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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>77547</law_id><section_number>38.2-512</section_number><catch_line>Misrepresentation in insurance documents or communications</catch_line><edition url="https://vacode.org/2025/" slug="2025" current="TRUE" last_updated="">2025</edition><referred_to_by><reference>38.2-1878</reference><reference>38.2-1884</reference><reference>38.2-3456</reference><reference>38.2-5103</reference></referred_to_by><structure><unit label="title" level="1" order_by="1" identifier="38.2">Insurance</unit><unit label="chapter" level="2" order_by="1" identifier="5">Unfair Trade Practices</unit></structure><text>
						<section id="A"><p><span class="prefix-number">A.</span> No <span class="dictionary">person</span> shall make or cause or allow to be made false or fraudulent statements or representations on or relative to an application or any document or communication relating to the business of <span class="dictionary">insurance</span> for the purpose of obtaining a fee, <span class="dictionary">commission</span>, money, or other benefit from any <span class="dictionary">insurer</span>, agent, broker, premium finance <span class="dictionary">company</span>, or individual. <a id="paragraph-278189" class="section-permalink" href="https://vacode.org/38.2-512/#A"><i class="fa fa-link"/></a></p></section>
						<section id="B"><p><span class="prefix-number">B.</span> No <span class="dictionary">person</span> shall, with respect to any document pertaining to the business of <span class="dictionary">insurance</span>, including payments made to an <span class="dictionary">insurer</span> or by an <span class="dictionary">insurer</span>, affix or cause or allow to be affixed the signature of any other <span class="dictionary">person</span> to such document without the written authorization of the <span class="dictionary">person</span> whose signature appears on such document. <a id="paragraph-278190" class="section-permalink" href="https://vacode.org/38.2-512/#B"><i class="fa fa-link"/></a></p></section>
						<section id="C"><p><span class="prefix-number">C.</span> No <span class="dictionary">person</span> shall, with respect to any document pertaining to the business of insurance, obtain or cause or allow to be obtained by <span class="dictionary">false pretense</span> the signature of another <span class="dictionary">person</span> or utilize such signature for the purpose of altering, changing or effecting the benefits, advantages, terms or conditions of any <span class="dictionary">insurance contract</span> or document related thereto, including payments made to an <span class="dictionary">insurer</span> or by an <span class="dictionary">insurer</span>. <a id="paragraph-278191" class="section-permalink" href="https://vacode.org/38.2-512/#C"><i class="fa fa-link"/></a></p></section></text><history>Code 1950, &#xA7; 38.1-52; 1952, c. 317, &#xA7; 38.1-52.11; 1977, c. 529; 1978, c. 441; 1979, c. 324; 1980, c. 404; 1986, c. 562; 1998, c. 12.</history><metadata></metadata></law>
