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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>71502</law_id><section_number>8.9A-309</section_number><catch_line>Security interest perfected upon attachment</catch_line><edition url="https://vacode.org/2025/" slug="2025" current="TRUE" last_updated="">2025</edition><referred_to_by><reference>8.9A-308</reference><reference>8.9A-310</reference><reference>8.9A-323</reference></referred_to_by><structure><unit label="title" level="1" order_by="1" identifier="8.9A">Commercial Code &#x2014; Secured Transactions</unit><unit label="part" level="2" order_by="1" identifier="3">Perfection and Priority</unit><unit label="subpart" level="3" order_by="1" identifier="2">Perfection</unit></structure><text>
						<section><p>The following security interests are perfected when they attach:</p></section>
						<section id="1"><p><span class="prefix-number">1.</span> a purchase-money security interest in consumer goods, except as otherwise provided in &#xA7; <a class="law" title="Perfection of security interests in property subject to certain statutes, regulations, and treaties" href="/8.9A-311/">8.9A-311</a> (b) with respect to consumer goods that are subject to a <span class="dictionary">statute</span> or treaty described in &#xA7; <a class="law" title="Perfection of security interests in property subject to certain statutes, regulations, and treaties" href="/8.9A-311/">8.9A-311</a> (a); <a id="paragraph-257749" class="section-permalink" href="https://vacode.org/8.9A-309/#1"><i class="fa fa-link"/></a></p></section>
						<section id="2"><p><span class="prefix-number">2.</span> an assignment of accounts or payment intangibles which does not by itself or in conjunction with other assignments to the same assignee transfer a significant part of the assignor&#x2019;s outstanding accounts or payment intangibles; <a id="paragraph-257750" class="section-permalink" href="https://vacode.org/8.9A-309/#2"><i class="fa fa-link"/></a></p></section>
						<section id="3"><p><span class="prefix-number">3.</span> a sale of a payment intangible; <a id="paragraph-257751" class="section-permalink" href="https://vacode.org/8.9A-309/#3"><i class="fa fa-link"/></a></p></section>
						<section id="4"><p><span class="prefix-number">4.</span> a sale of a promissory note; <a id="paragraph-257752" class="section-permalink" href="https://vacode.org/8.9A-309/#4"><i class="fa fa-link"/></a></p></section>
						<section id="5"><p><span class="prefix-number">5.</span> a security interest created by the assignment of a health-care-insurance receivable to the provider of the health-care goods or services; <a id="paragraph-257753" class="section-permalink" href="https://vacode.org/8.9A-309/#5"><i class="fa fa-link"/></a></p></section>
						<section id="6"><p><span class="prefix-number">6.</span> a security interest arising under &#xA7;&#xA7; <a class="law" title="Passing of title; reservation for security; limited application of this section" href="/8.2-401/">8.2-401</a>, <a class="law" title="Seller's shipment under reservation" href="/8.2-505/">8.2-505</a>, <a class="law" title="Buyer's remedies in general; buyer's security interest in rejected goods" href="/8.2-711/">8.2-711</a> (3), or &#xA7; <a class="law" title="Lessee's remedies" href="/8.2A-508/">8.2A-508</a> (5), until the debtor obtains <span class="dictionary">possession</span> of the <span class="dictionary">collateral</span>; <a id="paragraph-257754" class="section-permalink" href="https://vacode.org/8.9A-309/#6"><i class="fa fa-link"/></a></p></section>
						<section id="7"><p><span class="prefix-number">7.</span> a security interest of a collecting bank arising under &#xA7; <a class="law" title="Presentment by notice of item not payable by, through or at a bank; liability of drawer or endorser" href="/8.4-210/">8.4-210</a>; <a id="paragraph-257755" class="section-permalink" href="https://vacode.org/8.9A-309/#7"><i class="fa fa-link"/></a></p></section>
						<section id="8"><p><span class="prefix-number">8.</span> a security interest of an issuer or nominated person arising under &#xA7; <a class="law" title="Applicability" href="/8.5A-118/">8.5A-118</a>; <a id="paragraph-257756" class="section-permalink" href="https://vacode.org/8.9A-309/#8"><i class="fa fa-link"/></a></p></section>
						<section id="9"><p><span class="prefix-number">9.</span> a security interest arising in the delivery of a financial asset under &#xA7; <a class="law" title="Security interest arising in purchase or delivery of financial asset" href="/8.9A-206/">8.9A-206</a> (c); <a id="paragraph-257757" class="section-permalink" href="https://vacode.org/8.9A-309/#9"><i class="fa fa-link"/></a></p></section>
						<section id="10"><p><span class="prefix-number">10.</span> a security interest in investment property created by a broker or securities intermediary; <a id="paragraph-257758" class="section-permalink" href="https://vacode.org/8.9A-309/#10"><i class="fa fa-link"/></a></p></section>
						<section id="11"><p><span class="prefix-number">11.</span> a security interest in a commodity <span class="dictionary">contract</span> or a commodity account created by a commodity intermediary; <a id="paragraph-257759" class="section-permalink" href="https://vacode.org/8.9A-309/#11"><i class="fa fa-link"/></a></p></section>
						<section id="12"><p><span class="prefix-number">12.</span> an assignment for the benefit of all <span class="dictionary">creditors</span> of the transferor and subsequent transfers by the assignee thereunder; and <a id="paragraph-257760" class="section-permalink" href="https://vacode.org/8.9A-309/#12"><i class="fa fa-link"/></a></p></section>
						<section id="13"><p><span class="prefix-number">13.</span> a security interest created by an assignment of a beneficial interest in a decedent&#x2019;s estate. <a id="paragraph-257761" class="section-permalink" href="https://vacode.org/8.9A-309/#13"><i class="fa fa-link"/></a></p></section></text><history>1964, c. 219, &#xA7; 8.9-302; 1966, c. 569; 1973, c. 509; 1983, cc. 204, 367; 1984, c. 613; 1996, c. 216, &#xA7;&#xA7; 8.9-115, 8.9-116; 2000, c. 1007.</history><metadata></metadata></law>
