Virginia Decodedhttps://vacode.org577336.2-307Assertion of defenses or claims by borrowers; effect of assignment2025Financial Institutions and ServicesGeneral ProvisionsInterest and UsuryUsury
As to any loan to which the provisions of §§ 6.2-327 and 6.2-328 are applicable, the borrower may assert any defense or claim he may have under §§ 6.2-304 and 6.2-305 against any assignee or transferee of the contract of indebtedness.