                                 CODE OF VIRGINIA

EXCLUSIONS (§ 59.1-199)

Nothing in this chapter shall apply to:

1. Any aspect of a consumer transaction which aspect is authorized under laws or
regulations of the Commonwealth or the United States, or the formal advisory
opinions of any regulatory body or official of the Commonwealth or the United
States.

2. Acts done by the publisher, owner, agent, or employee of a newspaper,
periodical, or radio or television station, or other advertising media such as
outdoor advertising and advertising agencies, in the publication or
dissemination of an advertisement in violation of &#xA7; 59.1-200, unless it be
proved that such person knew that the advertisement was of a character
prohibited by &#xA7; 59.1-200.

3. Those aspects of a consumer transaction that are regulated by the Federal
Consumer Credit Protection Act, 15 U.S.C. &#xA7; 1601 et seq.

4. Banks, savings institutions, credit unions, small loan companies, public
service corporations, mortgage lenders as defined in &#xA7; 6.2-1600,
broker-dealers as defined in &#xA7; 13.1-501, gas suppliers as defined in
subsection E of &#xA7; 56-235.8, and insurance companies regulated and
supervised by the State Corporation Commission or a comparable federal
regulating body.

5. Any aspect of a consumer transaction that is subject to the Virginia
Residential Landlord and Tenant Act (&#xA7; 55.1-1200 et seq.) or Chapter 14
(&#xA7; 55.1-1400 et seq.) of Title 55.1, unless the act or practice of a
landlord constitutes a misrepresentation or fraudulent act or practice under
&#xA7; 59.1-200.

6. Real estate licensees who are licensed under Chapter 21 (&#xA7; 54.1-2100 et
seq.) of Title 54.1, unless the act or practice of the licensee constitutes a
violation of law under the Unfair Real Estate Service Agreement Act (&#xA7;
55.1-3200 et seq.).

7. Residential home sales between natural persons involving the seller&#8217;s
private residence.

HISTORY: 1977, c. 635; 1987, c. 464; 1994, c. 400; 1995, c. 703; 1996, cc. 61,
77, 179; 1999, c. 494; 2000, cc. 691, 706; 2023, c. 452; 2024, cc. 328, 362.