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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>63347</law_id><section_number>6.2-405</section_number><catch_line>References to sections regulating rebates of unearned interest and prepayment penalties</catch_line><edition url="https://vacode.org/2025/" slug="2025" current="TRUE" last_updated="">2025</edition><structure><unit label="title" level="1" order_by="1" identifier="6.2">Financial Institutions and Services</unit><unit label="subtitle" level="2" order_by="1" identifier="I">General Provisions</unit><unit label="chapter" level="3" order_by="1" identifier="4">Certain Lending Practices</unit><unit label="article" level="4" order_by="1" identifier="1">Late Charges and Rebates of Unearned Interest</unit></structure><text>
						<section id="A"><p><span class="prefix-number">A.</span> This article does not affect the application of &#xA7;&#xA7; <a class="law" title="Prepayment penalty not to be collected in certain circumstances" href="/6.2-420/">6.2-420</a> through <a class="law" title="Prepayment of loans secured by certain subordinate mortgages or deeds of trust; rebates for unearned interest" href="/6.2-423/">6.2-423</a> regarding the imposition of prepayment penalties or rebates of unearned interest on certain loans secured by a <span class="dictionary">lien</span> on real estate. <a id="paragraph-230856" class="section-permalink" href="https://vacode.org/6.2-405/#A"><i class="fa fa-link"/></a></p></section>
						<section id="B"><p><span class="prefix-number">B.</span> This article does not affect the application of &#xA7; <a class="law" title="Prepayment by borrower from association; rebates for unearned interest; prepayment penalty" href="/6.2-1409/">6.2-1409</a> regarding the imposition of prepayment penalties or rebates of unearned interest on loans made by an industrial loan association. <a id="paragraph-230857" class="section-permalink" href="https://vacode.org/6.2-405/#B"><i class="fa fa-link"/></a></p></section></text><history>2010, c. 794.</history><metadata></metadata></law>
