Virginia Decodedhttps://vacode.org641006.2-309Charges by banks and savings institutions on installment loans20256.2-303Financial Institutions and ServicesGeneral ProvisionsInterest and UsuryLoans Exempt From Limit on Contract Rate of Interest

Notwithstanding any statutory or case law, a bank or savings institution making a loan payable in installments may impose finance charges and other charges and fees at such rates and in such amounts and manner as the borrower has agreed.

1987, c. 622, § 6.1-330.60; 1996, c. 242; 1997, c. 128; 1999, c. 610; 2001, c. 743; 2010, c. 794.