Virginia Decodedhttps://vacode.org771056.2-2224Validity of noncompliant loan agreement; private right of action2025Financial Institutions and ServicesOther Regulated Providers of Financial ServicesMotor Vehicle Title Loans

A. If any provision of a motor vehicle title loan agreement violates a requirement of this chapter, such provision shall be unenforceable against the borrower.

B. Any person who suffers loss by reason of a violation of any provision of this chapter may bring a civil action to enforce such provision. Any person who is successful in such action shall recover reasonable attorney fees, expert witness fees, and court costs incurred by bringing such action.

2010, c. 477, § 6.1-504; 2020, cc. 1215, 1258.