"parent_id":15262,"metadata":{},"date_created":"2026-06-26 03:53:25","date_modified":"2026-06-26 03:53:25","permalink":{"id":284295,"object_type":"structure","relational_id":15263,"identifier":"1","token":"8.9A\/6\/1","url":"\/8.9A\/6\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":15262,"edition_id":1,"name":"Default","identifier":"6","label":"part","depth":2,"order_by":1,"parent_id":13277,"metadata":{},"date_created":"2026-06-26 03:53:25","date_modified":"2026-06-26 03:53:25","permalink":{"id":284293,"object_type":"structure","relational_id":15262,"identifier":"6","token":"8.9A\/6","url":"\/8.9A\/6\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13277,"edition_id":1,"name":"Commercial Code \u2014 Secured Transactions","identifier":"8.9A","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:44:33","date_modified":"2026-06-26 03:44:33","permalink":{"id":283833,"object_type":"structure","relational_id":13277,"identifier":"8.9A","token":"8.9A","url":"\/8.9A\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":87391,"structure_id":15263,"section_number":"8.9A-601","catch_line":"Rights after default; judicial enforcement, consignor or buyer of accounts, chattel paper, payment intangibles, or promissory notes","url":"\/8.9A-601\/","token":"8.9A\/6\/1\/8.9A-601","metadata":false},{"id":74406,"structure_id":15263,"section_number":"8.9A-602","catch_line":"Waiver and variance of rights and duties","url":"\/8.9A-602\/","token":"8.9A\/6\/1\/8.9A-602","metadata":false},{"id":69348,"structure_id":15263,"section_number":"8.9A-603","catch_line":"Agreement on standards concerning rights and duties","url":"\/8.9A-603\/","token":"8.9A\/6\/1\/8.9A-603","metadata":false},{"id":61411,"structure_id":15263,"section_number":"8.9A-604","catch_line":"Procedure if security agreement covers real property or fixtures","url":"\/8.9A-604\/","token":"8.9A\/6\/1\/8.9A-604","metadata":false},{"id":69925,"structure_id":15263,"section_number":"8.9A-605","catch_line":"Unknown debtor or secondary obligor","url":"\/8.9A-605\/","token":"8.9A\/6\/1\/8.9A-605","metadata":false},{"id":82913,"structure_id":15263,"section_number":"8.9A-606","catch_line":"Time of default for agricultural lien","url":"\/8.9A-606\/","token":"8.9A\/6\/1\/8.9A-606","metadata":false},{"id":78656,"structure_id":15263,"section_number":"8.9A-607","catch_line":"Collection and enforcement by secured party","url":"\/8.9A-607\/","token":"8.9A\/6\/1\/8.9A-607","metadata":false},{"id":58414,"structure_id":15263,"section_number":"8.9A-608","catch_line":"Application of proceeds of collection or enforcement; liability for deficiency and right to surplus","url":"\/8.9A-608\/","token":"8.9A\/6\/1\/8.9A-608","metadata":false},{"id":76317,"structure_id":15263,"section_number":"8.9A-609","catch_line":"Secured party's right to take possession after default","url":"\/8.9A-609\/","token":"8.9A\/6\/1\/8.9A-609","metadata":false},{"id":83035,"structure_id":15263,"section_number":"8.9A-610","catch_line":"Disposition of collateral after default","url":"\/8.9A-610\/","token":"8.9A\/6\/1\/8.9A-610","metadata":false},{"id":69700,"structure_id":15263,"section_number":"8.9A-611","catch_line":"Notification before disposition of collateral","url":"\/8.9A-611\/","token":"8.9A\/6\/1\/8.9A-611","metadata":false},{"id":60808,"structure_id":15263,"section_number":"8.9A-612","catch_line":"Timeliness of notification before disposition of collateral","url":"\/8.9A-612\/","token":"8.9A\/6\/1\/8.9A-612","metadata":false},{"id":72203,"structure_id":15263,"section_number":"8.9A-613","catch_line":"Contents and form of notification before disposition of collateral; general","url":"\/8.9A-613\/","token":"8.9A\/6\/1\/8.9A-613","metadata":false},{"id":83544,"structure_id":15263,"section_number":"8.9A-614","catch_line":"Contents and form of notification before disposition of collateral; consumer-goods transaction","url":"\/8.9A-614\/","token":"8.9A\/6\/1\/8.9A-614","metadata":false},{"id":63326,"structure_id":15263,"section_number":"8.9A-615","catch_line":"Application of proceeds of disposition; liability for deficiency and right to surplus","url":"\/8.9A-615\/","token":"8.9A\/6\/1\/8.9A-615","metadata":false},{"id":58094,"structure_id":15263,"section_number":"8.9A-616","catch_line":"Explanation of calculation of surplus or deficiency","url":"\/8.9A-616\/","token":"8.9A\/6\/1\/8.9A-616","metadata":false},{"id":70895,"structure_id":15263,"section_number":"8.9A-617","catch_line":"Rights of transferee of collateral","url":"\/8.9A-617\/","token":"8.9A\/6\/1\/8.9A-617","metadata":false},{"id":74054,"structure_id":15263,"section_number":"8.9A-618","catch_line":"Rights and duties of certain secondary obligors","url":"\/8.9A-618\/","token":"8.9A\/6\/1\/8.9A-618","metadata":false},{"id":82499,"structure_id":15263,"section_number":"8.9A-619","catch_line":"Transfer of record or legal title","url":"\/8.9A-619\/","token":"8.9A\/6\/1\/8.9A-619","metadata":false},{"id":83620,"structure_id":15263,"section_number":"8.9A-620","catch_line":"Acceptance of collateral in full or partial satisfaction of obligation; compulsory disposition of collateral","url":"\/8.9A-620\/","token":"8.9A\/6\/1\/8.9A-620","metadata":false},{"id":69990,"structure_id":15263,"section_number":"8.9A-621","catch_line":"Notification of proposal to accept collateral","url":"\/8.9A-621\/","token":"8.9A\/6\/1\/8.9A-621","metadata":false},{"id":87445,"structure_id":15263,"section_number":"8.9A-622","catch_line":"Effect of acceptance of collateral","url":"\/8.9A-622\/","token":"8.9A\/6\/1\/8.9A-622","metadata":false},{"id":76014,"structure_id":15263,"section_number":"8.9A-623","catch_line":"Right to redeem collateral","url":"\/8.9A-623\/","token":"8.9A\/6\/1\/8.9A-623","metadata":false},{"id":86883,"structure_id":15263,"section_number":"8.9A-624","catch_line":"Waiver","url":"\/8.9A-624\/","token":"8.9A\/6\/1\/8.9A-624","metadata":false}],"previous_section":{"id":72203,"structure_id":15263,"section_number":"8.9A-613","catch_line":"Contents and form of notification before disposition of collateral; general","url":"\/8.9A-613\/","token":"8.9A\/6\/1\/8.9A-613","metadata":false},"next_section":{"id":63326,"structure_id":15263,"section_number":"8.9A-615","catch_line":"Application of proceeds of disposition; liability for deficiency and right to surplus","url":"\/8.9A-615\/","token":"8.9A\/6\/1\/8.9A-615","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/8.9A-614\/","history_text":"

