Chapter 21 Fire Insurance Policies
This chapter is comprised of the following sections:
- §38.2-2100 Application of chapter
- §38.2-2101 Policies shall conform to provisions of this chapter
- §38.2-2102 Excluding loss or damage caused by nuclear reaction, nuclear radiation, or radioactive contamination
- §38.2-2103 Information to be printed on policy
- §38.2-2104 Standard insuring agreement for fire insurance policies
- §38.2-2105 Standard provisions, conditions, stipulations and agreements for such policies
- §38.2-2106 Standard form for execution of policies
- §38.2-2107 Commission may establish guidelines for filing readable fire insurance policy forms
- §38.2-2108 Standards for content of fire insurance policies
- §38.2-2108.1 Commercial fire insurance policies; changes to amount of coverage
- §38.2-2109 Execution of policies
- §38.2-2110 Other matter permitted in the policy
- §38.2-2111 Special regulations to be added to policy
- §38.2-2112 Temporary insurance contracts; duration; what deemed to include
- §38.2-2113 Mailing or electronic delivery of notice of cancellation or refusal to renew
- §38.2-2114 Grounds and procedure for termination of policy; contents of notice; review by Commissioner; exceptions; immunity from liability
- §38.2-2114.1 Powers of Commission; replacement policies
- §38.2-2115 Discrimination in issuance of fire insurance
- §38.2-2116 Policies issued by two or more insurers
- §38.2-2117 Approval of forms or provisions for additional coverage
- §38.2-2118 Required statement on insurance policies for owner-occupied dwellings
- §38.2-2119 Approval of forms or provisions for certain risks
- §38.2-2120 Optional coverage to be offered with homeowner’s policy
- §38.2-2121 When courts may appoint umpires
- §38.2-2122 Appraisers and umpires; oath to be taken
- §38.2-2123 Chapter not applicable to certain mutual insurers
- §38.2-2124 Optional coverage to be offered with fire insurance policy
- §38.2-2125 Notice regarding flood exclusion
- §38.2-2126 Insurance credit score disclosure; use of credit information
- §38.2-2127 Notice of change in deductible
- §38.2-2128 Certain exclusions permitted
- §38.2-2129 Notice regarding earthquake exclusion
- §38.2-2130 Coverage for volunteer fire department costs
- §38.2-2131 Assignment of claims prohibited