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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>82040</law_id><section_number>38.2-3407.15:8</section_number><catch_line>(Effective January 1, 2027) Carrier contracts; required provisions regarding prior authorization for health care services</catch_line><edition url="https://vacode.org/2025/" slug="2025" current="TRUE" last_updated="">2025</edition><structure><unit label="title" level="1" order_by="1" identifier="38.2">Insurance</unit><unit label="chapter" level="2" order_by="1" identifier="34">Provisions Relating to Accident and Sickness Insurance</unit><unit label="article" level="3" order_by="1" identifier="1">General Provisions</unit></structure><text>
						<section id="A"><p><span class="prefix-number">A.</span> As used in this section:
			&#x201C;<span class="dictionary">Carrier</span>&#x201D; has the same meaning as provided in subsection A of &#xA7; <a class="law" title="Ethics and fairness in carrier business practices" href="/38.2-3407.15/">38.2-3407.15</a>.
			&#x201C;Expedited&#x201D; means, in relation to a health care service or a <span class="dictionary">prior authorization</span> request for a health care service, that the delay of such service could seriously jeopardize the enrollee&#x2019;s life, health, or ability to regain maximum function.
			&#x201C;<span class="dictionary">Health care services</span>&#x201D; has the same meaning as provided in &#xA7; <a class="law" title="Ethics and fairness in carrier business practices" href="/38.2-3407.15/">38.2-3407.15</a>, except that as used in this section, &#x201C;<span class="dictionary">health care services</span>&#x201D; does not include drugs that are subject to the requirements of &#xA7; <a class="law" title="(Effective January 1, 2027) Carrier contracts; required provisions regarding prior authorization for drug benefits" href="/38.2-3407.15_2/">38.2-3407.15:2</a>.
			&#x201C;<span class="dictionary">Prior authorization</span>&#x201D; means the approval process used by a <span class="dictionary">carrier</span> before certain <span class="dictionary">health care services</span> may be provided.
			&#x201C;Provider&#x201D; has the same meaning as provided in &#xA7; <a class="law" title="Health care provider panels" href="/38.2-3407.10/">38.2-3407.10</a>.
			&#x201C;<span class="dictionary">Provider contract</span>&#x201D; has the same meaning as provided in subsection A of &#xA7; <a class="law" title="Ethics and fairness in carrier business practices" href="/38.2-3407.15/">38.2-3407.15</a>.
			&#x201C;Standard&#x201D; means, in relation to a health care service or a <span class="dictionary">prior authorization</span> request for a health care service, that such health care service or <span class="dictionary">prior authorization</span> request is not expedited.
			&#x201C;<span class="dictionary">Supplementation</span>&#x201D; means a request communicated by the <span class="dictionary">carrier</span> to the provider or his designee for additional information, limited to items specifically requested on the applicable <span class="dictionary">prior authorization</span> request, necessary to approve or deny such request. <a id="paragraph-293964" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#A"><i class="fa fa-link"/></a></p></section>
						<section id="B"><p><span class="prefix-number">B.</span> Any <span class="dictionary">provider contract</span> between a <span class="dictionary">carrier</span> and a participating health care provider or its contracting agent shall contain specific provisions that: <a id="paragraph-293965" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#B"><i class="fa fa-link"/></a></p></section>
						<section id="B1" class="indent-1"><p><span class="prefix-number">1.</span> Require that the <span class="dictionary">carrier</span> communicate electronically or telephonically to the provider or his designee within 72 hours, including weekend hours, of submission of an expedited <span class="dictionary">prior authorization</span> request to the <span class="dictionary">carrier</span> that the request is approved, denied, or requires <span class="dictionary">supplementation</span>; <a id="paragraph-293966" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#B1"><i class="fa fa-link"/></a></p></section>
						<section id="B2" class="indent-1"><p><span class="prefix-number">2.</span> Require that the <span class="dictionary">carrier</span> communicate electronically or telephonically to the provider or his designee within seven calendar days of submission of a standard <span class="dictionary">prior authorization</span> request to the <span class="dictionary">carrier</span> that the request is approved, denied, or requires <span class="dictionary">supplementation</span>; <a id="paragraph-293967" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#B2"><i class="fa fa-link"/></a></p></section>
						<section id="B3" class="indent-1"><p><span class="prefix-number">3.</span> Where <span class="dictionary">supplementation</span> is required, require the <span class="dictionary">carrier</span> to specify to the provider or his designee the <span class="dictionary">supplementation</span> necessary for the <span class="dictionary">carrier</span> to make a final determination that the request is approved or denied, and following properly completed <span class="dictionary">supplementation</span> from the provider or his designee, require the <span class="dictionary">carrier</span> to approve or deny the request within the timeframes specified in subdivisions 1 and 2; <a id="paragraph-293968" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#B3"><i class="fa fa-link"/></a></p></section>
						<section id="B4" class="indent-1"><p><span class="prefix-number">4.</span> Require that if a <span class="dictionary">prior authorization</span> request is approved for <span class="dictionary">health care services</span> and such <span class="dictionary">health care services</span> have been scheduled or provided to the enrollee consistent with the authorization, the <span class="dictionary">carrier</span> shall not revoke, limit, condition, modify, or restrict that authorization unless (i) the provider requests a change, (ii) there is <span class="dictionary">evidence</span> that the authorization was obtained based on <span class="dictionary">fraud</span> or misrepresentation, or (iii) a final action by a federal regulatory agency or the manufacturer removes an approved health care service from the market, limits its use in a manner impacting the <span class="dictionary">prior authorization</span>, or communicates a patient safety <span class="dictionary">issue</span> that would impact the <span class="dictionary">prior authorization</span>. Nothing in this section shall require a <span class="dictionary">carrier</span> to authorize any health care service if the enrollee is no longer enrolled in the health plan; and <a id="paragraph-293969" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#B4"><i class="fa fa-link"/></a></p></section>
