As used in this article, unless the context requires a different meaning: “Covered customer” means a customer who elects coverage under a self storage insurance policy issued to a lessor of self storage units. “Customer” means a person who leases a self storage unit. “Lessor” means a person in the business of engaging in self storage unit transactions directly or indirectly. “Self storage insurance” means insurance providing coverage against loss of or damage to items of personal property stored in a self storage unit in accordance with the terms of the self storage unit rental agreement. Self storage insurance may cover the items of personal property against any one or more of the following causes of loss: fire, hurricane, tornado, wind, earthquake, vandalism, lightning, smoke, hail, building collapse, explosion, leaking water, and burglary. “Self storage insurance” does not include a homeowners, renter’s, private passenger automobile, commercial multi-peril, or similar policy. “Self storage unit” means a unit in a building, part of a building, or place used only for storage of personal property by the customer leasing the unit. “Self storage unit transaction” means the lease of a self storage unit by a lessor to a customer.