Virginia Decodedhttps://vacode.org548206.2-304Plea of usury; judgment20256.2-3076.2-3276.2-328Financial Institutions and ServicesGeneral ProvisionsInterest and UsuryUsury

Any borrower may plead in general terms that the contract on which the action is brought was for the payment of interest greater than is allowed by statute. If the court determines that the contract is usurious, judgment shall be rendered only for the principal sum.

1987, c. 622, § 6.1-330.56; 2010, c. 794.