This law was first created in 2000. The record of its establishment is cataloged in chapter 1007<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2024, chapter 652<\/a>.<\/p>","references":[{"id":74406,"section_number":"8.9A-602","catch_line":"Waiver and variance of rights and duties","order_by":null,"url":"\/8.9A-602\/"},{"id":72203,"section_number":"8.9A-613","catch_line":"Contents and form of notification before disposition of collateral; general","order_by":null,"url":"\/8.9A-613\/"}],"refers_to":[{"id":72203,"section_number":"8.9A-613","catch_line":"Contents and form of notification before disposition of collateral; general","order_by":null,"url":"\/8.9A-613\/"},{"id":76014,"section_number":"8.9A-623","catch_line":"Right to redeem collateral","order_by":null,"url":"\/8.9A-623\/"}],"permalink":{"id":284349,"object_type":"law","relational_id":83544,"identifier":"8.9A-614","token":"8.9A\/6\/1\/8.9A-614","url":"\/8.9A-614\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/8.9A-614\/","token":"8.9A\/6\/1\/8.9A-614","dublin_core":{"Title":"Contents and form of notification before disposition of collateral; consumer-goods transaction","Type":"Text","Format":"text\/html","Identifier":"\u00a7 8.9A-614","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

a.<\/span> Contents and form of notification. In a consumer-goods transaction, the following rules apply: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> A notification of disposition<\/span> must provide the following information: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

