Chapter 22: Motor Vehicle Title Loans

This chapter is comprised of the following sections:

§6.2-2200 Definitions
§6.2-2201 License required
§6.2-2202 Scope of chapter
§6.2-2203 Application for license; form; content; fee
§6.2-2204 Bond required
§6.2-2205 Investigation of applications
§6.2-2206 Qualifications
§6.2-2207 Licenses; places of business; changes
§6.2-2208 Acquisition of control; application
§6.2-2209 Retention of books, accounts, and records
§6.2-2210 Annual report
§6.2-2211 Other reporting requirements
§6.2-2212 Investigations; examinations
§6.2-2213 Annual fees
§6.2-2214 Regulations
§6.2-2215 Required and prohibited business methods
§6.2-2215.1 Loan terms and conditions
§6.2-2216 Authorized fees and charges
§6.2-2216.1 Inflation adjustment of maximum monthly maintenance fee
§6.2-2216.2 Refinancing of motor vehicle title loan
§6.2-2216.3 Statement of balance due; repayment and refunds
§6.2-2216.4 Restriction on certain fees and charges
§6.2-2216.5 Verification of borrower&#8217;s income
§6.2-2217 Limited recourse; repossession and sale of motor vehicle
§6.2-2218 Advertising
§6.2-2218.1 Other business
§6.2-2219 Suspension or revocation of license
§6.2-2220 Cease and desist orders
§6.2-2221 Notice of proposed suspension or revocation
§6.2-2222 Fines for violations
§6.2-2223 Criminal penalty
§6.2-2224 Validity of noncompliant loan agreement; private right of action
§6.2-2225 Application of chapter to Internet loans
§6.2-2226 Authority of Attorney General; referral by Commission to Attorney General
§6.2-2227 Violation of the Virginia Consumer Protection Act
