                                 CODE OF VIRGINIA

REDUCTION IN RATES FOR CERTAIN PERSONS WHO ATTEND MATURE DRIVER MOTOR VEHICLE
CRASH PREVENTION COURSES AND DRIVER IMPROVEMENT CLINICS (§ 38.2-2217)

A. Any schedule of rates, rate classifications or rating plans for motor vehicle
insurance as defined in &#xA7; 38.2-2212 filed with the Commission shall provide
for an appropriate reduction in premium charges for those insured persons who
are fifty-five years of age and older and who qualify as provided in this
subsection. Only those insured persons who have voluntarily and successfully
completed a mature driver motor vehicle crash prevention course approved by the
Department of Motor Vehicles shall qualify for a three-year period after the
completion of the course for the reduction in rates. No reduction in premiums
shall be allowed for a self-instructed course or for any course that does not
provide actual classroom instruction for a minimum number of hours as determined
by the Department of Motor Vehicles. Notwithstanding the foregoing provisions of
this section, a course sponsor that has been approved by the Department for the
classroom delivery of a mature driver motor vehicle crash prevention course may
also be approved to deliver that same substantive course through a secure
computer-based medium provided via the Internet or other electronic means that
have been approved by the Department, provided that the sponsor has acceptable
security features designed to assure that the certificates issued pursuant to
subsection E are issued to the same person who took the course and passed the
examination related to the course. No person assigned by the court to attend a
mature driver motor vehicle crash prevention course shall be eligible for such
reduction in premium charges.

B. Any schedule of rates, rate classifications or rating plans for motor vehicle
insurance as defined in &#xA7; 38.2-2212 filed with the Commission may provide
for an appropriate reduction in premium charges for a two-year period for those
insured persons who are fifty-four years of age or younger and who have
satisfactorily completed a driver improvement clinic approved by the Department
of Motor Vehicles, as set forth in Article 19 (&#xA7; 46.2-489 et seq.) of
Chapter 3 of Title 46.2. No person assigned by the courts or notified by the
Department of Motor Vehicles to attend a driver improvement clinic shall be
eligible for such reduction in premium charges.

C. The Commission and the Department of Motor Vehicles may promulgate rules and
regulations which will assist them in carrying out the provisions of this
section.

D. All insurers writing motor vehicle insurance in Virginia as defined in &#xA7;
38.2-2212 shall allow an appropriate reduction in premium charges to all
eligible persons upon successfully completing an approved crash prevention
course through actual classroom instruction subject to the provisions of
subsection A. Such insurers may allow an appropriate reduction in premium
charges to all eligible persons upon successfully completing an approved crash
prevention course via the Internet or other electronic means subject to the
provisions of subsection A.

E. Upon successfully completing the approved course, the course&#8217;s sponsor
shall issue to each participant a certificate approved by the Department of
Motor Vehicles which shall be evidence of satisfactory completion of either a
mature driver motor vehicle crash prevention course or a driver improvement
clinic for the reduction in premium charges. Participants shall be required to
provide satisfactory evidence to the insurance provider that the course or
clinic was completed in accordance with this section.

F. Each participant in a mature driver motor vehicle crash prevention course
shall take an approved course every three years in order to continue to be
eligible for the reduction in premium charges. Each voluntary participant in a
driver improvement clinic shall take an approved course every two years in order
to continue to be eligible for the reduction in premium charges, if any.

G. Nothing in this section prevents an insurer from offering appropriately
reduced rates based solely on age.

HISTORY: 1984, c. 686, § 38.1-381.10; 1986, c. 562; 1995, c. 226; 2009, cc.
357, 545; 2014, c. 282.