                                 CODE OF VIRGINIA

STANDARDS FOR CONTENT OF FIRE INSURANCE POLICIES (§ 38.2-2108)

A. The Commission may establish standards for the content of any policy or any
rider, endorsement or other supplemental agreement or provision for use in
connection with any policy written to insure owner-occupied dwellings which is
to be issued or delivered in this Commonwealth.

B. Following adoption of the standards of content and notwithstanding the
provisions of &#xA7;&#xA7; 38.2-2104, 38.2-2105 and 38.2-2106, no insurer shall
issue or renew any policy or any rider, endorsement, or other supplemental
agreement or provision for use in connection with any policy written to insure
owner-occupied dwellings unless the policy form has been filed with the
Commission. The Commission shall determine whether the policy form meets the
standards of content and is in compliance with any other statutory requirements.

C. Nothing in this section prevents an insurer from issuing policies with
coverages, terms and conditions which are broader and more favorable to the
insured than the standards established by the Commission. The language, style
and format of the coverages, terms and conditions shall be consistent with the
language, style and format of the entire policy form.

HISTORY: 1979, c. 457, § 38.1-367.2; 1986, c. 562.