						<section id="B5" class="indent-1"><p><span class="prefix-number">5.</span> Require that if the <span class="dictionary">prior authorization</span> request is denied, the <span class="dictionary">carrier</span> shall communicate electronically or telephonically to the provider or his designee within the timeframes established by subdivision 1 or 2, as applicable, the reasons for the denial. <a id="paragraph-293970" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#B5"><i class="fa fa-link"/></a></p></section>
						<section id="C"><p><span class="prefix-number">C.</span> If a <span class="dictionary">carrier</span> requires <span class="dictionary">prior authorization</span> for certain <span class="dictionary">health care services</span> to be covered, the <span class="dictionary">carrier</span> shall make available through one central location on the <span class="dictionary">carrier</span>&#x2019;s publicly accessible website or other electronic application the list of services and codes for which <span class="dictionary">prior authorization</span> is required. A <span class="dictionary">carrier</span> must notify <span class="dictionary">providers</span> at least 30 calendar days in advance of the effective date of any changes to the list of <span class="dictionary">prior authorization</span> requirements and update the publicly accessible list of services and codes for which <span class="dictionary">prior authorization</span> is required by the effective date of any new requirement. All of the <span class="dictionary">carrier</span>&#x2019;s <span class="dictionary">prior authorization</span> procedures and all <span class="dictionary">prior authorization</span> request forms accepted by the <span class="dictionary">carrier</span> shall also be made available and updated by the <span class="dictionary">carrier</span> on the publicly accessible website or other electronic application by the effective date of any new requirements. The <span class="dictionary">carrier</span> shall also indicate the effective date of the <span class="dictionary">prior authorization</span> requirements for each service on the list, including those services where <span class="dictionary">prior authorization</span> is performed by an entity under contract with the <span class="dictionary">carrier</span>, provided, however, that if the <span class="dictionary">prior authorization</span> was already required prior to January 1, 2027, the <span class="dictionary">carrier</span> may indicate an effective date of January 1, 2027. <a id="paragraph-293971" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#C"><i class="fa fa-link"/></a></p></section>
						<section id="D"><p><span class="prefix-number">D.</span> A <span class="dictionary">carrier</span> shall not deny a claim for failure to obtain <span class="dictionary">prior authorization</span> if the <span class="dictionary">prior authorization</span> requirements for the date of service were not posted on the publicly accessible website or other electronic application in accordance with subsection C. <a id="paragraph-293972" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#D"><i class="fa fa-link"/></a></p></section>
						<section id="E"><p><span class="prefix-number">E.</span> Nothing in this section shall prohibit a <span class="dictionary">carrier</span> from removing <span class="dictionary">prior authorization</span> requirements without the 30-day notice period to <span class="dictionary">providers</span> in the event of a pandemic, a natural disaster, or any other emergency situations. <a id="paragraph-293973" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#E"><i class="fa fa-link"/></a></p></section>
						<section id="F"><p><span class="prefix-number">F.</span> Each <span class="dictionary">carrier</span> shall make available by posting on its website no later than March 31 of each year the <span class="dictionary">prior authorization</span> data for <span class="dictionary">prior authorizations</span> covered by this section for the previous calendar year at the health plan level for all metrics required for compliance with federal <span class="dictionary">law</span> and the regulations of the Centers for <span class="dictionary">Medicare</span> and Medicaid Services, including those promulgated under 42 C.F.R. &#xA7;&#xA7; 422.122(c), 438.210(f), 440.230(e)(3), and 457.732(c). <a id="paragraph-293974" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#F"><i class="fa fa-link"/></a></p></section>
						<section id="G"><p><span class="prefix-number">G.</span> Notwithstanding any <span class="dictionary">law</span> to the contrary, no provision of this section shall apply to any health maintenance organization that (i) <span class="dictionary">contracts</span> with a multispecialty group of physicians who are employed by and are shareholders of such multispecialty group, which multispecialty group may also contract with health care <span class="dictionary">providers</span> in the community, and (ii) provides and arranges for the provision of physician services by the physician members of such multispecialty group or by such contracted health care <span class="dictionary">providers</span>. <a id="paragraph-293975" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#G"><i class="fa fa-link"/></a></p></section>
						<section id="H"><p><span class="prefix-number">H.</span> The <span class="dictionary">Commission</span> shall have no <span class="dictionary">jurisdiction</span> to <span class="dictionary">adjudicate</span> individual controversies arising out of this section. <a id="paragraph-293976" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#H"><i class="fa fa-link"/></a></p></section>
						<section id="I"><p><span class="prefix-number">I.</span> Pursuant to the authority granted by &#xA7; <a class="law" title="Rules and regulations; orders" href="/38.2-223/">38.2-223</a>, the <span class="dictionary">Commission</span> may promulgate such rules and regulations as it may deem necessary to implement this section. <a id="paragraph-293977" class="section-permalink" href="https://vacode.org/38.2-3407.15_8/#I"><i class="fa fa-link"/></a></p></section></text><history>2025, cc. 58, 68.</history><metadata></metadata></law>
