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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>80304</law_id><section_number>38.2-2205.1</section_number><catch_line>Suspension of liability coverage at insured&amp;#8217;s request</catch_line><edition url="https://vacode.org/2025/" slug="2025" current="TRUE" last_updated="">2025</edition><structure><unit label="title" level="1" order_by="1" identifier="38.2">Insurance</unit><unit label="chapter" level="2" order_by="1" identifier="22">Liability Insurance Policies</unit></structure><text>
						<section id="A"><p><span class="prefix-number">A.</span> Each <span class="dictionary">insurer</span> issuing or delivering a policy or <span class="dictionary">contract</span> of motor vehicle <span class="dictionary">insurance</span> that includes coverage for bodily injury or property damage liability arising from the ownership, maintenance or use of any motor vehicle as provided in this chapter, shall suspend any coverage for any motor vehicle at the request of a named insured ordered to military duty outside this Commonwealth, or his personal representative, during any period that the motor vehicle is impounded in a motor vehicle impound lot on a military base of the United <span class="dictionary">States</span> Armed Forces, the Reserves of the United <span class="dictionary">States</span> Armed Forces or the National Guard. However, an <span class="dictionary">insurer</span> may decline to suspend such coverage (i) unless satisfactory <span class="dictionary">evidence</span> of such impoundment is furnished to it, or (ii) if the period for which coverage suspension is requested is less than thirty days. The suspended coverage shall be reinstated upon request of the named insured, or his personal representative, effective not earlier than the receipt of such request by the <span class="dictionary">insurer</span> or any of its authorized representatives. <a id="paragraph-287460" class="section-permalink" href="https://vacode.org/38.2-2205.1/#A"><i class="fa fa-link"/></a></p></section>
						<section id="B"><p><span class="prefix-number">B.</span> Any <span class="dictionary">insurer</span> suspending coverage pursuant to this section shall refund any unearned premium to the named insured, or his personal representative, on a pro rata basis. <a id="paragraph-287461" class="section-permalink" href="https://vacode.org/38.2-2205.1/#B"><i class="fa fa-link"/></a></p></section>
						<section id="C"><p><span class="prefix-number">C.</span> The provisions of this section shall not alter or limit the insured&#x2019;s obligations under Article 8 (&#xA7; <a class="law" title="Definitions" href="/46.2-705/">46.2-705</a> et seq.) of Chapter 6 of Title 46.2. <a id="paragraph-287462" class="section-permalink" href="https://vacode.org/38.2-2205.1/#C"><i class="fa fa-link"/></a></p></section></text><history>1991, c. 699.</history><metadata></metadata></law>
