Article 2: Loans Secured by Lien on Real Estate

This article is comprised of the following sections:

§6.2-406 Disclosure of terms of mortgage application
§6.2-407 Lenders to furnish borrower with copy of appraisal
§6.2-408 Priority of interest on debts secured by mortgage or deed of trust
§6.2-409 Addition of unpaid interest to principal balance
§6.2-410 Borrowers not to be required to employ particular professionals
§6.2-411 Requirements relating to insurance
§6.2-412 Insurance coverage under certain loans not to exceed replacement value of improvements
§6.2-413 Obligation of lender to reimburse unused mortgage guaranty insurance premiums
§6.2-414 Obligation of person maintaining escrow account to pay taxes and insurance; penalties
§6.2-415 Lender not to cancel insurance policy at time of refinancing under certain circumstances
§6.2-416 Certain mortgages not to prohibit further encumbrance of real property
§6.2-417 Mortgage or deed of trust to contain notice that debt is subject to call or modification on conveyance of property
§6.2-418 Property owner entitled to written statement of payoff amount
§6.2-419 Disclosure of terms of assumption
§6.2-420 Prepayment penalty not to be collected in certain circumstances
§6.2-421 Certain contracts to permit prepayment; amount of prepayment penalty
§6.2-422 Prepayment penalty for loan secured by home occupied by borrower
§6.2-423 Prepayment of loans secured by certain subordinate mortgages or deeds of trust; rebates for unearned interest
