Chapter 37.1 Credit Life Insurance and Credit Accident and Sickness Insurance

This chapter is comprised of the following sections:
  • §38.2-3717 Scope
  • §38.2-3718 Definitions
  • §38.2-3719 Forms of credit life insurance and credit accident and sickness insurance
  • §38.2-3720 Amount of credit life insurance and credit accident and sickness insurance
  • §38.2-3721 Term of credit life insurance and credit accident and sickness insurance
  • §38.2-3722 Variable interest rate indebtedness; amount; disclosure; refunds
  • §38.2-3723 Reserves
  • §38.2-3724 Policy provisions; disclosure to debtors; delivery of policy or certificate
  • §38.2-3725 Policy forms to be filed with Commission; approval or disapproval by Commission
  • §38.2-3726 Credit life insurance rates
  • §38.2-3727 Credit accident and sickness insurance rates
  • §38.2-3728 Use of rates
  • §38.2-3729 Refunds
  • §38.2-3730 Experience reports and adjustment of prima facie rates
  • §38.2-3731 Claims
  • §38.2-3732 Insurer delegation of duties
  • §38.2-3733 Portion of premium may be allowed to creditor; insurance may be provided and serviced at creditor’s place of business
  • §38.2-3734 License requirements
  • §38.2-3735 Disclosure and readability
  • §38.2-3736 Noncontributory coverage
  • §38.2-3737 Application
  • §38.2-3738 What laws applicable