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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>79372</law_id><section_number>38.2-304</section_number><catch_line>Contracts of temporary insurance; duration; what deemed to include</catch_line><edition url="https://vacode.org/2025/" slug="2025" current="TRUE" last_updated="">2025</edition><structure><unit label="title" level="1" order_by="1" identifier="38.2">Insurance</unit><unit label="chapter" level="2" order_by="1" identifier="3">Provisions Relating to Insurance Policies and Contracts</unit></structure><text>
						<section id="A"><p><span class="prefix-number">A.</span> Oral or written binders or other temporary <span class="dictionary">insurance contracts</span> may be made and used for a period not exceeding sixty days pending the issuance of the policy. Unless otherwise provided, oral or written binders or other temporary <span class="dictionary">insurance contracts</span> shall be deemed to include the usual provisions, <span class="dictionary">stipulations</span> and agreements which are commonly used in this Commonwealth in effecting the class of insurance being written. <a id="paragraph-284151" class="section-permalink" href="https://vacode.org/38.2-304/#A"><i class="fa fa-link"/></a></p></section>
						<section id="B"><p><span class="prefix-number">B.</span> This section shall not apply to: <a id="paragraph-284152" class="section-permalink" href="https://vacode.org/38.2-304/#B"><i class="fa fa-link"/></a></p></section>
						<section id="B1" class="indent-1"><p><span class="prefix-number">1.</span> Binders or other contracts referred to in &#xA7;&#xA7; <a class="law" title="Temporary insurance contracts; duration; what deemed to include" href="/38.2-2112/">38.2-2112</a> and <a class="law" title="Interim binders" href="/38.2-4605/">38.2-4605</a>; <a id="paragraph-284153" class="section-permalink" href="https://vacode.org/38.2-304/#B1"><i class="fa fa-link"/></a></p></section>
						<section id="B2" class="indent-1"><p><span class="prefix-number">2.</span> Conditional receipts issued by life <span class="dictionary">insurers</span>; or <a id="paragraph-284154" class="section-permalink" href="https://vacode.org/38.2-304/#B2"><i class="fa fa-link"/></a></p></section>
						<section id="B3" class="indent-1"><p><span class="prefix-number">3.</span> Group <span class="dictionary">insurance policies</span>. <a id="paragraph-284155" class="section-permalink" href="https://vacode.org/38.2-304/#B3"><i class="fa fa-link"/></a></p></section></text><history>Code 1950, &#xA7; 38-181; 1952, c. 317, &#xA7; 38.2-332; 1986, c. 562.</history><metadata></metadata></law>
