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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>83507</law_id><section_number>38.2-2115</section_number><catch_line>Discrimination in issuance of fire insurance</catch_line><edition url="https://vacode.org/2025/" slug="2025" current="TRUE" last_updated="">2025</edition><structure><unit label="title" level="1" order_by="1" identifier="38.2">Insurance</unit><unit label="chapter" level="2" order_by="1" identifier="21">Fire Insurance Policies</unit></structure><text>
						<section><p>No <span class="dictionary">insurer</span> or agent shall refuse to <span class="dictionary">issue</span> a policy solely because of any one or more of the following factors: the age, sex, residence, race, color, creed, national origin, ancestry, marital status, sexual orientation, gender identity, or lawful occupation, including the military service, of the <span class="dictionary">person</span> seeking <span class="dictionary">insurance</span>. Nothing in this section prohibits any <span class="dictionary">insurer</span> from limiting the issuance of policies to those who are residents of this Commonwealth, nor does it prohibit any <span class="dictionary">insurer</span> from limiting the issuance of policies only to <span class="dictionary">persons</span> engaging in or who have engaged in a particular profession or occupation, or who are members of a particular religious sect. Nothing in this section prohibits any <span class="dictionary">insurer</span> from setting <span class="dictionary"><span class="dictionary">rates</span></span> in accordance with relevant actuarial data.</p></section></text><history>1986, c. 562; 2020, c. 1137.</history><metadata></metadata></law>