A.<\/span> the information specified in § 8.9A-613<\/a> (a)(1); <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> a description of any liability for a deficiency of the person to which the notification is sent; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> a telephone number from which the amount that must be paid to the secured party<\/span> to redeem the collateral<\/span> under § 8.9A-623<\/a> is available; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> a telephone number or mailing address from which additional information concerning the disposition<\/span> and the obligation secured is available. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> A particular phrasing of the notification is not required. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> The following form of notification, when completed in accordance with the instructions in subsection (b), provides sufficient information:\n\t\t\t\t(Name and address of secured party<\/span>)\n\t\t\t\t(Date)\n\t\t\t\tNOTICE OF OUR PLAN TO SELL PROPERTY\n\t\t\t\t(Name and address of any obligor who is also a debtor)\n\t\t\t\tSubject: (Identify transaction)\n\t\t\t\tWe have your (describe collateral<\/span>), because you broke promises in our agreement.\n\t\t\t\t{1} We will sell (describe collateral<\/span>) at public sale. A sale could include a lease or license. The sale will be held as follows:\n\t\t\t\t(Date)\n\t\t\t\t(Time)\n\t\t\t\t(Place)\n\t\t\t\tYou may attend the sale and bring bidders if you want.\n\t\t\t\t{2} We will sell (describe collateral<\/span>) at private sale sometime after (date). A sale could include a lease or license.\n\t\t\t\t{3} The money that we get from the sale, after paying our costs, will reduce the amount you owe. If we get less money than you owe, you (will or will not, as applicable) still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else.\n\t\t\t\t{4} You can get the property back at any time before we sell it by paying us the full amount you owe, not just the past due payments, including our expenses. To learn the exact amount you must pay, call us at (telephone number).\n\t\t\t\t{5} If you want us to explain to you in (writing) (writing or in (description of electronic record)) (description of electronic record) how we have figured the amount that you owe us, {6} call us at (telephone number) (or) (write us at (secured party<\/span>’s address)) (or contact us by (description of electronic communication method)) {7} and request (a written explanation) (a written explanation or an explanation in (description of electronic record)) (an explanation in (description of electronic record)).\n\t\t\t\t{8} We will charge you $ (amount) for the explanation if we sent you another written explanation of the amount you owe us within the last six months.\n\t\t\t\t{9} If you need more information about the sale (call us at (telephone number)) (or) (write us at (secured party<\/span>’s address)) (or contact us by (description of electronic communication method)).\n\t\t\t\t{10} We are sending this notice to the following other people who have an interest in (describe collateral<\/span>) or who owe money under your agreement:\n\t\t\t\tNames of all other debtors and obligors, if any)\n\t\t\t\t[End of Form] <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> A notification in the form of paragraph (3) is sufficient, even if additional information appears at the end of the form. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

5.<\/span> A notification in the form of paragraph (3) is sufficient, even if it includes errors in information not required by paragraph (1), unless the error is misleading with respect to rights arising under this title. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

6.<\/span> If a notification under this section is not in the form of paragraph (3), law<\/span> other than this title determines the effect of including information not required by paragraph (1). <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

b.<\/span> Instructions for form of notification. The following instructions apply to the form of notification in subsection (a)(3): <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> The instructions in this subsection refer to the numbers in braces before items in the form of notification in subsection (a)(3). Do not include the numbers or braces in the notification. The numbers and braces are used only for the purpose of these instructions. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Include and complete either item {1}, if the notification relates to a public disposition<\/span> of the collateral<\/span>, or item {2}, if the notification relates to a private disposition<\/span> of the collateral<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Include and complete items {3}, {4}, {5}, {6}, and {7}. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> In item {5}, include and complete any one of the three alternative methods for the explanation—writing, writing or electronic record, or electronic record. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

5.<\/span> In item {6}, include the telephone number. In addition, the sender may include and complete either or both of the two additional alternative methods of communication—writing or electronic communication—for the recipient of the notification to communicate with the sender. Neither of the two additional methods of communication is required to be included. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

6.<\/span> In item {7}, include and complete the method or methods for the explanation—writing, writing or electronic record, or electronic record—included in item {5}. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

7.<\/span> Include and complete item {8} only if a written explanation is included in item {5} as a method for communicating the explanation and the sender will charge the recipient for another written explanation. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

8.<\/span> In item {9}, include either the telephone number or the address or both the telephone number and the address. In addition, the sender may include and complete the additional method of communication—electronic communication—for the recipient of the notification to communicate with the sender. The additional method of electronic communication is not required to be included. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

