                                 CODE OF VIRGINIA

SUICIDE AND EXECUTION NOT GROUNDS OF DEFENSE; EXCEPTION (§ 38.2-3106)

A. Except as provided in subsection B of this section, the fact that an insured
committed suicide, or was executed under law, shall not be a defense in any
action, motion or other proceeding on a life insurance policy that (i) was
issued to any person residing in this Commonwealth at the time of issuance, or
(ii) is otherwise subject to the laws of this Commonwealth, to recover for the
death of that person.

B. An express provision in the body of the policy limiting the liability of the
insurer to an insured who, whether sane or insane, dies by his own act within
two years from the date of the policy shall be valid but the insurer shall be
obligated to return or pay at the least the amount of the premium paid for the
policy.

HISTORY: Code 1950, § 38-365; 1952, c. 317, § 38.1-437; 1986, c. 562.