                                 CODE OF VIRGINIA

MISREPRESENTATION IN INSURANCE DOCUMENTS OR COMMUNICATIONS (§ 38.2-512)

A. No person shall make or cause or allow to be made false or fraudulent
statements or representations on or relative to an application or any document
or communication relating to the business of insurance for the purpose of
obtaining a fee, commission, money, or other benefit from any insurer, agent,
broker, premium finance company, or individual.

B. No person shall, with respect to any document pertaining to the business of
insurance, including payments made to an insurer or by an insurer, affix or
cause or allow to be affixed the signature of any other person to such document
without the written authorization of the person whose signature appears on such
document.

C. No person shall, with respect to any document pertaining to the business of
insurance, obtain or cause or allow to be obtained by false pretense the
signature of another person or utilize such signature for the purpose of
altering, changing or effecting the benefits, advantages, terms or conditions of
any insurance contract or document related thereto, including payments made to
an insurer or by an insurer.

HISTORY: Code 1950, § 38.1-52; 1952, c. 317, § 38.1-52.11; 1977, c. 529; 1978,
c. 441; 1979, c. 324; 1980, c. 404; 1986, c. 562; 1998, c. 12.