Article 6: Federal Market Reforms

This article is comprised of the following sections:

§38.2-3438 Definitions
§38.2-3439 Dependent coverage for individuals to age 26
§38.2-3440 Lifetime and annual limits
§38.2-3441 Rescissions
§38.2-3442 Preventive services
§38.2-3443 Choice of a health care professional
§38.2-3444 Preexisting condition exclusions
§38.2-3445 Patient access to emergency services
§38.2-3445.01 Balance billing for certain services; prohibited
§38.2-3445.02 Arbitration
§38.2-3445.03 Data sets for determining commercially reasonable payments
§38.2-3445.04 Transparency
§38.2-3445.05 Enforcement
§38.2-3445.06 Applicability of certain sections
§38.2-3445.07 Rules and regulations
§38.2-3445.1 Repealed
§38.2-3445.2 Out-of-network claims; reporting requirements
§38.2-3446 Applicability of federal law
§38.2-3447 (Effective January 1, 2026) Restrictions relating to premium rates
§38.2-3448 Guaranteed availability
§38.2-3449 Prohibiting discrimination based on health status
§38.2-3449.1 Prohibited discrimination based on gender identity or status as a transgender individual
§38.2-3450 Genetic information and testing
§38.2-3451 Essential health benefits
§38.2-3452 Waiting periods
§38.2-3453 Clinical trials
§38.2-3454 Wellness programs
§38.2-3454.1 Renewal of health benefit plans; special exception
