§ 38.2-3529 Entire contract; statements deemed representations
A. Each group accident and sickness insurance policy shall contain a provision that the policy, and any application of the policyowner, and any individual applications of the persons insured shall constitute the entire contract between the parties.
1. A copy of any application of the policyowner shall be attached to the policy when issued;
2. All statements made by the policyowner or by the persons insured shall be deemed representations and not warranties; and
3. No written statement made by any person insured shall be used in any contest unless a copy of the statement is furnished to the person or to his beneficiary or personal representative.
History
This law was first created in 1986. The record of its establishment is cataloged in chapter 562 of that year’s edition of “Acts of Assembly,” the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1986 “Acts” aren’t available online.
1986, c. 562.