A. At every location where self storage insurance is offered to customers, the lessor shall make available to a prospective customer brochures or other written materials that:
1. Disclose that self storage insurance may provide a duplication of coverage already provided by a customer’s homeowners insurance policy, renter’s insurance policy, or other source of coverage;
2. State that the purchase of coverage by a customer of self storage insurance is not required in order to lease a self storage unit;
3. Summarize the material terms of the insurance coverage, including (i) the identity of the insurer; (ii) the amount of any applicable deductible and how it is to be paid; (iii) benefits of the coverage; and (iv) key terms and conditions of coverage; and
4. Summarize the process for filing a claim, including proof of loss requirements.
B. Self storage insurance may be offered on a month-to-month or other periodic basis as an individual policy or a group or master policy issued to a lessor under which the individual customer may elect to purchase coverage.