                                 CODE OF VIRGINIA

RIGHT TO RETURN; FREE LOOK PROVISION (§ 38.2-5208)

Long-term care insurance policies and certificates shall have a notice
prominently printed on the first page or attached thereto stating in substance
that the policyholder or insured person has the right to return the policy or
certificate within thirty days of its delivery and to have the premium refunded
if, after examination of the policy or certificate, the policyholder or insured
person is not satisfied for any reason. A policy or certificate returned
pursuant to the notice shall be void from its inception upon the mailing or
delivery of the policy or certificate to the insurer or its agent.

HISTORY: 1987, c. 586; 1990, c. 285.