<?xml version="1.0"?>
<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>79684</law_id><section_number>46.2-706.1</section_number><catch_line>Insurance and surety companies to furnish certain insurance information</catch_line><edition url="https://vacode.org/2025/" slug="2025" current="TRUE" last_updated="">2025</edition><referred_to_by><reference>46.2-706</reference></referred_to_by><structure><unit label="title" level="1" order_by="1" identifier="46.2">Motor Vehicles</unit><unit label="subtitle" level="2" order_by="1" identifier="II">Titling, Registration and Licensure</unit><unit label="chapter" level="3" order_by="1" identifier="6">Titling and Registration of Motor Vehicles</unit><unit label="article" level="4" order_by="1" identifier="8">Verification of Motor Vehicle Insurance</unit></structure><text>
						<section id="A"><p><span class="prefix-number">A.</span> Any liability insurance information relating to individually identified <span class="dictionary">vehicles</span> or persons, received from such companies under this section, shall be considered privileged information and not subject to the Virginia Freedom of Information Act (&#xA7; <a class="law" title="Short title; policy" href="/2.2-3700/">2.2-3700</a> et seq.). <a id="paragraph-285508" class="section-permalink" href="https://vacode.org/46.2-706.1/#A"><i class="fa fa-link"/></a></p></section>
						<section id="B"><p><span class="prefix-number">B.</span> Such information shall be used in conjunction with information supplied under &#xA7; <a class="law" title="Proof of insurance required of applicants for registration of motor vehicles; verification of insurance; suspension of driver's license, registration certificates, and license plates for certain violations" href="/46.2-706/">46.2-706</a> to verify insurance for <span class="dictionary">motor vehicles</span> certified by their <span class="dictionary">owners</span> to be insured. <a id="paragraph-285509" class="section-permalink" href="https://vacode.org/46.2-706.1/#B"><i class="fa fa-link"/></a></p></section>
						<section id="C"><p><span class="prefix-number">C.</span> Insurance companies licensed to do business in Virginia shall provide to the <span class="dictionary">Department</span>, electronically in a manner prescribed by the <span class="dictionary">Commissioner</span>, updates within 30 days of a policy change to liability insurance for a <span class="dictionary">vehicle</span> registered in Virginia, including liability insurance that satisfies <span class="dictionary">financial responsibility</span> requirements. A policy change occurs when an insurance company (i) <span class="dictionary">issues</span> liability insurance, (ii) <span class="dictionary">cancels</span> liability insurance, (iii) becomes aware of a lapse in liability insurance, (iv) reissues or reinstates liability insurance, or (v) adds a <span class="dictionary">vehicle</span> to an existing liability insurance policy. <a id="paragraph-285510" class="section-permalink" href="https://vacode.org/46.2-706.1/#C"><i class="fa fa-link"/></a></p></section>
						<section id="D"><p><span class="prefix-number">D.</span> Insurance companies licensed to do business in Virginia shall respond electronically in a manner prescribed by the <span class="dictionary">Commissioner</span> to a <span class="dictionary">Department</span> request for acknowledgment of liability insurance within 15 days of receiving the request. Insurance companies shall respond to the request by confirming or denying the existence of a policy with the company. <a id="paragraph-285511" class="section-permalink" href="https://vacode.org/46.2-706.1/#D"><i class="fa fa-link"/></a></p></section>
						<section id="E"><p><span class="prefix-number">E.</span> Every update of a policy change concerning a liability insurance policy shall include the following information: <span class="dictionary">vehicle</span> identification number, full name of first named insured, <span class="dictionary">vehicle</span> make, and <span class="dictionary">vehicle</span> model year. If available, the following information shall also be included: date of birth for first named insured, full names and dates of birth for all <span class="dictionary">vehicle</span> <span class="dictionary">operators</span>, and Virginia <span class="dictionary">drivers</span>&#x2019; license numbers or social security numbers for the first named insured and all <span class="dictionary">vehicle</span> <span class="dictionary">operators</span>. <a id="paragraph-285512" class="section-permalink" href="https://vacode.org/46.2-706.1/#E"><i class="fa fa-link"/></a></p></section></text><history>1993, c. 949; 1996, cc. 474, 489; 2009, c. 419; 2019, cc. 149, 193.</history><metadata></metadata></law>
