<?xml version="1.0"?>
<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>68187</law_id><section_number>38.2-3444</section_number><catch_line>Preexisting condition exclusions</catch_line><edition url="https://vacode.org/2025/" slug="2025" current="TRUE" last_updated="">2025</edition><referred_to_by><reference>38.2-3420</reference><reference>38.2-3521.1</reference></referred_to_by><structure><unit label="title" level="1" order_by="1" identifier="38.2">Insurance</unit><unit label="chapter" level="2" order_by="1" identifier="34">Provisions Relating to Accident and Sickness Insurance</unit><unit label="article" level="3" order_by="1" identifier="6">Federal Market Reforms</unit></structure><text>
						<section id="A"><p><span class="prefix-number">A.</span> Notwithstanding any provision of &#xA7; <a class="law" title="Unfair discrimination; members of the armed forces" href="/38.2-508.1/">38.2-508.1</a>, <a class="law" title="Limitation on preexisting condition exclusion period" href="/38.2-3432.3/">38.2-3432.3</a>, <a class="law" title="Definitions" href="/38.2-3438/">38.2-3438</a>, <a class="law" title="Required accident and sickness policy provisions" href="/38.2-3503/">38.2-3503</a>, <a class="law" title="Coverage of preexisting conditions" href="/38.2-3520/">38.2-3520</a>, or any other section of this title to the contrary, a health carrier providing individual or group health <span class="dictionary">insurance</span> coverage shall not limit or exclude coverage for an individual by imposing a preexisting condition exclusion on that individual. <a id="paragraph-246804" class="section-permalink" href="https://vacode.org/38.2-3444/#A"><i class="fa fa-link"/></a></p></section>
						<section id="B"><p><span class="prefix-number">B.</span> A health carrier that offers individual health <span class="dictionary">insurance</span> coverage may offer coverage continuously throughout the year or during an open enrollment period. <a id="paragraph-246805" class="section-permalink" href="https://vacode.org/38.2-3444/#B"><i class="fa fa-link"/></a></p></section>
						<section id="C"><p><span class="prefix-number">C.</span> This section shall apply to any health carrier providing individual or group health <span class="dictionary">insurance</span> coverage, including a grandfathered plan for group health <span class="dictionary">insurance</span> coverage, but not including a grandfathered plan for individual health <span class="dictionary">insurance</span> coverage. <a id="paragraph-246806" class="section-permalink" href="https://vacode.org/38.2-3444/#C"><i class="fa fa-link"/></a></p></section></text><history>2011, c. 882; 2013, cc. 136, 210, 751.</history><metadata></metadata></law>