9.<\/span> If item {10} does not apply, insert “None” after “agreement:”. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nCONTENTS AND FORM OF NOTIFICATION BEFORE DISPOSITION OF COLLATERAL;\nCONSUMER-GOODS TRANSACTION (\u00a7 8.9A-614)\n\na. Contents and form of notification. In a consumer-goods transaction, the\nfollowing rules apply:\n\n 1. A notification of disposition must provide the following information:\n\nA. the information specified in § 8.9A-613 (a)(1);\n\nB. a description of any liability for a deficiency of the person to which the\nnotification is sent;\n\nC. a telephone number from which the amount that must be paid to the secured\nparty to redeem the collateral under § 8.9A-623 is available; and\n\nD. a telephone number or mailing address from which additional information\nconcerning the disposition and the obligation secured is available.\n\n 2. A particular phrasing of the notification is not required.\n\n 3. The following form of notification, when completed in accordance with the\n instructions in subsection (b), provides sufficient information:\n \t\t\t\t(Name and address of secured party)\n \t\t\t\t(Date)\n \t\t\t\tNOTICE OF OUR PLAN TO SELL PROPERTY\n \t\t\t\t(Name and address of any obligor who is also a debtor)\n \t\t\t\tSubject: (Identify transaction)\n \t\t\t\tWe have your (describe collateral), because you broke promises in our\n agreement.\n \t\t\t\t{1} We will sell (describe collateral) at public sale. A sale could\n include a lease or license. The sale will be held as follows:\n \t\t\t\t(Date)\n \t\t\t\t(Time)\n \t\t\t\t(Place)\n \t\t\t\tYou may attend the sale and bring bidders if you want.\n \t\t\t\t{2} We will sell (describe collateral) at private sale sometime after\n (date). A sale could include a lease or license.\n \t\t\t\t{3} The money that we get from the sale, after paying our costs, will\n reduce the amount you owe. If we get less money than you owe, you (will or\n will not, as applicable) still owe us the difference. If we get more money\n than you owe, you will get the extra money, unless we must pay it to someone\n else.\n \t\t\t\t{4} You can get the property back at any time before we sell it by paying\n us the full amount you owe, not just the past due payments, including our\n expenses. To learn the exact amount you must pay, call us at (telephone\n number).\n \t\t\t\t{5} If you want us to explain to you in (writing) (writing or in\n (description of electronic record)) (description of electronic record) how we\n have figured the amount that you owe us, {6} call us at (telephone number)\n (or) (write us at (secured party’s address)) (or contact us by\n (description of electronic communication method)) {7} and request (a written\n explanation) (a written explanation or an explanation in (description of\n electronic record)) (an explanation in (description of electronic record)).\n \t\t\t\t{8} We will charge you $ (amount) for the explanation if we sent you\n another written explanation of the amount you owe us within the last six\n months.\n \t\t\t\t{9} If you need more information about the sale (call us at (telephone\n number)) (or) (write us at (secured party’s address)) (or contact us by\n (description of electronic communication method)).\n \t\t\t\t{10} We are sending this notice to the following other people who have an\n interest in (describe collateral) or who owe money under your agreement:\n \t\t\t\tNames of all other debtors and obligors, if any)\n \t\t\t\t[End of Form]\n\n 4. A notification in the form of paragraph (3) is sufficient, even if\n additional information appears at the end of the form.\n\n 5. A notification in the form of paragraph (3) is sufficient, even if it\n includes errors in information not required by paragraph (1), unless the error\n is misleading with respect to rights arising under this title.\n\n 6. If a notification under this section is not in the form of paragraph (3),\n law other than this title determines the effect of including information not\n required by paragraph (1).\n\nb. Instructions for form of notification. The following instructions apply to\nthe form of notification in subsection (a)(3):\n\n 1. The instructions in this subsection refer to the numbers in braces before\n items in the form of notification in subsection (a)(3). Do not include the\n numbers or braces in the notification. The numbers and braces are used only\n for the purpose of these instructions.\n\n 2. Include and complete either item {1}, if the notification relates to a\n public disposition of the collateral, or item {2}, if the notification relates\n to a private disposition of the collateral.\n\n 3. Include and complete items {3}, {4}, {5}, {6}, and {7}.\n\n 4. In item {5}, include and complete any one of the three alternative methods\n for the explanation—writing, writing or electronic record, or\n electronic record.\n\n 5. In item {6}, include the telephone number. In addition, the sender may\n include and complete either or both of the two additional alternative methods\n of communication—writing or electronic communication—for the\n recipient of the notification to communicate with the sender. Neither of the\n two additional methods of communication is required to be included.\n\n 6. In item {7}, include and complete the method or methods for the\n explanation—writing, writing or electronic record, or electronic\n record—included in item {5}.\n\n 7. Include and complete item {8} only if a written explanation is included in\n item {5} as a method for communicating the explanation and the sender will\n charge the recipient for another written explanation.\n\n 8. In item {9}, include either the telephone number or the address or both the\n telephone number and the address. In addition, the sender may include and\n complete the additional method of communication—electronic\n communication—for the recipient of the notification to communicate with\n the sender. The additional method of electronic communication is not required\n to be included.\n\n 9. If item {10} does not apply, insert “None” after\n “agreement:”.\n\nHISTORY: 2000, c. 1007; 2024, c. 652.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}