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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>66612</law_id><section_number>46.2-1414</section_number><catch_line>Consumer protections; disclosures</catch_line><edition url="https://vacode.org/2025/" slug="2025" current="TRUE" last_updated="">2025</edition><structure><unit label="title" level="1" order_by="1" identifier="46.2">Motor Vehicles</unit><unit label="subtitle" level="2" order_by="1" identifier="III">Operation</unit><unit label="chapter" level="3" order_by="1" identifier="14.1">Peer-to-Peer Vehicle Sharing</unit></structure><text>
						<section><p>Each <span class="dictionary">vehicle sharing platform agreement</span> shall disclose to the <span class="dictionary">shared vehicle owner</span> and the <span class="dictionary">shared vehicle driver</span>:</p></section>
						<section id="1"><p><span class="prefix-number">1.</span> Any right of the <span class="dictionary"><span class="dictionary">peer-to-peer vehicle sharing</span> platform</span> to seek indemnification from the <span class="dictionary">shared vehicle owner</span> or the <span class="dictionary">shared vehicle driver</span> for economic loss sustained by the <span class="dictionary"><span class="dictionary">peer-to-peer vehicle sharing</span> platform</span> resulting from a breach of terms and conditions of the <span class="dictionary">vehicle sharing platform agreement</span>; <a id="paragraph-241683" class="section-permalink" href="https://vacode.org/46.2-1414/#1"><i class="fa fa-link"/></a></p></section>
						<section id="2"><p><span class="prefix-number">2.</span> That a <span class="dictionary">motor vehicle</span> liability insurance policy provided by the <span class="dictionary"><span class="dictionary">peer-to-peer vehicle sharing</span> platform</span> to the <span class="dictionary">shared vehicle owner</span> for the shared vehicle or to the <span class="dictionary">shared vehicle driver</span> does not provide a defense or indemnification for any claim asserted by the <span class="dictionary"><span class="dictionary">peer-to-peer vehicle sharing</span> platform</span>; <a id="paragraph-241684" class="section-permalink" href="https://vacode.org/46.2-1414/#2"><i class="fa fa-link"/></a></p></section>
						<section id="3"><p><span class="prefix-number">3.</span> That the <span class="dictionary"><span class="dictionary">peer-to-peer vehicle sharing</span> platform</span>&#x2019;s insurance coverage on the <span class="dictionary">shared vehicle owner</span> and the <span class="dictionary">shared vehicle driver</span> is in effect only during each <span class="dictionary">vehicle sharing period</span> and that for any use of the shared vehicle by the <span class="dictionary">shared vehicle driver</span> after the <span class="dictionary">vehicle sharing termination time</span>, the <span class="dictionary">shared vehicle driver</span> and the <span class="dictionary">shared vehicle owner</span> may not have insurance coverage; <a id="paragraph-241685" class="section-permalink" href="https://vacode.org/46.2-1414/#3"><i class="fa fa-link"/></a></p></section>
						<section id="4"><p><span class="prefix-number">4.</span> The daily rate, fees, taxes, and, if applicable, any insurance or protection package costs that are charged to the <span class="dictionary">shared vehicle owner</span> or the <span class="dictionary">shared vehicle driver</span>; <a id="paragraph-241686" class="section-permalink" href="https://vacode.org/46.2-1414/#4"><i class="fa fa-link"/></a></p></section>
						<section id="5"><p><span class="prefix-number">5.</span> That the <span class="dictionary">shared vehicle owner</span>&#x2019;s <span class="dictionary">motor vehicle</span> liability insurance may not provide coverage for a shared vehicle; <a id="paragraph-241687" class="section-permalink" href="https://vacode.org/46.2-1414/#5"><i class="fa fa-link"/></a></p></section>
						<section id="6"><p><span class="prefix-number">6.</span> An emergency telephone number to personnel capable of fielding roadside assistance and other customer service inquiries; <a id="paragraph-241688" class="section-permalink" href="https://vacode.org/46.2-1414/#6"><i class="fa fa-link"/></a></p></section>
						<section id="7"><p><span class="prefix-number">7.</span> That any <span class="dictionary">financial responsibility</span> requirements imposed on the <span class="dictionary">shared vehicle driver</span> as a condition of maintaining a driver&#x2019;s license remain in effect during the use of a shared vehicle; <a id="paragraph-241689" class="section-permalink" href="https://vacode.org/46.2-1414/#7"><i class="fa fa-link"/></a></p></section>
						<section id="8"><p><span class="prefix-number">8.</span> That the use of the shared vehicle through a <span class="dictionary"><span class="dictionary">peer-to-peer vehicle sharing</span> platform</span> without physical damage coverage may violate the terms of the <span class="dictionary">contract</span> with the lienholder; and <a id="paragraph-241690" class="section-permalink" href="https://vacode.org/46.2-1414/#8"><i class="fa fa-link"/></a></p></section>
						<section id="9"><p><span class="prefix-number">9.</span> That there may not be physical damage coverage under the <span class="dictionary">shared vehicle owner</span>&#x2019;s policy. However, if the physical damage coverage is purchased from or provided by the <span class="dictionary"><span class="dictionary">peer-to-peer vehicle sharing</span> platform</span>, no such disclosure is required. <a id="paragraph-241691" class="section-permalink" href="https://vacode.org/46.2-1414/#9"><i class="fa fa-link"/></a></p></section></text><history>2020, c. 1266.</history><metadata></metadata></law>
